swusc

Peace, commerce, and honest friendship with all nations, entangling alliances with none.

@halfwall_hockey Do we take Reid or Verhoeff?

@halfwall_hockey Get in the bottom 11 and win the draft lottery.

To add to the earlier point about the draft, I think there’s going to be an impact defenseman for the Sharks. Top 6 range: Reid, Verhoeff, Carels 7-10: Rudolph, Smits 10-15: Lin, Villeneuve Those are guesses obviously but 7 defensemen that could play a big role in the future

@SpecialSitsNews When you need liquidity, you sell what you can.

Wow gold at $4,400/oz $gld Liquidating ounces for cold hard cash

@schoolhall0com @texasrunnerDFW You usually get 75 to 100 point break in rate for doing a 15 though.

@S_Williams_Jr @texasrunnerDFW Because you are paying mre each month. If you get a 30-yr and pay it like a 15-yr, it will pay off in 15 years (assuming the same interest rate) . Not magic.

On a $400,000 loan with an interest rate of 6.5% over 30 years, you will pay a total of $510,177.95 in interest You will pay more in interest than the purchase price of the home The first 3 years you live there, you’re just paying the bank Buy carefully, my friends

@JoseonOne @texasrunnerDFW If you buy the house you can afford on 15 year loan. If you do 30 year loan price then nothing is left to invest as it all goes to the bank. This method does add risk as all leverage does.

@S_Williams_Jr @texasrunnerDFW You'd be better off with a 30-year, and invest the difference. Let inflation and market appreciation do the heavy lifting.

@texasrunnerDFW If you stretch the purchase price forcing the need of 30 years, then you are ok giving an extra $314k over 30 years to the bank. It is the cost of being irresponsible.

@S_Williams_Jr Most people cannot afford the payments on a 15 year, but for those who can, I recommend it If you can buy a smaller, simpler home on a 15 year, versus going for broke on a 30 year, choose the first option

@siddiqui71 In the upswing you can always roll the debt. In the downturn, you are screwed.

It’s not affordability of credit, rather it’s availability of credit that matters more (refinancing risk) 😎

@Sheng_Peng I am ok with it. Playoffs or not, we aren’t winning a cup. Honestly, at this point we need one more high pick at least. The defense is bad. Honestly, the scoring isnt great yet either.

Ferraro, on going after Hathaway, after Hathaway hit on Celebrini: "That's Mack. I didn't think in that moment. I'll do that 10 times out of 10."

@LockedOnSharks Time to bring up the youth. If they make a playoff spot, then wonderful. If they don’t, then they don’t. We are now projected 9OA.

The offense struggled.

@Zakman200 How can you hate something that doesn’t exist.

I hate the Sharks defense

@WallStreetMav You can write me in.

This could be our year to get rid of Senator Lindsey Graham. Please South Carolina ... show up for the Republican primary and vote for one of his opponents.

@RealKeithWeiner @DavidCritz @MsResJudicata The problem with gold and properties purchase is now that seller has an asset that is someone else liability. It is an unavoidable trap by design.

@DavidCritz @MsResJudicata Because everyone's asset* is somebody else's liability. *except gold and properties

