Sagar Bandodkar

The wait is finally over 🎉🥳 The spreadsheets have been validated and the results are out! 📈🏆 The Credit Card Awards 2025 are officially LIVE on both handles🎬 🔥 14 categories are live here at @AmazingCreditC & others are live over at @cards_wizard #CreditCardAwards2025

SalarySe × City Union Bank Credit Card (₹1250 Gift Voucher Offer 🎁) A UPI credit card with a structured reward system + bonus earning days — here’s how it works. 👉 Apply here: salaryse.onelink.me/qtf7/3fu7tdwi 👉 Use Code: AMCC1250 🎁 ₹1250 gift voucher after approval (Coupon AMCC1250 mandatory to get the ₹1250 gift voucher) 💳 Fees & Setup • Virtual Card → Lifetime Free • Physical Card → ₹500 + GST • Annual fee waived on ₹2L spend So you get flexibility — start free, or go for the paid variant with enhanced benefits. 💰 Rewards – Start with Conversion Rewards are in SCoins: • 5 SCoins = ₹1 (on gift voucher redemption) 🔥 Salary Day Rewards (Highlight Feature) On 1st & last day (via SalarySe UPI): • Virtual → 25 SCoins / ₹100 • Physical → 37.5 SCoins / ₹100 Converted to GV’s: • Virtual → 5% return • Physical → 7.5% return This is where the card is designed to give maximum value. 📊 Regular Rewards (Across the Month) • Base categories → 1 SCoin → 0.2% • Up to ₹20K/month → 5 SCoins → 1% • Above ₹20K → 10 SCoins → 2% Converted to GV’s: 📈 Reward Structure & Caps • Regular rewards capped at: 👉 10% of credit limit per billing cycle • Salary Day rewards: 👉 Separate capped structure 👉 ~3,750 SCoins (virtual) / ~5,625 SCoins (physical) 🏷️ Exclusions: • Rent, insurance, utilities, govt spends → 0.2% fixed • Wallet loads, fuel (in cases), betting → no rewards ✈️ Lounge Access: • 1 domestic lounge/month • ₹10K spend in previous cycle required A simple milestone-based travel benefit. 🌍 Forex markup: • Virtual → ~2% • Physical → ~1% 🧠 Final Take: The card is built around a layered reward approach: • Everyday spends typically fall in the 1–2% range • The real upside comes from Salary Day rewards (5% / 7.5%) Overall, it works best when: • You use SalarySe UPI actively • You plan spends around bonus days • And combine both regular + bonus earning layers The physical card enhances the reward potential slightly, while the virtual card keeps things cost-free. 👉 Apply here: salaryse.onelink.me/qtf7/3fu7tdwi 👉 Use Code: AMCC1250 (Mandatory to get the ₹1250 gift voucher) This offer is valid for the first 10 people who successfully get approved for the SalarySe Level Up credit card. Gift vouchers will be sent on your registered email.

@avgphoenixguy Congratulations! ✨ The temple is really beautiful, I visit it sometimes. Also, you guys are lucky to have a McDonald’s so close to the college.

cleared CFA L1. God's truly got a plan 🧿❤️

Superb credit card 🎉💯

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Recently purchased this for my car, so I can convert wired Apple CarPlay, wireless and it has been excellent so far.

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@BasedTrader_ I did help my friend because he agreed to pay back and I lost my money. It was a high 6 figure amount.

Imagine your friend is in ICU and you don't spend money to save him because Sejal Sud on twitter said so.

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Happy Diwali 🪔 ❤️

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@INShivamDwivedi @suritalreja @AmazingCreditC 🙌🏼🫂

@suritalreja +1 follower for @SagarBdkr 🙌🏻 Remember he helped me out on Starbucks coupon from @AmazingCreditC account, didn’t know the person behind this 😅🙈

🚨 Day 12 of “One X Profile You Must Follow Daily” 👇 📌 @SagarBdkr (Sagar Bandodkar) Based out of Goa, Sagar is one of the most knowledgeable voices when it comes to Indian credit cards. If you’ve got a query, he probably has the answer with details you didn’t even know you needed. He also runs @AmazingCreditC, where he regularly shares top-notch content on credit cards, rewards, and all things banking. Some fun facts (😄): 💳 Whenever there’s a credit card, financial, or banking event, Sagar is basically on the guest list by default. 💬 Super helpful and approachable, always just a DM away. 🏖️ Rumor has it, he owns some big resorts in Goa, I can’t confirm, but you guys can ask him directly 😉 If you want to stay on top of everything about credit cards, rewards, and financial hacks - following @SagarBdkr and @AmazingCreditC is a no-brainer.

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@Pmkphotoworks @AmazingCreditC True!

@SagarBdkr @AmazingCreditC I respect fossil watches, even if they're not a true watch brand. For me, fossil is a good entry towards real watch brands, but I already have the likes of Tissot and Seiko in my collection, so it won't make sense for me 😅

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