UtSnowBird

1.7K posts

UtSnowBird

UtSnowBird

@UtSnowBird

Utah Native - Business and Boarding

Utah Katılım Mart 2010
66 Takip Edilen65 Takipçiler
UtSnowBird
UtSnowBird@UtSnowBird·
Totally agree with you. One, it's just not financially smart. We went from eating out maybe once a month back in the day to now people eating out twice a day and wondering why they have no money. Two, they are horribly bad for you. Just look at the ingredient list on a simple chicken strip or a piece of bread and then we wonder why we all have health issues.
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Dave Chadwick - Author
Dave Chadwick - Author@DChadwickAuthor·
I’m not going to defend O’Leary. He’s an out of touch, finger wagging boomer deflecting because Utahns don’t want him turning Box Elder county into a Borg cube. But I will just ask, why are you still eating Chipotle or any fast food anymore? Not just you, anybody. Why are we propping up these corporations who are ripping us off? Seriously, when was the last time it was actually worth it to eat at McDonald’s, Burger King, Taco Bell, KFC, any of these legacy brands? For me it’s been at least five years. The portions suck. The food has actually gotten much worse. And what’s more, it’s way too expensive. But everybody is still lining up in the drive thru every day and it just… it makes no sense to me. Why are you giving your money to these places when you know they’re ripping you off? These places aren’t what they used to be. It’s gone from convenient, cheap meals to basically corporate branded bags that expect you to pay them for the privilege of them existing. All these brands are relics of the twentieth century, surviving solely on name recognition and our own sense of routine. None of them deserve our loyalty anymore, and honestly… it’s time for them to go away. It’s time for all these places, from McDonalds on down, to meet the ground. They have outlived their usefulness and now are only corporate, social, and financial parasites. We need to stop allowing them to rip us off and let them all slowly die. Replace them with better things. Their time is over. Let’s move on from all of them.
Nicholas J. Stelzner@stelzner_n1150

A Chipotle burrito costs $15. Ground beef is $7 a pound. Inflation is financially crippling Gen Z. Once again, an out-of-touch rich boomer is lecturing young people.

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UtSnowBird
UtSnowBird@UtSnowBird·
Tell me you don't understand what depreciation is. I'm not saying I agree with it for yachts, but to be able to do what your claiming he would have to be able to show that it was used for business purposes 50% of the time. On top of that, bonus depreciation just delays the tax hit you don't actually ever save the money you just pay it later.
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UtSnowBird
UtSnowBird@UtSnowBird·
You're posting a redfin statistic that covers all Gen z, you cannot count ones that cannot even buy homes yet.. The snippet is correct based on Redfin's analysis of U.S. Census and other data. It accurately reflects that older Gen Z adults (roughly ages 19-28) currently show slightly higher homeownership rates than Millennials did at comparable ages (mid-20s).66593b Key Data Points Redfin reports: In recent years (2023–2025 data), the homeownership rate for adult Gen Zers (ages 19–26/28) has been around 26–27% overall, rising modestly to ~27.1% in 2025.180ff2 Specifically, ~27.8% of 24-year-old Gen Zers owned homes (vs. 24.5% for Millennials at the same age, and 23.5% for Gen X).2085b7 For 28-year-olds: ~38% of Gen Zers in 2025 (close to the snippet's upper end).6c5118 This "outpacing" holds for the same-age comparison, even if the absolute gap is modest.
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Some.BYU.Dude
Some.BYU.Dude@ByuSome·
I absolutely agree that Gen Z is eating out too much and gets DoorDash at horribly high rates (statistically true), but none of it matters when housing is astronomical 🤷🏼‍♂️ Boomers are often so out of touch. You know the average mortgage payment in 1972 for the average house with the average interest rate? $151.37. You know what it was in 2023? $2,330.40. The average person buying the average home with the average income in 1972 spent 18.7% of their income on their mortgage and needed 54% of their yearly income for a 20% down payment. The same for 2023 is 49% of their income and 134% of their yearly income for a 20% down payment. But sure... eating out and avocado toast or something. I'm 36. My wife and mine's retirement is set and our house will be paid off in a few years. I worked really hard to get us this life. It's largely due to the fact that I bought a house before housing was stupid. I feel for Gen Z and everyone after them. While yes, they eat out too much, that isn't the reason they are poor. They're poor because housing is completely unaffordable due to no fault of their own.
Cernovich@Cernovich

Boomers and Gen X packed lunches. Not sure why this stuff enrages zoomers. Boomers lived frugally. Going out to lunch was a big deal. Most didn't have long lunch breaks, especially blue collar. You didn't DoorDash, dinners were made at home. I don't even DoorDash in 2026.

