Lynnette KhalfaniCox

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Lynnette KhalfaniCox

Lynnette KhalfaniCox

@themoneycoach

Personal finance expert, speaker, author of Bounce Back: The Ultimate Guide to Financial Resilience. Seen on Oprah, Today, Dr. Phil, CNN, MSNBC, NewsNation.

Houston, TX Katılım Ekim 2008
2.7K Takip Edilen17.1K Takipçiler
Lynnette KhalfaniCox retweetledi
Jenni
Jenni@hashjenni·
In case anyone isn’t aware, Trump is demanding Zambia to hand over its mineral rights by end of day tomorrow or the U.S. gov’t will cut off the country’s access to the AIDS medications that are literally keeping its citizens alive. Just thought y’all should know.
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Lynnette KhalfaniCox
Lynnette KhalfaniCox@themoneycoach·
Attention jobseekers. 👇🏽👇🏽
Nav Toor@heynavtoor

Researchers sent the same resume to an AI hiring tool twice. Same qualifications. Same experience. Same skills. One version was written by a real human. The other was rewritten by ChatGPT. The AI picked the ChatGPT version 97.6% of the time. A team from the University of Maryland, the National University of Singapore, and Ohio State just published the receipt. They took 2,245 real human-written resumes pulled from a professional resume site from before ChatGPT existed, so the human writing was actually human. Then they had seven of the most-used AI models in the world rewrite each one. GPT-4o. GPT-4o-mini. GPT-4-turbo. LLaMA 3.3-70B. Qwen 2.5-72B. DeepSeek-V3. Mistral-7B. Then they asked each AI to pick the better resume. Every model picked itself. GPT-4o hit 97.6%. LLaMA-3.3-70B hit 96.3%. Qwen-2.5-72B hit 95.9%. DeepSeek-V3 hit 95.5%. The real human almost never won. Then the researchers tried the obvious objection. Maybe the AI is just better at writing. So they had real humans grade the resumes for actual quality and ran the experiment again, controlling for it. The result was worse. Each AI kept picking itself even when human judges rated the human-written version as clearer, more coherent, and more effective. It gets worse. The AIs do not just prefer AI over humans. They prefer themselves over other AIs. DeepSeek-V3 picked its own resumes 69% more often than LLaMA's. GPT-4o picked its own 45% more often than LLaMA's. Each model can recognize and reward its own dialect. Then the researchers ran the simulation that ends careers. Same job. 24 occupations. Same qualifications. The only variable was whether the candidate used the same AI as the screening tool. Candidates using that AI were 23% to 60% more likely to be shortlisted. Worst gap was in sales, accounting, and finance. 99% of large companies now run AI on incoming resumes. Most of them use GPT-4o. The paper just proved GPT-4o picks GPT-4o 97.6% of the time. If you wrote your own cover letter this week, you did not lose to a better candidate. You lost to a worse candidate who paid OpenAI 20 dollars. Your qualifications do not matter if the AI prefers its own handwriting over yours.

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Lynnette KhalfaniCox
Lynnette KhalfaniCox@themoneycoach·
I went to 10 African countries in 2025 on 4 trips. Many Africans did express support for Trump BUT almost always had inaccurate/no factual or policy info. Some enthralled by myth of the American Dream. Others said Trump is a successful biz man & knew zilch about his bankruptcies.
Larry Madowo@LarryMadowo

Many Africans love President Trump's conservative values and straight talk. I said that on CNN and some accused me of lying. Africa is not a monolith, of course, but I travel around it full time and I meet more Trump fans than haters. Where do you stand?

