Dennis W.

@ramit To made this rate happen 1) I had to reduce my FC and GF spending, for example I changed to a cheap car, spend less on designer clothing, reduce eating out with people that did not matter and 2) increase income: for example I moved to a rental home, while letting my apartment

@ramit So I made a 40 year roadmap, and I visualised the development of my rich life across dimensions like health, relationships and activities. All these helped me to dimension the required funding, which in turns helped my to define the required savings and investment rate.

As long as I'm hitting my key numbers -- Fixed Costs below 60%, Savings 10%+, Investing 10%+ -- I know I can spend the rest of my money guilt free That could be travel, or eating out, or buying hand-made ceramics from Kyoto. You decide your Rich Life

@petergyang 2004 vs 2024 nanjing dong lu/jiangxi zhong lu: yes Shanghai is super clean and sleek these days…but I miss the chaotic/messy scenes when I lived there. However, I love coming back every year!

Some initial observations about Shanghai after not being back for 10 years: 1. The city is incredibly modern - more so than New York and even Tokyo. It's funny riding modern subways and trains here and reading about how California has to shut down the BART/Caltrain due to budget cuts on X. 2. Apps run everything - Wechat, Amap (Google Maps), Dianping (Yelp), Alipay, etc. Basically, there's a Chinese equivalent of every US app and more. 3. Meals are probably 1/3 the price of the US and absolutely delicious. There's ALOT of variety in Chinese regional cuisines. Funny enough almost every restaurant has a Dianping coupon you can use to get free desserts. I like my spicy food :) 4. Fewer foreigners than I expected and concentrated in a few areas. Coming from the US, it's just a pain to have to get a visa, set up eSim, download all the apps, etc. You have to do alot of research before coming here. 5. The overhead highways kind of ruin the vibe a little with the cityscape. 6. People still smoke alot, but appears to be mostly older generation. 7. Speaking of the old generation, they know to have fun. Went to Fuxing park and many elders dancing, playing yoyo, singing, and more. 8. In contrast, from what I hear, the younger generation is working super hard and many college grads cannot find jobs are are "tang ping" (lie flat). It's great to be back, will share more later.

That's it. That's the best picture from Saturday's No Kings protests in the USA. The literal Statue of Liberty being detained by police. It doesn't get much more poetic than this.

@Brad_MV33 @JennieGow podcasts.apple.com/nl/podcast/f1-…

@JennieGow Have a video? Link

It’s quite hard to get exclusives in #F1 these days, but I’m very proud of my Max Verstappen interview from yesterday post race. He opened up in the most insightful manner. It’s generated quite a lot of interest around the world. I honestly love my job ❤️

@JennieGow As a dutchman: credits for the way how you’ve cautiously framed the question to Max..I immediately felt it would open the door

I do this thought exercise often when I’m playing with my two-year-old daughter: I think about myself as a 75-year-old, wishing to be back to this very moment. And grant myself that wish.

@GuyTalksFinance difficult to judge without knowing your mortgage rate. Mine is 1.5%, so no way I'm paying off early....I rather invest

A top priority of mine is investing for retirement, but my main priority is paying off my house early. My goal is to invest 15% of my income into my 401k plan While all of my extra money goes towards paying off my mortgage early. Im hoping this plan allows me to pay off my mortgage within the next 10 years. Then I’ll have +20 years to focus on piling money into my investment accounts for an early retirement.

@sentdefender bro puts out a statement asap before Israel bombs him

Statement from Iranian Parliament Speaker Mohammad Bagher Ghalibaf, following reports that he has been involved in peace negotiations with the United States and may attend a summit with U.S. officials later this week in Pakistan: “Iranian people demand complete and remorseful punishment of the aggressors. All Irainan officials stand firmly behind their supreme leader and people until this goal is achieved. No negotiations have been held with the US, and fakenews is used to manipulate the financial and oil markets and escape the quagmire in which the US and Israel are trapped.”

4 years later and I keep thinking of this home and its '63 price economics..I hope all is still well with the fam👍

@F1HardWalls4k Franco Colapinto, the guy in the middle, shouldn't be there

Grok remove the driver that don’t deserve to be in this picture

Nobody warns you that falling in love means two inner children finally meeting each other, and both of them are terrified.

This you dipshit?

Many of the countries in the Board of Peace seem to be at war.

@michaelisracing @F1 It basically creates a plane wing, creating upward lift at the back of the car, which essentially makes your car lighter on the straights, thus increase more speed acceleration

@F1 But why 270 instead of 90 in the other direction?

You spin me right round! 😵‍💫 Here's Ferrari's innovative solution to moving the upper flap of the rear wing as part of this season's active aero introduction 👀 #F1 #F1Testing

Punch, the viral lonely monkey, has now been hugged and groomed by an adult monkey for the first time Zoo staff previously gave him a plushie for comfort when he struggled to fit in with other macaques

@OnlyWielerFan @0xSeco In principle yes, since a BV also allows tax settlements against backward losses while new box 3 only allows forward losses

@0xSeco What if from 2029 onwards they only tax actual profits instead of actual and unrealised in 2028? Is a BV still more profitable then?

If you’re investing in the Netherlands, learn the basics of accounting and look into investing via a B.V. It's better than the new tax rules. I run an accounting firm—this is what I’d tell friends.