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UtSnowBird
UtSnowBird@UtSnowBird·
@Savage90623337 @ByuSome The Pace-setters: Among older adult Gen Zers (ages 19-28), the homeownership rate is much higher—roughly 27% to 38%—which outpaces Millennials when they were in their mid-20s. That is direct from the Wall Street journal.
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investing is the way out
investing is the way out@Savage90623337·
Give me the numbers then on the person or the people that you said are Gen Z that bought Homes tell me their jobs and how much the home cost. It’s like this for a living, especially statistics and I can tell you right now you’re wrong. I don’t even have to look it up boomers and then millennium last I checked by Homes the most. Gen Z is the smallest group so what are you talking about?
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UtSnowBird
UtSnowBird@UtSnowBird·
You're just going to gloss over the statistics that show that they own homes and are more wealthy than we were at the same age? You're complaining about those Gen z that choose to overspend and not work hard. We have so many more tools available to help become successful and Gen z has taken that on and become very good at it. Those complaining are the ones not working hard enough at it. Obviously there's some exceptions like there always are, but the main point is that they can be successful and own a home and be wealthy if they really want to be - The statistics show it.
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Some.BYU.Dude
Some.BYU.Dude@ByuSome·
@UtSnowBird And THAT is the real problem. Not Gen Z spending money eating out at a slightly higher rate. THAT is my point.
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UtSnowBird
UtSnowBird@UtSnowBird·
@ByuSome I didn't say they can't afford it, I said that those making that amount of money and can't afford it shouldn't. I've seen people that make $200,000 a year that can't afford a house because they don't know how to spend their money correctly.
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Some.BYU.Dude
Some.BYU.Dude@ByuSome·
@UtSnowBird Just FYI, 70K is above median in Utah. You're saying that the above median salary can't afford a townhouse in Utah? That to me is way more alarming than Gen Z eating out at a slightly higher rate than other gens.
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UtSnowBird
UtSnowBird@UtSnowBird·
There's no bubble I don't know what you're talking about. The statistics literally show the Gen z own more homes then our generation did at the same age and have more wealth than our generation did at the same age. The complaining is just those that don't want to work hard and save up. They are proven to be one of the most resilient generations for those that are willing to do it.
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investing is the way out
investing is the way out@Savage90623337·
That’s actually great for you and your bubble but outside of your bubble is much harder and it’s much less Gen Z that’s able to afford to do that I know this from speaking at my daughter school and other businesses that I do that directly deals with Gen Z and that actually does the numbers. But in your bubble, what did these Gen Z make per year and what house did they get because that’s how we can really break this down and I can show you why it’s unattainable for Gen Z
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UtSnowBird
UtSnowBird@UtSnowBird·
I think if someone is only making 70k in today's world and doesn't have the fortutude to save up then you shouldn't be buying a house. You should still be saving up and working towards a higher salary. My nephew with no degree is making 70k at like 23 years old. Saved up enough already to buy a house and still vacations quite often because he lives super thrifty. My young son already has about $15,000 saved up because I've taught him to be thrifty. I'm not disagreeing that it is harder for them because housing is more expensive when adjusted for inflation. My point is telling them just to throw their hands up and give up is just ridiculous. I drive around many neighborhoods and the number of young couples who have bought a house is amazingly high. It actually gives me strong confidence for many Gen z - the last statistic I had looked at shows that at the same age gen z actually owns a higher percentage of houses than my generation did at the same age and has more wealth than my generation did at the same age. The lesson is to quit wallowing in self-pity because the world is different - it's been different for every single generation. Instead focus on the benefits and what you can gain from it and quit spending every freaking penny you have on lattes and cell phones.
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Some.BYU.Dude
Some.BYU.Dude@ByuSome·
@UtSnowBird Housing pricing is way more concerning to me than ensuring every single Gen Z knows how to budget better. Solve this common scenario: x.com/ByuSome/status…
Some.BYU.Dude@ByuSome

K, let me give you a scenario. Someone makes smart financial decisions. They graduate debt-free and have a used car paid off. Their salary is $70,000 in Utah County, which is above average. Person wants to get a $500,000 townhome (average) in Utah County. Down payment to avoid PMI: $100,000 Mortgage payment w/o PMI: $3,000/month Their take home yearly is $53,080 after the government robs you. Doesn't include retirement or benefits. Subtract tithing, and that's $47,772, or $3,981/month. Even after they somehow manage to save $100,000 for a down payment, just after housing cost, they're left with $981/month. That's for benefits, clothes, retirement, utilities, EVERYTHING. Just to save $100,00 for that down payment will take nearly a decade. This is why Gen Z is doomed. I don't disagree with hard work ethic, budgeting, etc., but the math isn't mathing for them to be successful. I agree they can do the best they can, but it SUCKS for them. And no, your situation if you weren't Gen Z was different. I bought my first house for $169,000 on 4%, lol. I rented out the rooms to my buddies to pay my mortgage for me. I sold it 5 years later for $450,000 with it almost paid off. There is no entry level $169,000 houses for Gen Z to make and do that. Their cheap end is $400,000.

