Tad Tobar

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Tad Tobar

Tad Tobar

@TadTobar

COO at @lorenzoprotocol

Bitcoin DeFi Katılım Eylül 2013
313 Takip Edilen228 Takipçiler
Ellen in Paradise 🛡️🌴
Earlier today, @standwithcrypto Hawaii Chapter advocates met Congressman Ed Case at his office. We shared with the Congressman about why regulatory clarity is important on the state and federal level, how it impacts the work we do and economic implications for Hawaii.
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Tad Tobar
Tad Tobar@TadTobar·
Appreciate US Congressman @RepEdCase taking the time to meet with those of us building in crypto here in Hawaiʻi. Regulatory clarity matters- not just for the industry, but for ensuring Hawaiʻi participates in the next generation of financial infrastructure. We’re building it.
Ellen in Paradise 🛡️🌴@HiEllenNg

Earlier today, @standwithcrypto Hawaii Chapter advocates met Congressman Ed Case at his office. We shared with the Congressman about why regulatory clarity is important on the state and federal level, how it impacts the work we do and economic implications for Hawaii.

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Dudes Posting Their W’s
Dudes Posting Their W’s@DudespostingWs·
This guy shares how he feeds his trout with bugs and it’s pretty interesting
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Matt Ye
Matt Ye@MattYe_MEP·
金融是服务业:在不同产业和板块之间搬运资金。Crypto 的房中大象是——并没有任何一个真实行业在用crypto当金融底座。所以整个市场像楚门的世界:看似什么角色都有,但都只是现实的虚拟倒影。
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Alexandria Ocasio-Cortez
Even with everything in this Epstein drop, remember: this is a minority of the files. This is STILL just what they were *willing* to release - in violation of the law, which requires release of all files. Pam Bondi’s DOJ is still hiding most of them. We need them all.
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Ellen in Paradise 🛡️🌴
Join us to learn more about Tochigami, Jason's ambitious plans to disrupt the way real estate transactions are conducted and why leveraging blockchain technology is important to him and for the industry. Free drink for the first 20 registered attendees on-site!
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Ellen in Paradise 🛡️🌴
We're so excited to unveil our new initiative for 2026 -- First Fridays: Faces of Crypto kicking off early in the new year on January 2nd, Friday, 6PM in Honolulu's Chinatown ☕ Sponsored by @standwithcrypto 🫶🏻 luma.com/ycec2fa0
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Matt Ye
Matt Ye@MattYe_MEP·
关于近期部分用户关注的“使用 enzoBTC 抵押借款、在高利率环境下未及时还清”的问题,统一作如下说明: 1. 为什么去中心化借贷协议的 LP 可能会暂时无法提取资金? 借贷协议本质上与银行相似——在流动性充足时,确实可随存随取;但由于资金需要被借出产生收益,协议内并不会保留全部存款。 以美国银行体系为例,2020 年前法定准备金率为 10%,意味着若有超过 10% 存款被同时提取,银行现金就可能被提空,但这并不等同于“暴雷”。历史上,J.P. Morgan、瑞士信贷、汇丰银行等大行都经历过挤兑压力,但均凭借流动性恢复与市场信心重建而渡过难关。 2. 为什么有用户在高利率下仍选择用 enzoBTC 抵押借贷? 经过与部分借贷用户的沟通,主要原因是资金回流存在时间差。当借贷协议出现流动性恐慌性流失 40% 时(远超中国 7.5% 与美国历史最高 12.5% 的准备金率),需要从市场中回收更多流动性,而这一过程并非即时。 目前链上数据显示,enzoBTC 借款人正以 每日 100–500 万美元 的速度还款,回款速度其实相当快。 市场普遍认为“利率越高,资金回流越快”,但在流动性急剧收缩的极端情况下,这一规律不再成立。过度加息反而可能让原本可偿还的债务变为坏账。事实是,enzoBTC 用户的债务仍在持续偿还中,并非不还,而是尚未全部清偿。 3. enzoBTC 是否可被清算? 目前各借贷协议中 enzoBTC 用户的 LTV尚未触及清算线,因此没有坏账产生。若未来确需清算,enzoBTC 当然可以被清算: a. 所有底层 BTC 均在 Lorenzo 的托管与管理之下; b. 当链上流动性不足时,借贷协议可通过 Lorenzo 官方平台赎回 BTC 以完成清算; c. Lorenzo 也将在未来几天 增加 enzoBTC 在 DEX 上的流动性,进一步降低清算风险。 而对于那些因利益冲突或因未获“保护费”而借机 FUD Lorenzo 与 enzoBTC 的人,我只能送上一句:君子坦荡荡,小人常戚戚。趁市场动荡故意制造恐慌、谋取私利是最卑鄙的赚钱方法。
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Tad Tobar
Tad Tobar@TadTobar·
@WyattCatarina They already paid tax on their earnings you moron. They don’t pay capital gains tax on the assets because they never saw that money. If the loans go bad the bank will seize their assets. There is no free lunch buddy, wake up.
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Catarina Senora Gatita
Catarina Senora Gatita@WyattCatarina·
Seems that the "requisite' to be grateful has turned into quite the antithesis. Ppl are invading our country and trying to make it into the ideology they left while shamelessly harvesting the rewards of America's unparalleled prosperity.
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beeple
beeple@beeple·
BRAVE NEW WORLD
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Tad Tobar
Tad Tobar@TadTobar·
@AFpost Proud to say I lived in NYC before this guy got elected.
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AF Post
AF Post@AFpost·
Zohran Mamdani: "New York will remain a city of immigrants, a city built by immigrants, powered by immigrants, and as of tonight, led by an immigrant." Follow: @AFpost
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