Sahamati

We’re pleased to announce ₹50 crore in funding from 25+ leading financial institutions, marking a significant milestone for Sahamati and the Account Aggregator ecosystem. More than capital, this reflects the industry coming together with a shared belief in consent-based data sharing and its potential to transform India’s financial landscape. The impact is clear. Stronger collaboration, faster adoption, and more inclusive access to financial services for every Indian. As we move into the next phase, we remain focused on scaling the ecosystem, deepening innovation, and unlocking meaningful value for users across the country. Read the official press release: sahamati.org.in/media-article/… #AccountAggregator #OpenFinance #Sahamati

The Account Aggregator (AA) ecosystem is entering its next phase, moving from readiness to broader adoption. As consented data begins to flow at scale, it will unlock faster, more inclusive access to credit and financial services, especially for small businesses and underserved individuals, while keeping customers in control of their data. To read the full article: bfsi.economictimes.indiatimes.com/news/fintech/s… To read the full press release: sahamati.org.in/media-article/…

It's happening today. 🎙️ Fair Use Explained: Webinar on Cross-Sectoral Templates 📅 🕞 3:00 – 4:00 PM IST 💻 Zoom If your team works on compliance reporting, counterparty risk, vendor management, or credit assessment workflows on Account Aggregator, join us in a few hours. 🔗 Join now → sahamati.zoom.us/meeting/regist… #FairUseExplained #AccountAggregator #Compliance #OpenFinance #Sahamati

1 Day to Go! Have you registered yet? More details below ↓

Are your B2B workflows on Account Aggregator aligned with the right Fair Use Templates? Cross-validation, counterparty risk, employee compliance, and credit rating monitoring each have a distinct template with defined boundaries. Using the wrong one, or stretching one template across unrelated processes, might add to compliance risk. The next session of #FairUseExplained breaks this down clearly — template by template. 📅 Tuesday, 28th April 2026 | 🕞 3:00 – 4:00 PM IST | 💻 Zoom 🔗 Only 4 Days to Go! Register Today → sahamati.zoom.us/meeting/regist… #FairUseExplained #AccountAggregator #B2B #Compliance #Sahamati

#FairUseExplained | Process-Based Templates in AA The third session of the #FairUseExplained series is for teams building business and compliance processes on Account Aggregator: vendor management, counterparty risk, employee compliance, and more. We will be walking through the Dos and Don’ts for each template, staying aligned with purpose, consent design, and technical guardrails 📅 Tuesday, 28th April 2026 🕞 3:00 – 4:00 PM IST 💻 Zoom 🔗 Register now → sahamati.zoom.us/meeting/regist… #AccountAggregator #FairUse #Compliance #OpenFinance #Sahamati

The March edition of Varta is now live. 95% of PFM users report an improvement in their financial health. Digital tools are changing how India engages with money. (Source: @CGAP Survey) Explore the full insights in Varta (March Edition): sahamati.org.in/varta-the-saha…

431 million consents fulfilled cumulatively. 22 million in March 2026, alone, reinforcing that AA-enabled data sharing is scaling fast and embedding itself into India's financial services industry. Each consent represents an individual accessing a financial service on their own terms. The Account Aggregator framework is scaling rapidly, and with it, a fundamental shift in how financial data is shared, accessed, and trusted. Stay tuned for Varta- The Sahamati Newsletter to know more such insights. #AccountAggregator #OpenFinance #DataEmpowerment #Sahamati

India’s #OpenFinance system, Account Aggregators, is growing fast. A new CGAP-@Sahamati survey finds the share of people sharing data through AAs doubled between 2023-24 — but a gender gap remains. Trust and awareness will be key to unlocking AA’s full potential.

250 million Indians will be above 60 by 2050. Yet, formal retirement savings still remain out of reach for the vast majority. Expanding access to the National Pension Scheme and building a strong retirement savings culture that reaches every Indian is one of the most meaningful opportunities. On Monday, 13th April 2026, we are bringing together key stakeholders for an invite-only virtual roundtable focused on scaling the adoption of the National Pension Scheme (NPS) in a scalable manner, more so, customer-first in design. Agenda for the discussion: 🔹  High-potential channels and products to drive NPS adoption across customer segments 🔹 Key regulatory, operational, and ecosystem enablers required to unlock these opportunities 🔹 The role of the AA ecosystem in enabling more contextual, data-driven, and scalable pension distribution If you are building in this space and would like to attend, you may write to us at info@sahamati.com #AccountAggregator #OpenFinance #NPS #Pension #FinancialInclusion #DigitalPublicInfrastructure @RutvikPaikine

We are extremely delighted to welcome Mr. Suraj Moraje, former Senior Partner at @McKinsey and former CEO of @Quess_Corp, to Sahamati’s Board of Directors. A leader who has built and transformed businesses across continents, championed social mobility through the Eka Fellowship, and consistently brought rigour and vision to every institution he has been part of, Mr. Moraje brings to Sahamati a unique combination of strategic depth, operational scale, and genuine commitment to impact. As the AA ecosystem scales its impact across financial services, his counsel will be invaluable in shaping what comes next. We are truly glad to have him with us. #AccountAggregator #OpenFinance #Sahamati #DPI #FinancialInclusion

