The XRP Cipher Podcast

Welcome to The XRP Cipher Podcast. Our thesis is: •tokenization is real •interoperability is necessary •fragmentation is a problem •future market structure will need bridges between systems

ripple:native has its own version of a reflexive loop: 1. Institutional rails are forming. DTCC announced its DTC tokenization service is targeting limited production trades in July 2026 and launch in October 2026, with more than 50 firms involved and DTC-custodied assets valued over $114 trillion. 2. XRPL is being shaped for compliant institutional finance. Ripple has highlighted MPTs, Permissioned Domains, Lending Protocol, Confidential Transfers, Credentials, Token Escrow, and Batch Transactions as part of the institutional DeFi stack. 3. Permissioned Domains matter because they let regulated institutions use on-chain markets while controlling who can participate. XRPL documentation says Permissioned Domains can support Permissioned DEXs and Lending Protocols for compliance-controlled activity. 4. Supply is not the same thing as liquid float. XRP has a fixed maximum supply of 100 billion. Ripple originally locked 55 billion XRP into escrow for supply predictability. That means the 100 billion token argument is lazy. Price is set by the XRP available at the margin, not by every XRP ever created.

@JoelKatz @Garry221268 @InvestWithD @Ripple

To be completely fair to me, at least a small part of my reasoning is that it had bounced between $0.70 and $1.00 a few times, so I figured I'd sell the next time it hit $1 and maybe buy back in when it dropped. Before I knew it, I'd sold at $1.05 and it was up to $12. Next thing I knew, it shot up to $12. I was confident that was the top, so no reason to ever think about buying back in. Then it shot up to $2,000. FML

🚨Ripple’s JoelKatz CONFIRMS He Has NO NDA Forcing Him To Lie — Says If XRP Were To Reach $10,000, Rich Investors Would’ve Pushed It To $20 Already 😳🔥 Ripple ex-CTO @JoelKatz just DENIES claims that he is only saying this because of some NDA after leaving @Ripple. 👀 @JoelKatz CLAIMS he would rather say NOTHING or avoid the question completely than give an answer he DOESN'T BELIEVE is truthful and accurate. ⚠️ If wealthy, rational investors truly believed $XRP had a SMALL chance of reaching $10,000 in the future… They would already be buying aggressively and pushing the price MUCH higher today, at least $20 as of now. 🤯🫣 And right now, @JoelKatz is saying the market is NOT pricing a $XRP $10K outcome. ❌ This is one of the MOST DIRECT reality checks we’ve seen from inside @Ripple itself. 😳

@SMQKEDQG x.com/XRPCipherPod/s…

‼️ITS OFFICAL: DTCC CONFIRMS RIPPLE PRIME COLLABORATION FOR JULY 2026 ROLL OUT OF TOKENIZATION SERVICES‼️ Documented.📝👇

Ripple Prime is now publicly inside the @DTCC tokenization buildout, while Ripple’s own stated roadmap links Prime Brokerage, ethereum:0x8292bb45bf1ee4d140127049757c2e0ff06317ed collateral, post-trade migration to #XRPL, and institutional ripple:native access.

Emerging DeFi on #XRPL:XLS-0066 lending, permissioned domains, AMM/DEX liquidity, ethereum:0x8292bb45bf1ee4d140127049757c2e0ff06317ed , and Ripple Prime. Together create the skeleton of institutional DeFi: collateral, lending, settlement, liquidity, and compliance.

Why this is a major thesis marker This is not just another “#Ripple mentioned somewhere” item. This places Ripple Prime inside the working group for tokenized securities infrastructure connected to DTC-custodied assets, where DTCC says its depository subsidiary custodies over $114 trillion in assets. That matters because Ripple previously said #RipplePrime would migrate post-trade activity across the #XRPL, and that ethereum:0x8292bb45bf1ee4d140127049757c2e0ff06317ed would be used as collateral across prime brokerage products. Ripple Prime has institutional OTC spot execution across digital assets including ripple:native and RLUSD - Confirmed: Ripple Prime is participating in the DTCC Industry Working Group. - Confirmed: DTCC is moving DTC-tokenized assets into limited production in July 2026. - Confirmed: The service is designed for tokenized real-world, DTC-custodied assets with traditional ownership rights and investor protections. - Confirmed: DTCC says the assets should interoperate across many chains. dtcc.com/news/2026/may/…

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🔑 The Gap They Haven’t Solved They built: ✔ Tokenization ✔ Internal interoperability They have NOT solved: ❌ Global liquidity bridging ❌ Real-time cross-system netting ❌ Capital-efficient settlement across entities ⸻ 🎯 That’s the Exact Lane for $XRP (When It Matters)

This is how I know when people are biased. They attack @beyond_broke but never mention these folks. Why is that ? 🤔🤔

Wait… that means he’s losing.