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Lynnette KhalfaniCox retweetledi
World Bank Rwanda
World Bank Rwanda@WB_Rwanda·
#Rwanda recognized by the @WorldBankGroup as a top performer on the Human Capital Index Plus (HCI+). With a score of 157, well above regional averages, the country continues to invest in people to drive inclusive growth.
World Bank Rwanda tweet mediaWorld Bank Rwanda tweet mediaWorld Bank Rwanda tweet mediaWorld Bank Rwanda tweet media
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Rwanda Is Open 🇷🇼
Rwanda Is Open 🇷🇼@RwandaisOpen·
@themoneycoach Thank you for sharing this perspective. Every country has lessons to offer and lessons to learn. Rwanda’s journey shows what is possible when a nation chooses unity, honesty, and forward progress.
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Larry Madowo
Larry Madowo@LarryMadowo·
I rode in a car without a driver. You’re not even allowed to touch the steering wheel. I only had one problem at the end of the trip. When will robotaxis make it to your city’s streets?
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Lynnette KhalfaniCox
Lynnette KhalfaniCox@themoneycoach·
@alt_w_v_g I salute you! 🤑👑 If they’re going to apply and enforce these HOA rules, enforce them on everyone! 🤷🏾‍♀️
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Ethan Brooks
Ethan Brooks@alt_w_v_g·
Got a letter from the HOA yesterday Actual letter In an envelope With a stamp In 2026 The letter said my trash can was visible from the street for too long on collection day The fine is $50 I checked my Ring camera The truck came at 7:03am I brought the can in at 7:14am 11 minutes $50 That's $4.55 per minute of trash can visibility My therapist charges $250 an hour That's $4.17 per minute My trash can sitting in a driveway is now more expensive per minute than therapy I looked at the letter again It was signed by the HOA president Her name is Karen Of course it is I know this woman She lives four houses down She still has Christmas lights up It's March I know because I drive past them twice a day And because that's what I do I checked the HOA bylaws All 47 pages Section 4.2 says all exterior fixtures and lighting must be seasonal and removed within 30 days of the applicable holiday Her lights have been up for 97 days I went to the HOA meeting Tuesday night 7pm In a church basement Folding chairs Fruit platter that nobody touched Seven people showed up Four of them were on the board The other three were there to complain I was there to read My wife came with me She didn't want to But she said "if I don't come you'll end up on the news" I brought my legal pad Karen called the meeting to order She talked about community standards She talked about property values She talked about the importance of curb appeal From a woman whose Christmas lights are still blinking in March I raised my hand She said "we'll take questions at the end" I said "it's not a question. It's a point of order." She looked at me I opened my legal pad I said "Section 4.2 requires seasonal decorations to be removed within 30 days. Your Christmas lights have been up for 97 days. You fined me $50 for 11 minutes of trash can visibility on collection day while you've been in violation for over three months." The room was quiet One of the other three complainers said "he's right" The board members looked at each other Karen said "that's a separate issue" I said "it's the same bylaws" She said "we'll review it" I said "I already did. Page 12. Happy to share my highlights." My wife looked at the ceiling Some things never change Karen said "I think we should move on" I said "agreed. I'll move on when the Christmas lights do." Nobody laughed I wasn't joking I paid the $50 Because it's $50 and I'm not going to die on that hill But if the rules apply to me they apply to everyone So I filed a formal complaint about the lights With photos Timestamped Funny how surveillance works both ways The fine for seasonal decoration violations is $75 per occurrence She's been in violation for 67 days past the 30-day grace period I'll let her do the math Or I'll do it for her Because that's what I do Make common sense common again Plz fix. Thx. Sent from my iPhone
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Lynnette KhalfaniCox
Lynnette KhalfaniCox@themoneycoach·
Sun-airing is nice but it barely scratches the surface. 🌞 UV rays can’t penetrate deep enough to do much, and “sterilize” is a strong word. Hot washer + dryer cycle kill dust mites & bacteria all the way through. In this case, washing machine does more heavy lifting than the sun. ☀️🧺
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ChiefHerbalist
ChiefHerbalist@HerbalistChief·
Placing pillows in sunlight once a week naturally sterilizes them with UV rays. This practice kills dust mites, bacteria, and molds, giving you a cleaner, healthier sleep.
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Lynnette KhalfaniCox
Lynnette KhalfaniCox@themoneycoach·
Wow. Your amazing partner sounds like husband material. That immature coworker sounds like delulu personified.
Asanwa.sol@Chizitere_xyz

It was my birthday last week, and I was sitting in the breakroom at work when a younger coworker asked what my partner had gotten me. She already had her phone out, completely ready to see a picture of a designer bag, a massive $500 floral arrangement, or a viral-worthy dinner receipt. I told her the truth: He spent his entire weekend covered in grease, replacing the alternator and brake pads on my car, and then he quietly paid off the remaining balance of my student loan that had been giving me rolling panic attacks for six months. She gave me this deeply tragic, pitying look. “Oh. Well, that’s practical, I guess,” she said. “But you deserve to be spoiled. You know, the princess treatment. A man who really loves you wants to show you off, not just do chores. That's kind of the bare minimum.” I just stared at her. What she didn’t see was that for the last half of the year, I had been losing sleep, my hair was thinning from financial stress, and I was terrified to drive my car on the highway. My partner took his only two days off from his own grueling job, completely wrecked his hands under my hood, and drained his own savings, just to hand me back my peace of mind. The internet has completely rotted our definition of romance. We have been brainwashed to believe that if a man isn't performing his love for an audience, buying things that look highly aesthetic on a TikTok reel, then he isn't doing enough. We are out here casually calling a man's literal blood, sweat, and absolute financial sacrifice "the bare minimum" just because it doesn't come in a shiny box with a ribbon.

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