UtraRep

@coodledoodledo @ninthhostage At least three solid examples of credit lines utilized there. Did you find your scores increased or decreased when the auto loans fell off your report?

@UtraRep @ninthhostage It means that you have access to debt and use that access responsibility. I have no car loans (paid off), no credit card debt (my cards are paid in full each month), and a mortgage is my only ongoing debt. Current FICO: 839.

"credit scores were only invented in the 70s - we can get rid of them and we should" Many people have extremely bad intuition of understanding of what financial life was like pre-credit score - I do not think you want to go back to that

@HySpDcHiKnFeeD2 @_ROTE_ Do you run nominal, under, or over pressure? What gets around the best in the slick mud? I set pressures to match actual axle weights for comfort and tread wear. Luck to have been in soils that are solid under foot when wet the last few decades.

@UtraRep @_ROTE_ They’re already E. And when it rains around here and the roads turn to slop, I still like to get around.

Death wobble update. Took to a trusted shop I’ve used in the past. Can’t really find anything. But just for fun.. let’s look at tires, that’s all we’ve really got left here. So I go home, swap the front tires off my 2006 f250.. and we go for a test drive. Significantly better, and could not produce a death wobble. Gonna leave these on for a few days for fun though.

@HowlingBunghole @ninthhostage Not even a little dullard. Stay safe there duckling.

@UtraRep @ninthhostage Having savings and paying bills on time ALSO factor into your credit score, moron. Banks are constantly asking me to borrow money because I have a very high income to debt ratio. I am a safe risk. You are poor because you are stupid.

@HowlingBunghole @ninthhostage Nah, it means a large portion of your spending is on a diversified portfolio of debt.

@UtraRep @ninthhostage It means you pay your bills on time

@HySpDcHiKnFeeD2 @_ROTE_ All terrain is just a style choice. If you want more durability, go to a higher load rating.

@_ROTE_ I run an all terrain with all the dirt roads we have around here.

@MCCCANM Why use the central tank fuel first?

TWA 800 exploded when an arc from a short circuit ignited fuel vapors in the center tank. Today, most aircraft are equipped w/ a “Nitrogen Generation System” (NGS). Operation varies, but on the 737 the NGS takes bleed air from the engines, increases the nitrogen content, then delivers it to the center tank. As fuel burns down (we always burn from the center tank first rather than the wing tanks), the vapors are essentially replaced by the high nitrogen air, which makes the atmosphere in the tank far less combustible. The NGS is automatic & requires no action from the pilots. (the fuel itself is not as combustible as you might think and is actually somewhat difficult to ignite, but fuel vapors are significantly more combustible) The fuel pumps are cooled & lubricated by the fuel. Pressure sensors downstream indicate when the fuel is running low in the tank or when a pump is failing (we have a fuel quantity gauge that is the primary means of telling this, though). Ordinarily, the pilots will then turn off the fuel pumps to prevent them from running dry, but the pumps will shut themselves off automatically if we forget. Sometimes one center tank pump will start becoming uncovered before the other & indicating low pressure; it’s usually the left one on the 737. I don’t know for sure, but I *think* the left one is a little more forward in the tank than the right one…since “level flight” is actually around 2° nose up, I think the right pump stays covered by fuel just a little longer. The difference is usually a few seconds up to a couple minutes. As long as the tank indicates some fuel is left, it’s acceptable to turn off a pump that’s indicating low pressure while leaving the other one running until it starts indicating low pressure, too. If the tank shows no fuel, both pumps must be turned off when either pump starts indicating low pressure. A little bit of fuel is left in the tank under these conditions. To recover that fuel, a “Scavenge Pump” turns itself on when the fuel in the left wing is about half full. It runs continuously once activated, but the design is a “jet pump”, so there is no risk of creating sparks if it runs dry. The scavenge pump moves the small quantity of remaining fuel in the center tank to the left wing tank. And now you know something about airplane fuel systems, or at least the 737’s. Not that you asked! 😉

@PhillyGov Seems like the are equally likely to include a town that disbanded 50 yrs ago, without any population.