@BoringBiz_ Fuck his firm. That person cared about himself and his own wellness, not making the firm (and Griffin) wealthier.

This is the type of person you have to be to get hired at Citadel Ken Griffin once asked a Harvard graduate with a Citadel offer letter what he would do if he had $10 million in his bank account The young man replied that he would quit his job to travel and climb the highest peaks around the world Ken Griffin responded by saying that Citadel was not the right fit for him

@JoelKatz @Vet_X0 Stronger abdominal muscles will help you survive things like a car accident.

@Vet_X0 I'm going to have to think seriously about that in a few months. A much lower weight is technically better for my health, but do I really want to be a thin person? Also, as you get older, extra weight can help you survive things like a severe flu.

Just weighed myself this morning and for the first time in 35 years, I am not obese.

@IX_Amendment @JoelKatz @TERRYTOTO_XRPL Less attack surface (secure) and clutter on the ledger (speed)

@JoelKatz @TERRYTOTO_XRPL Is there a resource to share that outlines why this is superior?

Hey David @JoelKatz , from an educational standpoint, I’d love your take on something. What do you think people still misunderstand the most about the XRP Ledger today? Is it XRP’s role as a bridge asset, why liquidity matters, the difference between Ripple and the XRPL, or just how real utility actually develops over time?

@imixdkngirl @JoyisBackAgain You can’t be serious, right? Read what you just posted and compare it to your original comment “…Only because these are well known artists who HE selected for this song. HE wanted all of these different voices.” No. HE. Did. Not.

The people for "We Are the World" were primarily selected by manager Ken Kragen, producer Quincy Jones, and artists Lionel Richie and MICHAEL JACKSON.😬🤏🏾Aiming for maximum "name value" and unique voices, they leveraged Kragen’s client list and Jones’s industry influence to curate top 1985 pop stars, deliberately holding the session after the American Music Awards to ensure availability.

This video cracks me up everytime 😭 . The way Micheal Jackson just froze , he was so disappointed 🤣🤣

@imixdkngirl @JoyisBackAgain @grok Just Lazy….. The artists for "We Are the World" were primarily selected by manager and organizer Ken Kragen, alongside producer Quincy Jones and initiator Harry Belafonte.

@XRPCipherPod @JoyisBackAgain Hey @grok who selected the artists for We are the world? 😬

@imixdkngirl @JoyisBackAgain No. He. Did. Not. Do more research

@JoyisBackAgain I’ll never understand these videos on this. Only because these are well known artists who he selected for this song. He wanted all of these different voices. 🤷🏽‍♀️

“Fans aren’t cultures” is just wordplay. The point is cross-cultural reach. Taylor is huge. Eras was historic. But Eras didn’t even stop in India, Africa, or the Middle East. MJ had stadium-scale demand across Asia, Latin America, Africa, Europe, and the Arab world before social media or real-time location leaks. Having fans somewhere does not equal proving the same in-person global phenomenon there.

@XRPCipherPod @AOTY2024 @jemelehill @MagicJohnson BS. No cultures did it. Fans aren't cultures. And Taylor did huge concerts in Asia and Latin America. And she has a lot of fans in India and Africa.

Yes. He’s the most famous entertainer in history. All of the entertainers you mentioned can sit courtside at a NBA game. Michael Jackson could not. @MagicJohnson told the story of how he invited MJ to a Lakers game and it created so much chaos, they had to stop the game. MJ had to leave because fans were leaving their seats to try to get to him. None of the people you mentioned have that level of fame where they can’t attend public events.

@blindinqlights @AOTY2024 @jemelehill @MagicJohnson Lying to try to prove a point as pathetic

@AOTY2024 @jemelehill @MagicJohnson Even my 80 yo grandma knows Taylor Swift but she got know idea of who Michael Jackson is

@_Wetesy_ @alphafox

Because it's not my wife, I feel safe pointing this out. She takes all of the credit for "doing everything", yet the whole dinner plan is ruined because she didn't start defrosting the chicken she planned to cook. When I mow the lawn, I never ask someone else to go get gas for it.

Why is the chicken still frozen?! 😆

@AOTY2024 @jemelehill @MagicJohnson This is 1 demographic. MJ had several different cultures do this same thing on a larger scale. Consider Swift is not doing this in Asia, several countries in Africa or the Middle East. MJ has already.

@jemelehill @MagicJohnson Lmao this is the crowd at a private island where Taylor attended a private wedding, nobody knew her location until 30 minutes after her arrival and people from different places rushed to that island in no time. She's more famous than him