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Sendsprint

Sendsprint

@UseSendSprint

You can now seamlessly launch your remittance business in the US 🇺🇸with Sendsprint market entry toolkit, a solution for cross-border payment 🇰🇪🇿🇦🇳🇬🇬🇭

United States Katılım Nisan 2025
45 Takip Edilen83 Takipçiler
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Sendsprint
Sendsprint@UseSendSprint·
Sendsprint's Market Entry Toolkit is that bridge you need to launch fast in the US Market. Our founder, Damisi Busari, shares more details on what you need to know about our infrastructure. Contact us now via #diaspora" target="_blank" rel="nofollow noopener">sendsprint.com/contact-sales#… to get started with us. #crossborderpayments #internationalpayments #moneytransfer #crossborderpaymentsinfrastructure #remittanceservices
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Marcel van Oost
Marcel van Oost@oost_marcel·
𝙎𝘾𝙊𝙊𝙋 👀: @Revolut files for a U.S. 🇺🇸 bank charter! And appoints a new CEO to lead the push: The $75B FinTech with 70M+ customers has officially applied for a U.S. national bank charter with the OCC and FDIC, a major step in its push to become the world’s first truly global banking platform. If approved, Revolut Bank US, N.A. would allow the company to: • Operate nationwide under a single federal framework • Access key payment rails like ACH and Fedwire directly • Offer FDIC-insured deposits • Launch lending and credit cards to unlock net interest margin At the same time, Revolut also appointed Cetin Duransoy (ex-Raisin, Capital One, Visa) as U.S. CEO to lead the expansion. The timing is interesting. Revolut already serves 70M+ customers globally, is targeting 100M by 2027, and was last valued at $75B after a secondary share sale in 2025. But cracking the U.S. banking market has historically been one of the hardest things for fintechs to do. If they succeed, this could be a huge strategic unlock. More about this in my newsletter!
Marcel van Oost tweet media
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Cyprx Research Lab Official
Cyprx Research Lab Official@CyprxResearch·
One of the biggest myths in intelligent banking: “APIs don’t matter anymore.” They matter more than ever. Banks are shifting from a product and channel model to a capability and platform model. Old world: APIs connect front-end apps to internal systems. New world: APIs are the commercial interface of the bank embedding payments, lending, KYC, treasury, and risk into external platforms and AI-driven workflows. If APIs become the product surface, they need an operating layer. That’s where an API marketplace comes in: - Central catalog of capabilities - Clear docs, pricing, and usage plans - Sandbox access for partners - Structured onboarding flows - Access control and rate limits - Billing and monetisation built in This isn’t just a developer portal. It’s distribution infrastructure. Most banks struggle because discovery, identity, pricing, billing, and compliance must function as one coordinated product. The strategic shift: Stop treating APIs as plumbing. Start treating them as packaged capabilities. In intelligent banking, the edge won’t come from having the most APIs but from knowing how to package, distribute, and monetise them at scale.
Cyprx Research Lab Official tweet media
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Nacha
Nacha@NachaOnline·
The rise of AI means ACH operations are on the brink of a new era. From strengthening fraud protection to reducing the amount of time needed for staff to manually review transactions, AI can take your financial institutions’ operations to the next level. 🧵
Nacha tweet media
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Sendsprint
Sendsprint@UseSendSprint·
@NachaOnline A good question that every fintech must answer is that third line… always!!!
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Sendsprint
Sendsprint@UseSendSprint·
@defyneric This solidifies fiat infrastructure more, for speed
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eric
eric@defyneric·
crypto has officially graduated from gambling to a serious financial system everyone in the space should be insanely proud of themselves especially everyone in the neobank sector
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Sendsprint
Sendsprint@UseSendSprint·
@Paxos At the end, utility of fiat remains unchanged
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Sendsprint
Sendsprint@UseSendSprint·
Tackling scam ads like this, at the source, is a game-changer for fintechs too because Social media scams drive so many fraudulent transfers and remittances, hitting consumers and payment providers hard. Stronger upstream prevention like this means fewer downstream losses, safer rails, and more trust in cross-border payments. This is a good move 👏
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American Bankers Association
American Bankers Association@ABABankers·
Watch - @BankersPrez at #ABACCB on why the bipartisan SCAM Act, which will require social media companies to take reasonable steps to remove scam acts from their platforms, is a “major step in the right direction” in the fight against fraud.
