Manish | Creating, without hustle. 🧘🏽‍♂️

Based on my experience with their relationship managers, I was under the impression that "mis-selling" is a non-negotiable job requirement for these private bank executives, no... ? 🤔

Indeed! Corn in America and Wheat in India exemplify mono-culture farming that not only devastates the nature, but also modify native food habits. 🙄

@CNBCTV18Live Based on my experience with their relationship managers, I was under the impression that mis-selling is a non-negotiable job requirement for these private bank executives, no... ? 🤔

#JustIn | #HDFCBank fires three people for role in AT-1 bonds mis-selling case. Sampath Kumar, Group Head of branch banking among 3 fired by HDFC Bank, sources say

@saybwala You can sue them. They should just provide internet connectivity, not control your network. See if @internetfreedom or @SFLCin can help.

@_zenman Oh yeah. I had realised this is a serious issue when we took a connection from Airtel in December. Unfortunately I needed a connection fast, so had to put up. Now looking for alternatives.

Privacy and security are a joke in India. 👇

@RavindraAmbekar 🎯

VVIP मूव्हमेंट मुळे चवदार तळे परिसरातील पुस्तक विक्री बंद करण्याच्या सूचना पोलिसांनी दिल्या आहेत. सरकारची नेमकी प्राथमिकता काय आहे? VIP ना जर सुरक्षेची इतकी काळजी वाटत असेल तर त्यांनी रात्रीच्या अंधारात असे दौरे आखावेत, तुमचे चार VIP दौरे कमी झाले तर देशाला काही फरक पडत नाही, पण चार वाचणारी लोकं कमी झाली तर निश्चितच फरक पडतो. @RaigadPolice @CollectorRaigad @CMOMaharashtra @mieknathshinde @SunetraA_Pawar @SunilTatkare @iAditiTatkare @BharatGogawale

I actually found a solution to an IDE configuration problem on @StackOverflow today. 😃 Somehow Claude, ChatGPT, and even Gemini couldn't answer it correctly - their solutions didn't work and wasted time. 🙄

Razorpay Principal Engineer II (India) and people might be wondering “how much does it pay?” A senior of mine got an offer for principal engineer 1, So estimating from there and from what I’ve seen in the market (varies by team, location, stock refresh): 1. Base: ₹85L to ₹1.2Cr 2. Bonus: 10 to 20% (₹8L to ₹24L) 3. ESOPs: ₹40L to ₹1.5Cr vesting over 4 years (sometimes more if you’re a rare fit) 4. Typical all-in TC: ~₹1.3Cr to ₹2.5Cr Coming to the interview process, it's not “DSA grind only”. It’s heavy on judgment. 1. Recruiter screen (30 min) - scope, current TC, notice period, role fit 2. Tech screen (60 min) - 1 medium-hard problem - plus deep dive on how you think: tradeoffs, edge cases, complexity 3. 2 to 3 technical rounds (60 min each) 1. Coding: correctness + readability + tests 2. System design: payments-flavored problems (idempotency, retries, timeouts, reconciliation, queues) 3. Debugging and fundamentals: SQL, concurrency, incident style questions 4. Bar raiser round (sometimes) - “principal” expectations: leading across teams, simplifying architecture, killing bad ideas politely 5. Hiring manager + culture round - past impact, conflict stories, mentorship, how you drive execution If you’re aiming for this kind of level/role: go prepare 2 production stories with numbers (p95, error rate, cost), and be able to explain failure modes like you’ve been paged for them!

Surveillance is everywhere, and with each passing year our privacy is further decimated. Is this really the future we want? Or are we normalizing things that we should be fighting against? Thanks to Bruce Schneier & Barath Raghavan for the wake-up call.

@JeromeFosterII Indeed. Corn in America and Wheat in India exemplify mono-culture farming that not only devastates the nature, but also modify native food habits. 🙄 x.com/_zenman/status…

Mono-culture farming devastates the rest of nature. Farmlands continue to lose much of their wildlife, bees, birds, insects, amphibians. But each generation measures "normal" nature against what existed in their childhood; not what existed before. So we don't mourn the Auroch, Quagga, Eastern Elk, or drained wetland. We never knew them. We each inherit a slightly emptier world & call it normal, a shifting baseline syndrome. Humans are remarkably adaptive... dangerously so.

@DeeEternalOpt Up north?

@_zenman First day of Navratri today

India: If you're celebrating a festival today, comment below with the name of the festival (and a photo maybe). In Maharashtra, we're celebrating Gudi Padwa (गुढीपाडवा) today – it's the first day of the Chaitra month and the Marathi New Year. 🌺

@DeeEternalOpt Do you celebrate any festival today?