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UtSnowBird
UtSnowBird@UtSnowBird·
@NateForUtah The problem is you have yourself stated that you would not work across the aisle. You're only okay with this because you already agree with it.
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UtSnowBird
UtSnowBird@UtSnowBird·
@jennifersrude Every right-wing person I know is extremely pro nature. We all hate people who litter and ruin the environment, and we are up here using nature on a monthly basis whether we are camping or hiking or biking or hunting.
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scholastic book unfair
scholastic book unfair@jennifersrude·
has a single person in the history of humankind ever once associated the love of nature with the right? Is that something that has ever happened literally once at all?
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UtSnowBird
UtSnowBird@UtSnowBird·
Have you even read about how our water rights work? We do not allow new appropriation in Utah, that means that all water rights are purchased from people already using the water. Most of these are farmers watering alfalfa which most of it just goes to evaporation. By transferring the water and being in a closed loop system that then gets injected into the ground more makes it to our aquifers then it currently does. I've not seen a single argument that is valid in that it actually hurts our water more than what is already being used. You can disagree with how our water rights work, but from everything I've seen this would actually be better than what is currently being used for these water rights.
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Nate Blouin
Nate Blouin@NateForUtah·
It appears as though @kevinolearytv's strategy is to piecemeal different water rights, straining the change application process and requiring concerned parties to file protests in several or many different applications. This is an abuse of this system & I'm committed to fighting it.
Nate Blouin tweet media
The Salt Lake Tribune@sltrib

The water in question isn’t much -- 0.015 cubic feet per second, or about 11 acre-feet per year, enough water to meet the basic needs of around 20 Utah households. sltrib.com/news/environme…

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UtSnowBird
UtSnowBird@UtSnowBird·
@billyharnist @LatterDayBean @WayneWender His hatred for members of the LDS Church along with him saying that the Earth is flat is very publicly on his own x account. Quit shilling for him and pretending like nothing is a fact just because you don't want to hear it.
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Way(ne) Wender ۞ 🇺🇸🗽🤙
Way(ne) Wender ۞ 🇺🇸🗽🤙@WayneWender·
Final comment on Mark. I'm not checking my religion at the door. All of you people blaming us for his utter failure to court the reddest religious group in America is an indictment of his skills as a leader. Brad Little will win comfortably. Trump endorsed. It's over.
Way(ne) Wender ۞ 🇺🇸🗽🤙 tweet media
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UtSnowBird
UtSnowBird@UtSnowBird·
This is the most ridiculous argument I've heard. Go ask a car dealership to accept a trade in at 100% and then give them the whole spill you did that they can still make just as much money. Go tell a plumber that you'll trade in 10 different plumbing parts equal the value of them doing the work for you and give them the spill that they can make just as much money. Businesses are here to make money and the only time trades make sense for them is when it is a card that they want. If I really want a card I may do a trade at 100%, otherwise it's always between 75 and 85% as I have to make something for my time, the table fees, all the materials I have to buy, gas etc.
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Jac Carter
Jac Carter@Jace_TCG·
At a card show. I pick out some cards and ask vendor if I can trade for them. “Uh sure we trade at 80%” “Why?” “We run a business.” “You can still meet your margins if you sell the cards you trade for at market though.” “Yeah I’m not gonna debate you on this” I left.
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Lauren Witzke
Lauren Witzke@LaurenWitzkeDE·
They kicked the random white man in the face while saying “black lives matter.” None of them got prison time.
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UtSnowBird
UtSnowBird@UtSnowBird·
@NateForUtah @BenMcAdams All I ever hear from you is that your way is the best and only way. You won't work across the aisle, and you don't even agree with anything that Ben does. Do you know what that sounds like, a dictator.
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Nate Blouin
Nate Blouin@NateForUtah·
.@BenMcAdams waved away concerns about his vote against raising the federal minimum wage by promoting his own failed idea, a "regional minimum wage." Ben, in case you didn't realize, Utah is no longer a low-cost state. Young people in particular are struggling and half-baked ideas won't cut it. buildingsaltlake.com/salt-lake-city…
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UtSnowBird
UtSnowBird@UtSnowBird·
@marceelias I fight for all democracy and all people. Having lines specifically tied to race is performative and racist. I support all rights, not just black rights.
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Marc E. Elias
Marc E. Elias@marceelias·
I often say that the fight for democracy is the fight of our generation. But let me be clear, if you aren’t fighting for Black voting rights right now then you aren’t really fighting for democracy.
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UtSnowBird
UtSnowBird@UtSnowBird·
@RachelBitecofer Justin is a congressman; the meeting was for senators which means he had no right to be in that meeting.
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Rachel Bitecofer 🗽🦆
Rachel Bitecofer 🗽🦆@RachelBitecofer·
Modern day Bull Conor blocking the floor to the TN state house floor from the only Black member as they strip him of office.
Rachel Bitecofer 🗽🦆 tweet media
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UtSnowBird
UtSnowBird@UtSnowBird·
How about not fighting the 'free' ballroom in court that now has to be paid with tax dollars that WAS free. On top of that, the diapers are 6-8x the cost of normal diapers because of course Newsom's Wife has to support her friends on the her Board of her company. And to top it off; you could be against both?
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Keşfet

@Savage90623337 @ByuSome @NateForUtah @jennifersrude @elonmusk @BarackObama @taylorswift13 @cristiano