teller.eth

Teller has launched its @Base rewards incentive program, paying 22% compounding yield on all your favorite Base tokens. Earn the same token you deposit. No impermanent loss. Withdraw anytime. blog.teller.org/earn-compoundi…

Current thesis: Every company with customer assets will become a fintech. Those fintechs will own the distribution. They’ll use blockchains and stablecoins to decrease float which increases cash flow (see Western Union). And they’ll use DeFi to offer yield, loans, and trading (see Whop). Through this lens, DeFi becomes 100x better financial APIs. Only a few DeFi protocols will survive as frontends with distribution.

One aspect of DeFi that has been getting overlooked is efficiency Yes, there's trustlessness, transparency... but fundamentally a system where anyone can lend and anyone can provide liquidity is much more efficient than one where that is gated

@NicoCabrera92 @brian_armstrong @coinbase Collateralized loans mentioned 🫡

Dear @brian_armstrong , It’s time to stop. This started back in January with a narrative that made sense — letting people earn with their own money. Respect for that. But now, enough. You’re protecting your business. Fair. But this industry is bigger than @coinbase . If this doesn’t move forward now, as Cynthia Lummis @SenLummis warned, we’re delaying everything until 2030. And you’re blocking it… over yield? Let’s be clear: If a technology needs incentives to be used, that’s not adoption. Blockchain doesn’t depend on yield. It has REAL use cases: FINANCE International payments 2) Remittances 3) Interbank settlement 4) Stablecoins 5) Collateralized loans 6) Uncollateralized loans 7) Lending / Borrowing 8) Yield farming 9) Staking 10) Derivatives (futures, options, swaps) 11) Tokenization of financial assets 12) Tokenized bonds 13) Tokenized equities 14) On-chain money markets 15) AMM 16) DEX 17) Digital custody 18) Treasury management 19) Programmable payments 20) Crowdfunding 21) ICO / IDO / STO 22) Decentralized insurance 23) On-chain reinsurance 24) Tokenized factoring 25) Trade finance 26) Liquidity as a service 27) Clearing 28) Real-time financial auditing INFRASTRUCTURE 29) CBDCs 30) National payment systems 31) RTGS 32) Financial interoperability 33) Global liquidity networks 34) Digital money issuance 35) Monetary policy 36) Programmable money 37) Automated subsidies 38) Automated taxes 39) Public treasury LEGAL / IDENTITY 40) Digital identity 41) KYC/AML 42) Digital signatures 43) Notarization 44) Property registry 45) Corporate registry 46) Legal smart contracts 47) Arbitration 48) Voting 49) DAO 50) Digital certificates 51) Licenses 52) Patents 53) Intellectual property 54) Digital evidence SUPPLY CHAIN 55) Traceability 56) Inventory management 57) Shipment tracking 58) Origin certification 59) Quality control 60) Anti-counterfeiting 61) Logistics automation 62) Trade documentation 63) Customs 64) Tokenization of goods REAL WORLD ASSETS (RWA) 65) Tokenized real estate 66) Fractional ownership 67) Automated rentals 68) Tokenized infrastructure 69) Tokenized energy 70) Tokenized commodities 71) Tokenized art 72) Collectibles 73) Usage rights 74) Automated royalties GAMING / METAVERSE 75) NFTs 76) In-game assets 77) Virtual economies 78) Play-to-earn 79) Digital gaming identity 80) Game interoperability 81) Asset ownership 82) Secondary markets CONTENT 83) Music 84) Copyright 85) Creator monetization 86) No-intermediary platforms 87) Micropayments 88) Content NFTs 89) Tokenized subscriptions DATA / TECHNOLOGY 90) Decentralized storage 91) Decentralized computing 92) Oracles 93) Data sharing 94) Data protection 95) IoT identity 96) Decentralized machine learning 97) Data monetization 98) Data integrity ENERGY 99) Smart grids 100) P2P energy 101) Renewable certificates 102) Carbon credits 103) Emissions tracking 104) Energy incentives HEALTH 105) Medical records 106) Healthcare interoperability 107) Clinical trials 108) Pharmaceutical tracking 109) Consent management 110) Medical identity EDUCATION 111) Academic certificates 112) Education records 113) Verifiable credentials 114) Educational content 115) Reputation GOVERNMENT 116) Budget transparency 117) Public spending 118) Public procurement 119) Civil registry 120) Land registry 121) Elections 122) Citizen identity MOBILITY 123) Vehicle identity 124) Maintenance records 125) Mobility insurance 126) Automated tolls 127) Fleet management 128) Autonomous vehicles RETAIL 129) Loyalty programs 130) Ecommerce payments 131) Tokenized points 132) Product authenticity 133) Retail supply chains 134) Decentralized marketplaces OTHERS 135) Philanthropy 136) Communities 137) Reputation 138) Global freelance 139) Smart labor contracts 140) Memberships 141) Crowdsourcing 142) Decentralized social networks 143) Corporate governance 144) Sports rights Yield is ONE use case. Adapt. Let this move forward. Don’t hold back an entire industry for one business model. @SECPaulSAtkins @iampaulgrewal @paulbarron @digitalassetbuy @DigPerspectives @s_alderoty @patrickjwitt @davidsacks47 @RepFrenchHill @votetimscott @EleanorTerrett @ChadSteingraber @ChairmanSelig @martypartymusic @pmarca @berniemoreno @xrpmickle

@tohtohya how far we’ve come indeed 🥲

wow, i remember when @useteller was experimenting with this initiative back in 2021 wild how far crypto has come (':

@coinbase . @useteller did it first x.com/0xmakerlee/sta…

JUST IN: 🇺🇸 $4.3 trillion mortgage provider Fannie Mae to accept crypto-backed mortgages, WSJ reports.

Introducing Whop Treasury. Earn 6% yield on all money earned on Whop.

Teller is excited to join the @XDCFoundation DeFi Accelerator with @PlugandPlayTC 🙌 Lending markets backed by $XDC are coming to @XDCNetwork and @USDC on the XDC Network

It’s feeling really dark in DeFi right now. The Resolv hack felt like the final nail in the coffin. LPs are realizing most protocols are too much risk too little reward. Companies like Balancer Labs shutting down left and right. The biggest winners in DeFi trade at <10 p/e. There is no catalyst on the horizon to change things. But then again, it’s the darkest before the Dawn.

@plantingtoearn @tomosman @rubicondefi @base Come launch a $JUNO lending pool @tomosman

@tomosman @rubicondefi @base You should also talk to @useteller they also have really interesting defi products and farms !

New $JUNO farm from @rubicondefi on @base. Ty folks.

Get paid to go delta-neutral. Using Teller × Reya @reya_xyz, traders can borrow + short the asset, long with perps, and capture the funding spread.

gHyperliquid, Teller has integrated @HyperliquidX directly into the app. Users can now borrow stables against collateral and trade perpetuals in one place. x.com/useteller/stat…

AUCTION #372 COMPLETE ✅ Winners = @useteller 🏆 Winning Bid = $180 Winning Link = Teller (mini app) Check it out via qrcoin.fun!

@base usdc/veil lending pool 👇 defi.teller.org/pool/0x2e9b954…

Top yield of the day on base 👉 USDC / VEIL