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Sendsprint
Sendsprint@UseSendSprint·
@bankpolicy This is another reason why all companies should never joke with their compliant infrastructure
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Bank Policy Institute
Bank Policy Institute@bankpolicy·
$16.6 billion was lost to internet crime in 2024, per the FBI. The current patchwork defense isn't working. BPI is calling for a National Anti-Scam Strategy that aligns accountability across the government, technology and telecom sectors to prioritize fraud prevention. Learn more: usagainstfraud.com
Bank Policy Institute tweet media
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Sendsprint
Sendsprint@UseSendSprint·
@CaliforniaDFPI This simple diagnostic will really be helpful to founders too (when it comes to launching a MSB), and not just individual consumers
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Sendsprint
Sendsprint@UseSendSprint·
@businessfront @financeinafrica @MuyoSan @AB_convention This is a very profound view that clearly supports the need for every company to ensure that their foundation is built to support trust earning e.g. making compliance a step one and priority in every steps taken
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Businessfront
Businessfront@businessfront·
“Earning the trust of your customers, building legacy, and showing up with consistency have proven to be the most sustainable way to build a business.” Marbled words from @muyosan, CEO of @businessfront, at the just concluded Africa Business Convention.
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Sendsprint
Sendsprint@UseSendSprint·
@segunhq Thank you for spotlighting us on the map 😎 This is an amazing and good work done 👏
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Sendsprint
Sendsprint@UseSendSprint·
@StoneAtwine You can reduce your spending if you’re going into the US market through our compliant market entry infrastructure
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STONΞ
STONΞ@StoneAtwine·
Compliance will be your highest single cost in B2C.
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Sendsprint
Sendsprint@UseSendSprint·
@defyneric @matveevp Yes we are, and we provide regtech infrastructure that helps other build compliantly for the US market too 😃
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eric
eric@defyneric·
@UseSendSprint @matveevp very hard to find an issuer, failed 90% of all the compliance tests i had to go through, no banks or providers want to work with you
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eric
eric@defyneric·
@matveevp i ran a no kyc card business, brutal industry to be in.
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Sendsprint
Sendsprint@UseSendSprint·
@business What would the new compliance demands for this ‘merger’ look like?
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Sendsprint
Sendsprint@UseSendSprint·
@oost_marcel @tether The huge amount of work these entities would have done to stay compliant since inception is really incredible 👏
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Marcel van Oost
Marcel van Oost@oost_marcel·
The 20 Most Valuable Private FinTechs in the World 👇 See who made the list: Here’s the 𝗚𝗹𝗼𝗯𝗮𝗹 𝗣𝗿𝗶𝘃𝗮𝘁𝗲 𝗙𝗶𝗻𝗧𝗲𝗰𝗵 𝗥𝗮𝗻𝗸𝗶𝗻𝗴, featuring the Top 20 private FinTech companies globally, ranked by estimated valuation (as of January 2026): 1 – @tether 🔹 Segment: Stablecoin 🔹 Founded: 2014 | HQ: El Salvador 💰 Valuation: $500B 2 – @stripe 🔹 Segment: Payments (API) 🔹 Founded: 2010 | HQ: USA & Ireland 🦄 Unicorn: 2014 (4 years) 💰 Valuation: $106.7B 3 – @AntGroup 🔹 Segment: Payments 🔹 Founded: 2004 | HQ: China 🦄 Unicorn: 2015 (11 years) 💰 Valuation: $103–104B 4 – @Revolut 🔹 Segment: Neobank 🔹 Founded: 2015 | HQ: UK 🦄 Unicorn: 2018 (3 years) 💰 Valuation: $75B 5 – @binance 🔹 Segment: Crypto Exchange 🔹 Founded: 2017 | HQ: United Arab Emirates 🦄 Unicorn: 2025 (6 years) 💰 Valuation: $62B 6 – @Ripple 🔹 Segment: Crypto Payments 🔹 Founded: 2012 | HQ: USA 🦄 Unicorn: 2014–2016 (2–4 years) 💰 Valuation: $40B 7 – @Webank 🔹 Segment: Digital Bank 🔹 Founded: 2014 | HQ: China 🦄 Unicorn: 2016 (2 years) 💰 Valuation: $32.4B 8 – @tryramp 🔹 Segment: FinTech / FinOps 🔹 Founded: 2019 | HQ: USA 🦄 Unicorn: 2021 (2 years) 💰 Valuation: $32B 9 – JD Digits 🔹 Segment: FinTech Infrastructure 🔹 Founded: 2013 | HQ: China 🦄 Unicorn: 2020 (7 years) 💰 Valuation: $30B 10 – @Citadel Securities 🔹 Segment: Market Maker 🔹 Founded: 2002 | HQ: USA 🦄 Unicorn: 2022 (20 years) 💰 Valuation: $22B 11 – @FNZ_Group 🔹 Segment: WealthTech 🔹 Founded: 2003 | HQ: UK 🦄 Unicorn: 2019 (16 years) 💰 Valuation: $20–21B 12 – @krakenfx 🔹 Segment: Crypto Exchange 🔹 Founded: 2011 | HQ: USA 🦄 Unicorn: 2023 (12 years) 💰 Valuation: $20B* 13 – @traderepublic 🔹 Segment: WealthTech 🔹 Founded: 2015 | HQ: Germany 🦄 Unicorn: 2021 (6 years) 💰 Valuation: $14.6B 14 – @PhonePe 🔹 Segment: Mobile Payments 🔹 Founded: 2015 | HQ: India 🦄 Unicorn: 2018 (3 years) 💰 Valuation: $14.5B 15 – @onegoodleap 🔹 Segment: Lending 🔹 Founded: 2003 | HQ: USA 🦄 Unicorn: 2021 (18 years) 💰 Valuation: $12B 16 – @Checkout .com 🔹 Segment: Payment Gateway 🔹 Founded: 2012 | HQ: UK 🦄 Unicorn: 2019 (7 years) 💰 Valuation: $12B* 17 – @Polymarket 🔹 Segment: Prediction Markets 🔹 Founded: 2020 | HQ: USA 🦄 Unicorn: 2025 (5 years) 💰 Valuation: $11.6B 18 – @Kalshi 🔹 Segment: Prediction Markets 🔹 Founded: 2018 | HQ: USA 🦄 Unicorn: 2025 (7 years) 💰 Valuation: $11B 19 – @HeyBilt Rewards 🔹 Segment: Payments / Rewards 🔹 Founded: 2012 | HQ: UK 🦄 Unicorn: 2019 (7 years) 💰 Valuation: $10.75B 20 – Dunamu (Upbit) 🔹 Segment: Crypto Exchange 🔹 Founded: 2012 | HQ: South Korea 🦄 Unicorn: 2018 (6 years) 💰 Valuation: $10.27B I higly recommend reading the complete blog post with more info & stats: bit.ly/4bKyWAw Did I miss anything?
