Xavier Lavayssière 🥐

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Xavier Lavayssière 🥐

Xavier Lavayssière 🥐

@XavierLava

Writing sarcasms on digital finance since 2014 ✍️ Tokenization / RWA, Crypto Regulation, and Payments. 🏛️ Assas & Chocolatine

Paris, France Katılım Mayıs 2013
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Xavier Lavayssière 🥐
Xavier Lavayssière 🥐@XavierLava·
How long does it take for revolutionaries to realize that they have become the new elite with little change?
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Eric S. Raymond
Eric S. Raymond@esrtweet·
If you are a software engineer "experiencing some degree of mental health crisis", now hear this, because I've been coding for 50 years since the days of punched cards and I have a salutary kick in your ass to deliver. Get over yourself. Every previous "programming is obsolete" panic has been a bust, and this one's going to be too. The fundamental problem of mismatch between the intentions in human minds and the specifications that a computer can interpret hasn't gone away just because now you can do a lot of your programming in natural language to an LLM. Systems are still complicated. This shit is still difficult. The need for people who specialize in bridging that gap isn't going to go away. As usual, the answer is: upskill yourself and adapt. If a crusty old fart like me can do it, you can too.
Tom Dale@tomdale

I don't know why this week became the tipping point, but nearly every software engineer I've talked to is experiencing some degree of mental health crisis.

