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Watthew

@WattRloydLuck

love to help get stuff built @hectorbellerin stan account

Tranquility Base, The Moon Katılım Ocak 2011
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Watthew
Watthew@WattRloydLuck·
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Alexander
Alexander@alexanderrX_·
london housing has two paths. social housing or your parents gifting you a £300k deposit for a 2 bed in clapham. there is no in between. the middle class doesn’t own property here it just pays someone else’s mortgage
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Politics UK
Politics UK@PolitlcsUK·
🚨 WATCH: Kemi Badenoch clashes with Martin Lewis on her plans for student loans
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Martin Lewis
Martin Lewis@MartinSLewis·
The problem with @KemiBadenoch proposal to cut Plan 2 loans interest rates is it is too late for most. While I've long campaigned against above inflation interest rates on student loans, so much interest has already been added to people's accounts that cutting it now, while psychologically appealing, won't reduce by a penny the amount lower and middle earning graduates repay. While it would be nice to do, assuming they're not planning to spend unlimited funds, or say reduce the actual debt owed, in my view a far better use of the same funds would be to massively increase the repayment threshold (the opposite of what @RachelReevesMP is doing with the disgraceful and damaging freezing of the threshold). Plan 2 loans were always set up so that most would not repay in full over the 30 years before it wipes. For them it works like a hefty 9% additional tax above the repayment threshold (though psychologically it's a nightmare for many to see the interest grow and grow even if they won't pay it). The only people who would financially benefit from lowering interest rates to inflation at this point, would be those who earn enough to clear what they owe in the 30 years before the debt wipes. Currently that's predicted to be only the highest earning (or lowest borrowing) 20% to 30% of graduates, but with lower interest maybe it'd be 30% or 40%. For the rest, the bulk of lower and middle earning graduates, lowering interest rates won't help. They'll still repay the same for the next 30 years. Yet if you used the same money to increase the threshold so repayments were say 9% of everything above £40,000 (and index link that) rather than the current £28,400. Graduates would have up to £1,000/yr more disposable income each year. Plus this way many of those who didn't get a graduate premium (ie financially benefitted from their degrees) wouldnt be paying.
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Hayters TV
Hayters TV@HaytersTV·
"When thousands of innocent people are completely killed it hurts me!" "Humanity is better than ever in terms of possibilities. We can do everything. But still, right now, we kill each other. For what?!" Pep Guardiola delivers hugely passionate speech on the power of images and humanity. 🧠
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Nadia Whittome MP
Nadia Whittome MP@NadiaWhittomeMP·
I left university in 2019 with £49,600 of debt. A few months later, I became an MP and have since received a salary that puts me in the top 5% in the country. 6 years on, the repayments from my salary have brought this total to down to £48,600 - just £1,000 less. This isn't an issue for me - I give away a big chunk of my salary anyway - but if MPs are barely making a dent in their student loan debt after 6 years of repayments, what chance do other graduates have?
Shehab Khan@ShehabKhan

I left uni around 10 years ago with a debt of £45,000. After 10 years of continual payments adding up to thousands and thousands of pounds my debt is...£45,500. My peers with rich parents who could afford the fees upfront won't be paying 9% of their salary for 30 years.

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Steve Reed
Steve Reed@SteveReedMP·
If you want to know why we're in the crisis we're in...
Sir Jeremy Hunt MP@Jeremy_Hunt

TONGHAM 400 MORE HOMES? Last week Taylor Wimpey announced proposals for a major development adjacent to the Hogs back Brewery (known as ‘Manor Farm development’), plus a further 900 homes proposed between Normandy and Flexford - just to the north of the Godalming and Ash boundary. The consequences of Labour's recent doubling of housing targets are now hitting hard - Guildford BC’s has risen from 560 to over 1,100 and Waverley BC’s from 710 to more than 1,400. Across both Guildford and Waverley boroughs, national planning rules require councils to demonstrate a five-year supply of deliverable housing land. At present, both are below this threshold: Guildford: 2.98 years Waverley: 1.28 years When this happens, planning decisions are subject to what is known as the “tilted balance,” which places greater weight on approving new development. This effectively means planning permission is being granted on appeal, so instead of planned development we see speculative development, without the infrastructure it needs and in less appropriate places. We all support the clear need for homes for young people and families, but areas like Tongham, Ash and further south villages like Alfold have seen particularly rapid expansion in recent years. Many residents are rightly concerned about the loss of rural green fields, cumulative detrimental impact on roads, health services and school places. I will continue to press for development that is properly supported by infrastructure. And I will be continuing to ask Government to reassess the ridiculously high housing numbers for our area which are causing such havoc and negative unintended consequences.

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Watthew
Watthew@WattRloydLuck·
@LewisSteele_ Jesus Christ Lewis, you get paid to talk about football for a living and then you churn out knee jerk horseshit like this?
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Lewis Steele
Lewis Steele@LewisSteele_·
Is there an argument to be had about how Mikel Arteta is clearly a good manager — and took Arsenal from bang average to competing for trophies again — but they need a new man, a serious winner, to take them on now? Five seasons with no trophy stinks.
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Fantasy Premier League
Fantasy Premier League@OfficialFPL·
Are you searching for a differential? 🕵️ With players from Liverpool, Newcastle, Crystal Palace and Aston Villa missing in BGW29, our #FPL experts select their best low-owned picks to help you fill the void 👇
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Lord Sugar
Lord Sugar@Lord_Sugar·
Great colours isn't nature great
Lord Sugar tweet media
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Watthew
Watthew@WattRloydLuck·
@LewisSteele_ It may also allow Arsenal to creep it back to a 4 point gap, tho. Funny how a couple weeks can change things.
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Lewis Steele
Lewis Steele@LewisSteele_·
Think the postponement suits Liverpool more than Everton. Had a sneaky feeling Everton were going to get something, using the weather to their advantage to bombard Caoimhin Kelleher with crosses. By the rearrangement Liverpool will have Alisson, Alexis Mac Allister, etc back.
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Dobby Club
Dobby Club@DobbyClub06·
Farmers: *crying because they have to chip into their millions to pay their fair share* Also farmers:
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Alysia Wildman
Alysia Wildman@thoughtlessjoll·
Does anyone want my ticket to Khruangbin tonight? Too under the weather/ill to go!
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