@_zenman Greetings 🙏

Bank Account Freezing is becoming a bigger issue day by day. "Today someone is suffering tomorrow it's Your turn" And honestly, a lot of this is happening because of poorly framed rules and processes by @FinMinIndia. If someone commits a crime, the system should identify and punish the actual criminal. Instead, what we are seeing now is that honest citizens are getting treated like criminals. This issue has already happened to a couple of my friends, and that’s why I felt the need to explain this in detail. Because the scary part is - if it’s not happening to you today, it could easily happen tomorrow. How this usually starts First, you might receive ₹1, ₹2, or maybe ₹100 through UPI from an unknown person. You might ignore it because it’s a small amount. But within a few days, your bank account suddenly gets frozen or put on hold. All your funds get blocked. In some cases, the account even shows a negative balance. And you are left wondering what exactly went wrong. Case 1: Fraud Money Circulation Suppose a person runs a fraud scheme through betting apps or online scams. Naturally, victims lose money and someone files a complaint on the National Cybercrime Portal. Before the fraudster gets caught, he quickly moves the money across multiple accounts. These are usually mule accounts - people who allow their accounts to be used in exchange for 10–20% commission in cash. The money keeps moving across dozens or even hundreds of accounts. Now imagine this situation: One of your friends unknowingly participates in betting transactions. You have no idea about it. That friend sends you money for some normal reason. Now the fraud money chain reaches your bank account. Under current processes, your account also gets flagged. Even though you have nothing to do with the fraud, suddenly you are treated like an accused. Case 2: Crypto P2P Transactions This happens frequently with crypto traders, especially on platforms like Binance P2P. Let’s say: You sell crypto in a P2P trade. The buyer transfers money to your bank account. But what if the buyer used fraud money from betting apps or scams? Or worse, what if the buyer intentionally files a complaint against you? Now again, the same chain reaction begins. Your account gets flagged and frozen, even though you simply completed a legitimate crypto trade. How the Chain Reaction Works The system often works like this: A victim files a complaint (maybe from Bihar or West Bengal). Authorities trace the first fraud account. Then the mule accounts. Then the next accounts in the chain. Eventually it reaches regular users like us. By the time the investigation spreads, dozens or even hundreds of innocent accounts get frozen. The Real Problem In the end, the situation looks like this: 1 real fraudster 1 victim But thousands of innocent people end up suffering. Accounts frozen. Money blocked. Endless visits to banks and police stations. All because the system targets transaction chains instead of identifying the real criminal efficiently. Honestly, what kind of system is this? Crime should be punished -no doubt about that. But turning innocent citizens into suspects just because money passed through their accounts is not justice. It’s a serious issue that needs urgent reform.

@ms_medusssa 🤦‍♂️ Difficult to remain hopeful...

Worst times for Assam Congress. A result of egos being bigger than ideologies. What a tragedy.

@harsh8848 Yes, horrible. 🤯

It’s only 18th of March and the calls I am receiving from Bank managers for March end deposits is something I haven’t experienced in the last 15 years. There is liquidity stress in the system.

Rs 7 egg & Rs 22 egg are nutritionally almost identical. Most of what you're paying extra for is... marketing. Egg industry has turned a simple food into a quiz. Brown /white? Orange/yellow yolk? Omega-3? @anushkantala & I dug into what actually matters. Link in next tweet.

@CivilLearning1 Another feather in the cap for the UP police? 🤔

Ankita Gupta had come to Varanasi for a sightseeing trip. On Monday evening, she was admiring the beauty of Assi Ghat when a cunning thief snatched her iPhone and fled. Ankita immediately filed a complaint at the local Bhelupur police station. The police merely registered a report regarding the missing mobile phone, treating it as a mere formality. Ankita was utterly astonished by the police's lethargy. When the police said they could not trace the phone's location, Ankita, a software engineer, decided to take matters into her own hands. Utilising her technical expertise, she began tracking the phone's IMEI number using a specialised app. Ankita then personally set out to locate the mobile phone. Around 2:00 AM, the location appeared to stabilise in the Chandpur area, approximately six kilometres away from Assi Ghat. Ankita ventured into that area all alone. The mobile phone's location signal was pinpointed to a specific house there. After much persistence on Ankita's part, the police finally arrived at the scene. Yet, even then, the police did not bother to search the room; instead, they offered only perfunctory assurances and left. Ankita returned to the vicinity of the same house at 5:00 AM. By now, it was morning, so she sought assistance from the local residents. She inquired about the specific room where the mobile phone's location had been indicated. It was revealed that the house belonged to Rajendra Patel, and the room in question had been rented to a tenant. The room was locked from the outside, and the occupant was nowhere to be found. When the lock was finally opened, the sight that greeted them left everyone stunned: scattered across the room, along with Ankita's iPhone, lay 15 to 20 other expensive mobile phones.

AI: We've crossed a line we can't uncross. ⚠️

Password rotation or Forced changes lead to "password hedging," where users just add a number or change one letter (e.g., Summer1! becomes Summer2!). It is biologically impossible for most people to memorize a high volume of complex, random strings every few months, leading to "sticky note" security risks. When security is a hassle, users find dangerous shortcuts, like reusing the same "strong" password across every site they own. The most important fact is that NIST (National Institute of Standards and Technology), the global authority on cybersecurity standards, officially retired this method In its Digital Identity Guidelines (SP 800-63B), NIST now explicitly states that organizations "SHALL NOT require" periodic password changes. They’ve shifted the focus to Length over Complexity. They recommend allowing passphrases of up to 64 characters and only requiring a change if there is actual evidence of a compromise.