WARNING: A BIG STORM IS COMING!!! 99% OF PEOPLE WILL LOSE EVERYTHING IN 2026, No rage bait or clickbait listen.. Look at these numbers. US 10Y: 4.151%, highest since 2007 China 10Y: 1.787%, highest since 2007 Japan 10Y: 2.169%, highest since 2007 Gold: $5,114, literally ATH WTI Oil: $81.44 If you hold any assets today, you MUST read this: The probability of what's happening is near zero. That's NOT a normal market. These yields are already dangerous for other markets because they keep the cost of money HIGH. All while gold stays above $5,100 and oil holds above $80. That one fact explains a lot. Because when bonds, gold, and oil all hold these prices at the same time, it tells you capital is getting DEFENSIVE, not chasing the next growth story. Now look at the size of the money sitting there. - The U.S. Treasury market is about $30.3 TRILLION. - Japan’s government debt is roughly ~$8.6 TRILLION. - China’s A-share market is around ~$15.3 TRILLION. Read that again. - $30.3 TRILLION in US Treasuries. - $8.6 TRILLION in Japanese government debt. That is where the BIG money sits. And even a tiny move there changes everything. - 1% of the US Treasury market is about $303 BILLION. - 1% of Japan’s government debt market is about $86 BILLION. - 1% of both together is almost $390 BILLION. That’s NOT a small flow. That's enough money to move stocks, crypto, gold, and rates VERY fast. Now connect the dots. When yields stay this high, bonds don’t need to rally for them to attract capital. They just need to stay “safe enough” and pay enough. And right now they do. That’s why this setup is so dangerous for risk. Because money that could’ve chased stocks, tech, crypto, or housing can now sit in bond markets that are measured in TRILLIONS and still get paid. So the pressure builds quietly. Stocks don’t crash because of one bad earnings report. They crack when the whole price of money stays too high for too long, while capital has a safer place to hide. And gold at $5,114 tells you something else. It tells you the market doesn’t fully trust paper alone. So you’ve got one flow going into YIELD, and another flow going into HARD SAFETY. That is NOT a bullish mix for risk assets. Because when bonds are expensive enough to keep trillions parked there, and gold is strong enough to keep defensive money flowing in too, the rest of the market starts fighting for scraps of liquidity. That’s when things break. Not with one big headline. - With pressure - With funding costs. - With money choosing bonds and gold over everything else. THIS IS A WARNING. Not because bonds are “boring.” Because bond markets are so HUGE that even a tiny shift there’s bigger than what most people think moves stock

@Real_Max_Miller We don’t have d that can carry the puck out of our own zone. That is an issue. MG has to fix that.

#SJSharks Warsofsky: "I don't think fatigue was an issue at all. We just -- rimming pucks out of the D zone was an issue. Rimming pucks when we don't need to rim pucks is an issue. We had a little bit of success last night. We've got to continue to execute our breakouts better."

@hockeyjtm I wonder if they were trying to showcase possible trade pieces.

did we suddenly acquire a competent coach why are these lines kinda slaying

@hockeyjtm 4th liner.

why did grier re-sign delly i am still so baffled and confused

@LockedOnSharks Musty and Bystedt are going to be an issue getting them into the top 9. Neither one is really a 4th liner.

Filip Bystedt continues his impressive season. 2 goals 1 assist 3rd star of the night #TheFutureIsTeal

@Real_Max_Miller Point % per game (adjust for games played) and we are 3rd in the pacific now.

As it stands, the #SJSharks control their own playoff destiny. 2nd wild card spot is theirs and Seattle will have played 65 games after tonight. They can’t catch the Sharks even if they win tonight.

@ThrillaRilla369 Don’t most states have increase caps? SC is limited to 15% every 5 years.

Property taxes are basically a stealth tax on unrealized gains, and it's exhausting to act like they aren't. Picture this: You buy your house for $ 300k Fast-forward a decade—the market heats up, the county assessor slaps a $ 600k valuation on it. Suddenly your tax bill doubles. You haven't sold, haven't cashed out equity, haven't pocketed a single dollar of that "profit." Yet you're forking over real money every year on value that lives only in spreadsheets and real-estate apps. People lose it when someone suggests taxing billionaires on unrealized stock gains ("You'll force them to sell assets! It's unfair!"). But when the same logic hits regular homeowners—especially retirees or folks who've paid off their mortgage—we're told it's just the price of "schools and roads." Give me a break. Once the mortgage is gone, true ownership should mean something. No more annual fee to the government simply because your street became desirable or inflation did its thing. It's a recurring wealth tax masquerading as a civic duty, normalized only because it's been around forever. Scrap property taxes on primary residences. If revenue's needed, tax spending or transactions instead. Stop forcing people to rent their own homes from the county indefinitely. Real ownership doesn't come with a perpetual lease to the state.

@KyleDemetrius Dellandrea and buy out Goodrow?

The PK guys should be Graf, Sherwood, Eklund and pick your favourite 4th liner if you have to. Gives you the skill to be able to kill it and in select scenarios attack