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Xavier Lavayssière 🥐
Xavier Lavayssière 🥐@XavierLava·
@Marczeller Thanks for these clarifications on contributions Marc. One challenge to reach consensus is that arguments from participants are on different grounds: social norms, economic efficiency, and legal aspects, in the traditional sense and written norms of the DAO.
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Julien B.
Julien B.@bneiluj·
I may sell my fort in Egypt, Fort Julien. Let me know if you’re interested.
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Xavier Lavayssière 🥐
Xavier Lavayssière 🥐@XavierLava·
Interestingly, the usual voices crying about public debt are silent about a €90 billions borrowing.
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Grégory Raymond 🐳
Grégory Raymond 🐳@gregory_raymond·
L'échange qu'il y a eu hier soir entre @marinetondelier et @MatthiasBaccino au sujet des retraites démontre une vision irréconciliable et surtout une incompréhension effrayante de notre système de pension. La cheffe des écologistes a appelé à réduire certaines exonérations de charges des entreprises afin de combler le déficit du régime des retraites qu'elle chiffre à 6 milliards d'euros par an. Dont acte. C'est théoriquement possible, mais @MatthiasBaccino a bien rappelé que c'était "insuffisant". Et il a raison : le trou réel du système des retraites en France n'est pas de 6 milliards, mais plutôt de 144 milliards d'euros par an ! Je m'explique : les cotisations retraites payées par les actifs ne permettent de financer les pensions qu'à 65 % de ce qu'elles coûtent (source : Conseil d'orientation des retraites, juin 2025). Pour boucler le reste, il y a d'autres impôts (CSG et ITAF) et... le recours à l'endettement public (ce sont ça les fameux 6 milliards d'euros de déficit). Il est donc largement insuffisant de vouloir s'attaquer uniquement à ce trou de 6 milliards d'euros (qui est condamné à continuer de grossir de toute façon) si on veut vraiment régler le problème des retraites pour les générations à venir. Notre système de pension a besoin d'une refonte complète car ce n'est pas en rajoutant de nouvelles contributions chaque année qu'on y arrivera... Si on continue comme ça, d'ici 10 ans la charge de la dette deviendra insoutenable.
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Julien B.
Julien B.@bneiluj·
Unpopular opinion: For years, I’ve felt like the crypto space has been disconnected from reality. Most of the talk is about money, yields, and tokens, while big things are happening around us: wars, geopolitical tension, information warfare, social breakdown. Almost no one seems to care. We’re building insanely powerful tech: encryption, privacy, zero-knowledge, censorship resistance. In theory, this should help societies be stronger, protect truth, reduce harm. In practice, it’s mostly used for speculation and financial games. Something that makes me smile and also makes me sad: I often get told, “Why are you talking about things other than crypto?” That says enough. On top of that, some influencers lean hard into drama, conspiracies, and outrage not because they believe it, but because it works with the algorithm. More chaos means more reach, more followers, more attention. As long as they’re far from reality, flipping tokens from a safe place, everything feels fine to them. Even better. That’s the issue. It adds noise and toxicity to topics that need seriousness. It doesn’t inform, it destabilizes. As long as money and attention keep flowing, everything seems acceptable, even if the world gets more unstable. If this tech is supposed to matter beyond finance, it should help people and societies flourish, not just enable better exits. Otherwise, we’re not changing much. We’re just really good at making money and looking away.
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Xavier Lavayssière 🥐
Xavier Lavayssière 🥐@XavierLava·
Ahem, @LumaHQ , I love the product, but spammy invites appear in the same feed as events are registered for and require three clicks to decline.
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Xavier Lavayssière 🥐
Xavier Lavayssière 🥐@XavierLava·
Windows 11 tiling system is better than Linux's, including hyprland and Gnome.
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Grégory Raymond 🐳
Grégory Raymond 🐳@gregory_raymond·
🟥 Tout ce qu'il faut savoir sur "The Bitcoin Society", le nouveau projet de @EricLarch Éric Larchevêque lance une nouvelle Bitcoin Treasury Company cotée sur Euronext, mais avec une dimension politique assumée : Fédérer entrepreneurs, artisans, indépendants, salariés et plus globalement toutes les personnes qui ne se reconnaissent plus dans le cadre économique actuel et cherchent un "plan B". Au cœur du modèle : un standard Bitcoin. 👉 1er volet La première ambition sera de bâtir une trésorerie de plusieurs milliards d'euros en BTC et d'avoir recours au marché pour financer l'achat de nouveaux BTC. Objectif : augmenter le nombre de BTC par action. 👉 2e volet L'ambition de long terme est plus disruptive : agréger la puissance économique de futurs membres (patrimoine personnel principalement) qui souhaiteront rejoindre l'aventure comme des adhérents (moyennant une cotisation qui pourrait tourner autour de 500 euros, selon mes infos). Objectif : peser dans les négociations avec des États cherchant à attirer capitaux et talents, comme obtenir des conditions avantageuses (visas, zones franches, projets immobiliers, etc.) dans tous les endroits intéressés pour accueillir les membres. Pas un nouveau pays ni une DAO, mais une sorte de syndicat capitaliste. L'autre objectif sera également de peser dans les débats politiques et économiques, à commencer par la France. 👉 3ème volet Un club payant donnant accès à des formations, du coaching et un accompagnement sur l'investissement et l'entrepreneuriat. Quelque chose d'assez traditionnel, mais qui génère du cash. 👉 Les autres détails Éric Larchevêque revendique un positionnement différent des autres Bitcoin Treasury Companies : Un business opérationnel lisible (formation, membership, événements), une narration assumée sur le rôle monétaire de Bitcoin, et une communauté retail au centre plutôt qu'un véhicule technique pour institutionnels. Côté capital : il a pris 98 % de Tayninh (ex-Unibail) pour disposer d'une coquille cotée sur Euronext. Une OPA sur le reste a été annoncée ce soir. @tonyparker est aussi au capital pour aider à l'international. Selon les informations de @TheBigWhale_, un premier placement privé de 10 à 20 M€ pourrait être converti en bitcoins dès les prochaines semaines, avant une re-IPO plus ambitieuse qui pourrait se situer entre 100 et 300 M€.
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Xavier Lavayssière 🥐
Xavier Lavayssière 🥐@XavierLava·
Thank you for your interest! Don't forget to subscribe for more in depth analysis of AI assisted development.
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apoorv.eth
apoorv.eth@apoorveth·
Vitalik starting a new trend 😎
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Xavier Lavayssière 🥐
Xavier Lavayssière 🥐@XavierLava·
How much global intelligence would be unlocked with proper support of the most vulnerable populations?
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Robin Brooks
Robin Brooks@robin_j_brooks·
The Euro is like a bad marriage. Many think it should end, but divorce is scary, especially when one side keeps threatening the apocalypse. The truth is that Europe would be stronger without the Euro and better able to confront myriad external threats... robinjbrooks.substack.com/p/what-the-end…
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jordi
jordi@jordienr·
🚨🇪🇺 BREAKING 🇪🇺🚨 The EU has officially passed the Tailwind Classname Regulation Act (TCRA-359.3). According to EU bureaucrats, “each additional class emits 0.4g of CO₂” and “classnames like bg-neutral-900/70 backdrop-blur-md are environmentally unsustainable.” Websites exceeding 30 Tailwind classes must now offset their carbon footprint by planting 1 tree per 10 classes, or face fines of up to €1000 per class.
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Hanno Lustig
Hanno Lustig@HannoLustig·
If we want to protect central bank independence, and many economists agree that CB independence makes for better macro-economic outcomes, then it is imperative not to color outside the lines.
Christine Lagarde@Lagarde

