Paul the Impaler Volcker

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Paul the Impaler Volcker

Paul the Impaler Volcker

@achtera

I try to stay realistically naive... Snarky banker / beach lover Dude / Bro / Man #GenerationHustle

Los Angeles Katılım Ocak 2009
3.6K Takip Edilen918 Takipçiler
Jon Brooks
Jon Brooks@jonbrooks·
Why would you buy a home for $1,500+ more per month than renting. The same house, same neighborhood, leveraged at the peak of the market. Explain it to me.
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Paul the Impaler Volcker
@EllenBarryNYT Ellen, Dr. Sung Hyon from Kaiser Pasadena was one of my father's doctors prescribing him SSRI's over the decades. My father's and familys stories of suicides (including my father, Dr Hyon's patient) starts pg 5. The story of coercion by Kaiser is horrific: docs.google.com/document/d/1mL…
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Chris Palmer, MD
Chris Palmer, MD@ChrisPalmerMD·
Can schizophrenia go into remission, meaning the person no longer meets diagnostic criteria for schizophrenia?
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Jon Brooks
Jon Brooks@jonbrooks·
Housing doesn’t crash like stocks. It's illiquid. Slow. Unique. First transactions stall Then inventory rises Last, you see prices fall Slowly, month after month. Until... the seller finally breaks.
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Ellen Barry
Ellen Barry@EllenBarryNYT·
“He just doesn’t like S.S.R.I.s." Psychiatry has been shaken up by Robert F. Kennedy's push to curb Americans' use of antidepressants. I eavesdropped at the annual meeting of the American Psychiatric Association. Comments are open. nytimes.com/2026/05/24/sci…
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Robert (infra 🏛️⌛️)
LOS ANGELES DEBT DOWNGRADED S&P just made it official- LA’s finances are deteriorating fast Even LA's most secure debt, General Obligation (GO) bonds, backed by unlimited taxing power (on a $857B tax base), just got downgraded by S&P And, S&P noted a negative outlook, with a 33% chance of another downgrade -A +$273M surplus -> -$1B deficit in just 3yrs -Expenditures growing 2x faster than revenues -FY24 deficit: $416M (6% of revenues) -FY25 deficit (projected): -$1 billion -Reserves: 22% -> 5% in just 2 years -Pension costs: 14% of revenues annually -Liability claims: 3× what was appropriated
Robert (infra 🏛️⌛️) tweet media
Robert (infra 🏛️⌛️)@infraa_

Karen Bass inherited a +$273 million surplus in FY22 and turned it into a projected -$1 billion deficit (FY25) How? General Fund expenditures: +24.3% General Fund revenues: +11.5% (FY22→FY24) Spending is growing *2×* faster than revenue. This is unsustainable.

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Justine Bateman
Justine Bateman@JustineBateman·
“LA has been reporting fewer crimes than in decades, but crime is an issue dominating citizens’ experience here.” Fixed it. Reporting fewer crimes does not mean fewer crimes are being committed. Part of the reason is there are too few police officers in a town this size to attend to all the crime. Hence much of it goes “unreported.”
Los Angeles Times@latimes

L.A. is safer than it's been in decades, but crime is an issue dominating the mayor's race latimes.com/california/sto…

