WhoopityScoop

Hate all you want on Chinese fintech lenders, but $FINV looks like its breaking out of its congestion here. P/E under 5, pays a 5+% dividend. I'm long.

Andrej Karpathy just dropped a project scoring every job in America on how likely an AI will replace it from 0-10 > Scraped all 342 occupations from the Bureau of Labor > Fed each one to an LLM with a detailed scoring rubric > Built an interactive treemap where rectangle size = number of jobs and color = how exposed that job is to AI The key signal in his scoring: if the work product is fundamentally digital and the job can be done entirely from a home office, exposure is inherently high. The scale: 0-1: Roofers, janitors 4-5: Nurses, retail, physicians 8-9: Software devs, paralegals, data analysts 10: Medical transcriptionists Average across all 342 occupations: 5.3/10. The entire pipeline is open source. BLS scraping, LLM scoring, the visualization. All of it. Much respect for the sensei this is scary and awesome

Fox News’ Brian Kilmeade: “Are you thinking about taking Khartg Island where 90% of the Iranian oil goes through?” President Trump: “Yeah, but, Brian, I can’t answer a question like that. And you shouldn’t ask it. You shouldn’t even be asking it. It’s one of so many different things. It’s not high on the list, but it’s one of so many different things. And I can change my mind in seconds, but, you know, for you to ask the question — who would answer a question like that? You’re asking me a question. Kharg Island. Who would ask a question like that and what fool would answer it? Let’s say I was gonna do it or I wasn’t gonna do it, what would I tell you? ‘Oh, yes, Brian, I’m thinking about doing it. Let me let you know what time and when it will take place.’ It’s not — you know, it’s sort of a foolish question. A little surprising for you because you’re a smart man.”

In 2026, when it comes to $META and its AI efforts, one of two things will happen: either $META delivers a SOTA AI model (can also be SOTA in their focus areas - consumer personal assistant) or $META quits the AI model race and partners with a model provider. The interesting thing is that either way, investors will be happy about it. If $META quits the AI model race, its CapEx needs drop substantially, FCF blows up again + they might get a very lucrative distribution deal with a model provider as EVERYONE wants to be the $META model provider with the distribution that $META has. If $META makes a SOTA model, the market starts pricing in a new AI model provider premium. Honestly hard to say what the long-term better path is at this point. On one hand, having a SOTA model can give you a long-term edge in terms of not being dependent on one provider on the other hand if AI models commoditize and the real value layer is in distribution and having the infrastructure to efficiently serve the models ( $META has that already) for $META it might be better to not spend all that cash on chasing the SOTA model, especially if their targeted use-case is the consumer segment with personal assistants (doesn't need God like AI intelligence TBH).