Is there a reason that Google Maps has elevated Pigeon Forge Tennessee to the level of city that should be noted in the same category as Nashville, Charlotte or Atlanta?

@emm0sh Have you considered just defining the DRF and FCF’s on the prints, and leaving the basic dimensions off, letting them be defined where show in the model?

@UtraRep i'm unable to. MBD remains gated in NX, Solidworks, etc. it's the real reason it was never adopted. it was killed by the CAD companies via paywalling but i do prefer MBD

@emm0sh Are you adopting model based drawings and moving away from prints?

@bairdk Alt 151 Alt 150 For the medium sized one

Where is that long dash mark on my Mac keyboard? I've noticed a lot of you use it, but I can't find it.

@buperac Do the majority of businesses get paid prior to providing products, minimizing the exposure and risk?

Monette sells all his land for asking price he is still $400 million short to cover his +$1.1 billion debt. Unfortunately none of the businesses he owes money to on the creditors list are going to get paid besides the banks.

@VicVijayakumar •Work out 2-3 times a week •Walk instead of working out •Reduce your deficit to 200-300 calories •Eat whole foods (chicken, rice, broccoli) •0.7 to 1.0 grams of protein per lb body weight

how am i supposed to both build muscle as well as lose 10lbs of dad bod without being hungry all the time i'm tracking calories, working out 6 days a week, not snacking on absolute garbage, and for what it's worth - i'm not *gaining* weight i guess if i keep progressive overloading, something is happening so just keep doing it for a few more weeks?

@mom_of_littles Part of the rationale is to reduce the chance of missing, broken, worn, cracked seats that are resold. In our younger days, we bought used car seats from garage sales to populate Al the seats in two cars and for grandparents. We found some missing parts.

What’s the deal with car seat expirations? Do we take them seriously? My infant car seat expires at the end of 2026. Baby due early 2027. In good condition, no accidents or anything. Do I need a new one?

@ShooterCoal I started replacing tires the first time they get under 5/32 and get low on air. Not much to save if you end up on the side of the road with a flat.

Is it just me or does anyone else’s wife wait until they are 30 minutes from home to tell you they have 18 pounds of air in one of their tires? It has to be once a month on a different tire or it doesn’t count

@MikeCalcara Is the time spent intentional to make mental fatigue take place?

Guy did everything you're supposed to do. Got pre-approved. Showed up with his own financing already lined up. Still spent 3 hours fighting a dealership over numbers that didn't add up. This is what happens when you do all the right things, alone.

@KennethCassel Most people transition for 20%-50% more pay. Why stay a day longer for 2/3rds the pay?

a small trick we use often to get things moving faster is never taking an external party’s deadline at face value usually you can offer a small amount of money to get them to go faster. especially relative to the value of having the thing done sooner ex: Find perfect production candidate but they want to put in 2 weeks notice at current job. Explain that we move fast and 2wk notice is a social norm, not a legal requirement. Offer small signing bonus to start after 1 week instead

Why is the dealership offering a $30 oil change, 3 weeks after the $200 oil change I did on schedule. Is it so they can offer to charge me $4000 again for unnecessary work?

@texasrunnerDFW @theficouple Is there a reason the finance guy wants to forgo having an emergency fund?

@theficouple Absolutely not. You lose all optionality. If something breaks on your paid off house you now have to borrow at 20% interest on a credit card to repair it If you lose your job, you have zero savings to pay to keep the lights on or buy food

@theficouple It makes sense for someone that would be challenged to open up a brokerage account and invest their money in an S&P500 fund. Or for someone that didn’t understand why that was a good idea. Or someone that might invest it in US treasuries or with their uncle and lose it all.

This will never make sense to me: There are people who pay 1-2% annual fees to financial advisors. But the data says their advisors will do worse than the basic S&P 500. ...Seems like a waste of money?