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Marcel van Oost
Marcel van Oost@oost_marcel·
Here's an introduction to 𝐓𝐡𝐞 𝐊𝐞𝐲 𝐏𝐥𝐚𝐲𝐞𝐫𝐬 𝐢𝐧 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 Behind every card transaction there is a coordinated set of players: Each with a unique role. 𝐈𝐬𝐬𝐮𝐞𝐫𝐬: Issuers are banks or financial institutions that provide cards directly to consumers. ► Key Functions: → Underwrite and approve new cardholders → Furnish credit, debit, or prepaid cards → Authorize and clear transactions in real-time ► How They Make Money: From interchange fees, annual card fees, interest on revolving credit, and FX markups. ► Examples: Citi, UBS, ING, TD, Deutsche Bank, Chase 𝐀𝐜𝐪𝐮𝐢𝐫𝐞𝐫𝐬 Acquirers are responsible for enabling businesses to accept card payments. ► Key Functions: → Set up and manage merchant accounts → Process card transactions and settle funds to merchants → Manage chargebacks and fraud risk ► How They Make Money: Through processing fees, gateway charges, and often value-added services (fraud protection, analytics) ► Examples: @Checkout , Worldpay, @Nuvei 𝐂𝐚𝐫𝐝 𝐍𝐞𝐭𝐰𝐨𝐫𝐤𝐬 Card networks serve as the central infrastructure layer between issuers and acquirers. ► Key Functions: → Route transaction requests between issuer and acquirer → Establish dispute resolution protocols → Set interchange and assessment fees → Manage card branding and acceptance standards ► How They Make Money: Card networks earn scheme fees, cross-border fees, and fraud assessment charges ► Examples: Visa, Mastercard, American Express 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐆𝐚𝐭𝐞𝐰𝐚𝐲𝐬 Gateways act as the secure portal through which card data travels from the consumer to the acquiring bank. ► Key Functions: → Route transactions to the appropriate processor → Offer tools for fraud prevention, 3DS, and retry logic → Provide dashboard and reconciliation interfaces to merchants 𝐍𝐨𝐭𝐞: The tokenization process may be performed by 3rd Party vault VGS, Acquirer Checkout .com, Gateway DEUNA, and Merchant... ► How They Make Money: Gateways charge monthly platform fees, per-transaction fees, and revenue-sharing arrangements ► Examples: DEUNA, CellPoint Digital 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐀𝐠𝐠𝐫𝐞𝐠𝐚𝐭𝐨𝐫𝐬 Aggregators combine payment services into a single offering, especially for smaller merchants ► Key Functions: → Act as Merchant of Record (MoR), processing under their own MID → Aggregate transactions across merchants → Handle onboarding, settlement, and risk management ► How They Make Money: Profit from higher per-transaction fees and managing float ► Examples: @PaddleHQ , @stripe , PayU — ► Check out Edition 1: The Types of Cards: bit.ly/3N82j5i ► Check out my newsletter for more Payments News & Insight: bit.ly/4mdogfB Sources: Travel & Payments, and a BIG thanks to my mate Arthur Bedel for writing this piece 👌
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Sendsprint
Sendsprint@UseSendSprint·
@ReutersBiz This could be great news for crossborder trade-enabling startups from Africa
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Reuters Business
Reuters Business@ReutersBiz·
President Trump signed a law extending a preferential trade program for Africa through December 31, effective retroactively from September 30, 2025, the chief US trade negotiator said. More here: reut.rs/49Xig7x
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