We are delighted to welcome Ms. @monikahalan, Founder- Dhan Chakra Financial Education, to the Sahamati Board of Directors. One of India's most recognised voices on personal finance and investor protection, Monika has spent 30 years helping millions of families navigate money with clarity and confidence, through her bestselling books, podcasts, and public policy work. A celebrated advocate for financial literacy and investor protection, with deep public policy experience across @SEBI_India and the @FinMinIndia. Ms. Halan brings to Sahamati the perspective that matters most, that of the citizen at the centre of the AA framework. Because when individuals can share their financial data on their own terms, verified, consent-driven, and tamper-proof, what follows is access, inclusion, and genuine empowerment. We are truly honoured to have her with us. #AccountAggregator #OpenFinance #FinancialLiteracy #Sahamati #DPI #InvestorProtection

We are pleased to welcome Mr. Nandkumar Saravade (@saravade), Founding CEO of @ReserveBankIT and one of India's foremost experts in cyber security and financial fraud prevention, to Sahamati’s Board of Directors. From the Indian Police Service and the CBI, to leading ReBIT through its foundational years, to shaping data security policy at NASSCOM and the Data Security Council of India, Mr. Saravade brings a depth of experience in trust, security, and governance that is directly at the heart of what the Account Aggregator framework stands for. In an ecosystem built on consent and data integrity, his counsel is both timely and invaluable. We are truly honoured to have him with us. #AccountAggregator #OpenFinance #DataSecurity #Sahamati #DPI #FinancialInclusion

We are delighted to welcome Mr. R. Gandhi, Former Deputy Governor of the @RBI, to Sahamati’s Board of Directors. With 37 years of distinguished service in central banking, a three-year secondment to @SEBI_India, membership of the Basel Committee on Banking Supervision, and deep expertise across financial regulation, capital markets, and fintech, Mr. Gandhi brings a perspective that is both rare and invaluable to the Account Aggregator ecosystem. He has been an instrumental member of Sahamati’s Advisory Council since June 2020. His joining reflects the growing institutional trust in what this ecosystem is building, and strengthens our collective commitment to make consent-driven data empowerment a reality for every Indian. We are truly honoured to have him with us. #AccountAggregator #OpenFinance #DPI #Sahamati #FinancialInclusion

We’re pleased to welcome leading ecosystem participants @weKFintech, @hdfcmf, @NSDL_Depository, @ProteanEgovTech, and @SBIMF as members of Sahamati 🎉 Their participation further strengthens the Account Aggregator ecosystem, reinforcing the industry’s collective commitment to enabling secure, consent-driven data sharing and advancing inclusive financial services in India. Together, we continue to build a more connected, trusted, and accessible financial ecosystem. To know more about Sahamati Membership- sahamati.org.in/re-membership-…

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How can SEBI entities leverage fair use templates for advisory services in the Account Aggregator ecosystem? Join the upcoming Fair Use Explained session as we break down templates for PFM, WMS, and guardrails to ensure responsible and compliant data sharing. 📅 23rd March 2026 (Monday) 🕒 12:00 – 1:00 PM IST 🔗 Register here: sahamati.zoom.us/meeting/regist… #FairUseExplained #AccountAggregator #OpenFinance #Sahamati

Please note the revised date: 23rd March 2026 (Monday) As adoption of the Account Aggregator framework grows among SEBI-regulated entities, many implementations involve Personal Financial Management (PFM) and Wealth Management journeys. Each of these templates comes with specific purpose definitions, data limits, and operational guardrails under the Fair Use framework. Join our upcoming Fair Use Explained session focused on Personal Financial Management (PFM) and Wealth Management templates. This webinar will cover key Fair Use guardrails, including: • PFM vs Wealth Management — understanding how these use cases differ and why they require separate templates • Purpose, data range, and pull frequency — aligning these with the actual user journey and customer expectation • PFM template boundaries — avoiding bundling multiple use cases within a single PFM consent • The “45 pulls” limit — do’s and don’ts • Consent design and data minimisation — applying Fair Use principles along with relevant Codes of Conduct 📅 23rd March 2026 (Monday) 🕒 12:00 – 1:00 PM IST 🔗 Register here: sahamati.zoom.us/meeting/regist… #FairUseExplained #AccountAggregator #OpenFinance #Sahamati

Building PFM or Wealth Management journeys using Account Aggregator? Join our Fair Use Explained webinar focused on Personal Financial Management (PFM) and Wealth Management templates for SEBI entities. 📅 19th March 2026 (Thursday) 🕒 12:00 – 1:00 PM IST 🔗 Register here: sahamati.zoom.us/meeting/regist… #FairUseExplained #AccountAggregator #OpenFinance #Sahamati