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Amy Nixon
Amy Nixon@texasrunnerDFW·
This is not some young girl boss empowerment movement, rather, it represents a deterioration in social connectedness, whether via divorce or death “A big portion of the increase in single-female homebuyers is older women who are likely separated, divorced, or widowed”
Amy Nixon tweet media
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Paul the Impaler Volcker
@plwin49 "Recent Studies" from the same people who said they were never addictive in the first place. I don't know why you are shamelessly shilling for Pharma, but it's wholly irresponsible.
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Pati ⚖️♎️🌎☕️🎶🗽
I must inform you that recent studies have determined that prescription opioids are rarely the cause of OD’s (2% max). The danger is from illicit drugs like street fentanyl, often combined with other drugs or alcohol. Opioids are from natural substances and have been used for centuries to relieve pain. Many substances that are used to relieve pain, improve mood or for relaxation (like alcohol) can be abused. Personal responsibility is key to avoiding bad outcomes. There is a huge difference between the people buying illicit street drugs to “party” and the people suffering from diagnosed painful conditions who are prescribed opiates so they can function well enough to have some quality of life.
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Pati ⚖️♎️🌎☕️🎶🗽
BTW, It’s ok to be dependent on a drug, such as an opioid, if it helps you to function & have a life. Doctors know the rule of benefits vs risk. But, now they risk their careers & everything they own if DEA sees “too many red flags”. They decide to err on being overly cautious, thereby abandoning patients who need their help to get safe pharmaceuticals.
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Paul the Impaler Volcker
@jonbrooks From 2022-2025, I'd get recruiter calls for DSCR private lenders every 60 days and told them all to stuff it -I wasn't going to be the fall guy for investors
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Jon Brooks
Jon Brooks@jonbrooks·
The DSCR loan market is breaking. Almost nobody sees it yet. This was the leverage loophole of the cycle. Normal people were allowed to take out 5, 10, even 50+ investor loans with minimal verification based on projected rental income, not real affordability. Now the math is failing. • 50% of DSCR loans originated in 2024 reportedly fell below traditional lending standards • In 2026, roughly half are no longer cash-flowing enough to cover debt payments • Many owners can’t sell because of massive prepayment penalties and origination fee structures • Millions of properties were bought assuming endless Airbnb demand + permanently low rates The average DSCR borrower reportedly holds 5 properties. This is what happens when an entire asset class is built on: Cheap debt Appreciation assumptions Short-term rental projections Refinance exits The problem? We no longer live in that economy. The next phase of housing stress may not start with homeowners. It starts with overleveraged investors.
Jon Brooks tweet mediaJon Brooks tweet media
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kyle o’hehir
kyle o’hehir@financeguy725·
@achtera Aside from my two firsthand experiences, I know others who have sold after the cast iron busted
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kyle o’hehir
kyle o’hehir@financeguy725·
I have figured out how we get boomers to sell their houses Fuck up the waste line Something you can’t fix with a snake or a jet Once it’s a solid shit brick they don’t know what to do and just sell Source: the last two houses I’ve bought
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Chris Palmer, MD
Chris Palmer, MD@ChrisPalmerMD·
Can antidepressants work? Yes. Can antidepressants fail to work? Yes. Can antidepressants harm? Yes. All of these can be true.
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Psychiatry_Survivor
Psychiatry_Survivor@Psychiatry_Anti·
The global tapering and withdrawal community is a living, breathing indictment of a medical system that specializes in chemical capture but offers zero safe escape routes. If you feel abandoned by the system that put you on these medications, you aren't crazy, and you aren't alone. You just need a safer roadmap than the one you were given. Hyperbolic tapering info & resources on my website linked in bio.
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Deborah Lurie
Deborah Lurie@deborahlurie·
As a survivor of severe psych drug harm, one might think I want them banned. But in my brain’s current state, pattern recognition is heightened, and I will say to those with influence- Please keep the focus on INFORMED CONSENT.
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Paul the Impaler Volcker
@GregoryKBovino This country no longer gives natrual citizens first chances, and we're giving second chances to unscreened illegal immigrants? For not wanting to stay and fix their own country? Where's my Visa to Denmark?
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Gregory K Bovino
Gregory K Bovino@GregoryKBovino·
Wow, doesn’t her story just draw the tears? Those big hopeful eyes.  Pure emotional catnip. Guess the USA isn’t a country with borders and limits… it’s a bottomless pit of compassion, open for grabs. Master manipulation move: Misty eyes and personal stories, skipping costs, housing strain, and security. Especially rich coming from her, a resident of Williamsburg, Brooklyn, a gentrified enclave with $1.3M–$1.85M homes and $4,700+ rents. Safe, wealthy hipster life for her while the rest of us absorb the poverty and overload. Run the country on emotions? That’s how you build a compassion trap, not a sustainable system. Classic elite hypocrisy.
NCLR – National Center for LGBTQ Rights@NCLRights

Immigration journalist @paoramos describes how she finds hope through the eyes of asylum seekers during her award acceptance speech at NCLR’s Champions for Justice event last weekend in San Francisco.

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JD Lunkerman
JD Lunkerman@JDLunkerman·
Sorry but he enjoyed super low rents for a long time so he should have saved up a lot of money. I am tired of these sob stories. Sounds like he lived easy on the cheap rent instead of taking advantage to do something for the community and himself. Whiny ass loser bitches need to get up and do something instead of riding the generoisity of this nice lady and our govt. Our veterans are showered with money these days. They are dam near Somalians these days. Stop pretending veterans do not have massive resources because they do. Everyone wants tax money or to be entitled these days.
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Wall Street Apes
Wall Street Apes@WallStreetApes·
79 year old Vietnam veteran who has lived in the same 2 bedroom home in Long Beach for 46 years is being evicted after his land lord died He’s living on disability and Social Security. He also mows some lawns for income He’s been paying a discounted rent of $1,200 per month but rent in the area starts are about $2,500. He can’t afford that His previous landlord was a woman named Karla Bartley, she was 91. She lived nearby and was generous with discounted rents for many tenants Her estate is selling the property so everyone there was served with eviction notices I was able to find her has a GoFundMe GoFundMe is named “Help Dennis Find a New Home After Eviction.” It has raised about $2,425 toward a $60,000 goal for moving costs and new housing deposit We shouldn’t let veterans fall through the cracks but man they moving cost of $60,000 seems crazy A mover is only a couple thousand bucks and a deposit is only about a thousand bucks… maybe it’s for the increase in monthly rent for the coming years I wasn’t able to find any reports of permanent housing found for him as of today
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