Joseph Towns

Representing Buyers & Sellers #RealEstate #NewConstruction #ResidentialResale #Lot #Land #Ranch Broker Assoc at Keller Williams Realty LONE STAR, @georgetowntx YouTube: tiny.cc/TXTOWNS 📧 joseph.towns@kw.com #TXTOWNS 🤠 Legal: tiny.cc/TOWNSIABSCPN

Religious activity devoid of personal intimacy with the one true God is dangerous and deadly. @FollowRadical

While many cite 20% as the standard downpayment, the typical first-time buyer last year purchased with just 10% down. Buyers are taking advantage of numerous downpayment assistance programs to pave their path to homeownership.

Ask the Economist: How Consumer Confidence Impacts Real Estate youtube.com/shorts/uhdijZ6… via @YouTube

Rare baseball stats and how often they have occurred.

My father is 83 years old and has studied US stocks for almost 52 years. He summarized some simple rules for beginners: 1. Price falls 5% → Hold 2. Price falls 15% → Buy 10% 3. Price falls 25% → Buy 25% 4. Price rises 5% → Continue holding 5. Price rises 15% → Continue holding 6. Price rises 25% → Sell 10% 7. Price rises 35% → Sell 20% 8. Price rises 45% → Sell 30% 9. Price rises 60% → Sell 40% 10. Price rises 100% → Sell everything Discipline + patience = stable long-term growth. (Save this later).

Dallas-Fort Worth attracted 100 corporate headquarters from 2018 to 2024. More than any metro in America. Now it has three stock exchanges and Apollo is shopping for a second HQ. Dallas is on the shortlist. Here is why: TXSE. NYSE Texas. Nasdaq Texas. All three based in Dallas. NYSE Texas opened last year. Nasdaq Texas launched three weeks ago. The Texas Stock Exchange starts trading this summer. TXSE just became the most well-capitalized exchange the SEC has ever approved. It raised $270 million from BlackRock, Citadel Securities, Charles Schwab, JPMorgan, and Goldman Sachs. That is the headline. Here is what’s happening on the ground. Goldman Sachs is spending $500 million on a new campus near Victory Park. It will hold 5,000 employees and become the firm’s largest office by square footage outside Manhattan. JPMorgan Chase now employs 31,000 people in Texas. That is more than New York. Their Plano campus is adding another 4,000. Bank of America is building a 30-story tower in Uptown overlooking Klyde Warren Park. Opening early 2027. They have 14,000 employees in the metro. And Schwab did not open an office. They moved their headquarters. Five years ago, Charles Schwab left San Francisco for Westlake, Texas. Between 5,000 and 10,000 DFW employees. Today, Apollo Global Management announced it is looking for a second headquarters outside New York. The shortlist: Texas or south Florida. Apollo manages $840 billion in assets. This is not about low taxes. That is part of it. Zero state income tax matters. A 0.75% franchise tax instead of a 7.25% corporate income tax matters. Office rent at $35 a square foot instead of $85 matters. But taxes alone do not explain $270 million in institutional capital backing a brand new stock exchange. What explains it is critical mass. When Goldman builds a campus, their fund administrators follow. Their outside counsel follows. Their prime brokerage counterparties follow. The consultants follow. The accountants follow. The talent follows. Then the next firm looks at the map and sees that half their counterparties sit in Dallas. So they come too. And when they arrive, they bring their own vendors and service providers. Those providers pull in more firms. The cycle compounds. Each new entrant reduces the cost of doing business for every firm that came before it. New York is not going anywhere. Wall Street will always be Wall Street. But the financial sector is no longer a one-city industry. Welcome to Y’all Street

Salvy teaching Doug Eddings the bottom of the strike zone. Over and Over and Over again. But Eddings refuses to learn. 😂

SOLD with Multiple Offers! 616 Muster BND, Georgetown, TX (Saddlecreek) shutterbugstudios.hd.pics/616MusterBND

Multiple Offers! 1813 Meandering Meadows DR, Pflugerville, TX (Falcon Pointe) shutterbugstudios.hd.pics/1813-Meanderin…

For Sale! 18200 Whitewater CV, Round Rock, TX shutterbugstudios.hd.pics/18200-Whitewat…

For Sale! 606 Splitrock, Round Rock, TX shutterbugstudios.hd.pics/606-Splitrock

For Sale! 1024 Arvada DR, Leander, TX shutterbugstudios.hd.pics/1024-Arvada-Dr

Hitting a baseball is the hardest thing to do in sports.

$20,000 invested in the S&P 500 (1979–2022): - Stayed invested → $2,112,152 - Missed best 5 days → $1,309,562 - Missed best 10 days → $943,249 - Missed best 20 days → $547,851 - Missed best 30 days → $341,899 - Missed best 60 days → $103,561 8 of the 10 worst days happened within 1 week of the best days. You won’t time it. Stay invested.

Americans are on the move. Where they are leaving and where they are going…

The goal of the Gospel is not to affirm you, celebrate you, or empower you to do whatever you want. The goal of the Gospel is to rescue you, transform you, and empower you to do whatever God says.

Job's not finished. #ForGlory🇺🇸

Dream On. 🇺🇸

"Mathematics is the language with which God has written the universe." - Galileo Galilei