I am deeply grateful to be recognised on the third annual #TIME100Climate list. At the @ecb, we show that accelerating the clean energy transition is essential for a secure, sustainable and affordable future for Europe, and for safeguarding our price stability mandate.

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Grégory Raymond 🐳
Grégory Raymond 🐳@gregory_raymond·
🟥 Exclusive @TheBigWhale_ A pro-crypto bill will be tabled today in the French Parliament by @partiudr led by @eciotti This is the first time such a comprehensive text on the subject has been proposed in France. 🇫🇷 Here are the proposals, which fall into three main areas. 👉 Creating a French strategic bitcoin reserve The text proposes the creation of a Public Administrative Establishment (EPA) dedicated to holding and managing a reserve of 2% of the total bitcoin supply, i.e. 420,000 BTC within 7–8 years. The aim is to build a form of "national digital gold" to diversify foreign exchange reserves and protect the country's financial sovereignty. Its funding would be achieved as follows: - Public mining using surplus nuclear and hydroelectric power, with adapted taxation for miners (see 3rd area below). - Systematic retention of bitcoins seized during legal proceedings. - Allocation of a quarter of amounts collected through the Livret A and LDDS savings schemes to daily BTC purchases on the secondary market (approximately 15 million euros per day, or 55,000 BTC/year) - Payment of taxes in Bitcoin (subject to constitutionality). 👉 Encouraging euro-denominated stablecoins The text recognizes stablecoins as a credible alternative to the Visa–Mastercard system and proposes regulated daily use. - Ceiling of 200 euros per day in payments using euro-denominated stablecoins, exempt from taxation and social contributions. - Payment of taxes in euro stablecoins authorized. - European objective: ease the MiCA regulation to facilitate stablecoin issuance by European banks and companies, and oppose the digital euro (CBDC) at the EU Council, deemed centralizing and dangerous for financial freedoms. 👉 Supporting industry players The text tackles energy and financial barriers to the development of the French ecosystem. Adapting electricity taxation for mining: - creation of a progressive dynamic excise duty based on price tiers. - experimentation with flexible TURPE tariffs for flexible and adjustable consumer sites (such as mining data centers). Integration of Bitcoin and other crypto-assets into the PEA via ETNs (Exchange Traded Notes), to broaden institutional access and secure indirect holding. Revision of European prudential rules: the proposal calls for adapting risk weighting (up to 1250% today on certain crypto-assets) to make "Lombard" loans backed by crypto-assets possible. 💡 What are the chances of this text succeeding and in what context does it fit? It is not part of the Finance Bill currently being debated (it is an independent legislative proposal) and was designed without collaboration from other political forces. It therefore has little chance of being adopted by the Parliamentary Bureau due to the UDR's limited weight in the chamber (16 MPs out of 577). This text contains several proposals that the sector has championed for many years, as well as other unprecedented ones. Despite the extremely low probability that this bill will pass, it demonstrates @eciotti's party's ambition to position itself as the party best able to defend the interests of the French crypto ecosystem. It follows in the wake of Donald Trump's success across the Atlantic, whose commitment to this issue has helped attract a new electorate that few had previously courted.
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