Cade Invests

Finally joined the $100k traditional brokerage club 🙌 Took 8 years of investing but a little consistency can go a long way.

I agree with this "hot take." We had a financial education class in high school. Most kids had zero care for it at the time. Doesn't hurt to offer, but don't think it would solve as many problems as we make it seem.

@darrelltalksfi Hmmm a few come to mind. Gym equipment, fishing stuff, nights out with friends. Don't regret any of them.

What’s something you’ve spent way too much money on but don’t regret at all?

@CoachRolfes Can do so much good for yourself with a simple plan like this...especially early on.

If I had to start my finances over, I’d follow this order: 1. Create a budget 2. Build a $5k emergency fund 3. Pay off high-interest debt 4. Give generously 5. Invest 15% of income 6. Build a Taxable brokerage 7. Pay cash for cars Simple beats complicated.

@BarbellFi Gah dang. Maybe I'm cheap but this is why I try to do most of our own vehicle maintenance lol.

Brought my car in for an oil change It’s a 2019 Nissan Sentra 105,000 miles Walked out spending $1,600 💸

A short term crisis, is a long term opportunity.

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In summary. 1/2) $VOO / $VTI 3) $QQQ 4) $VUG 5) $VB 6) $SCHD ETFs are simple and effective. What's not to love.

90% of my portfolio is invested in ETFs. Here are the top 6: $VOO and $VTI Including these as one since they are about 80% similar by weight. 10 yr average annual return: 15.5%

@RampCapitalLLC Someone got paid to come up with that

What are we doing here

@Mr_Derivatives Honestly I hope so

$SPX To contrarian or not to contrarian MarketWatch current homepage article…?

@HertzyTrades @Investmentkage Second this advice

My friend is 36 134K salary and has 77K student loans He Invests $3,000 a month Should he keep investing or pay of his loans first? Just kidding I made this up too.

@Invested_In_You Renting for 3 years set us up well to buy our first house. And even after buying a house our mortgage, insurance, and taxes come out to about the same as what rent would be. I’m a fan of both. Just have to run the numbers like you said.

Most people think renting is throwing money away. It’s not always. There’s a ton of added costs with home ownership that many don’t consider: - Property taxes: 1-2% of home value annually - Maintenance and repairs: 1% annually - Insurance: $2,000+ per year - HOA fees where applicable - Closing costs to buy: 2-5% - Closing costs to sell: 6-8% On a $500,000 home that’s $10,000-$15,000 a year in costs before your mortgage payment. Renting a comparable place for less and investing the difference isn’t throwing money away. Sometimes it’s the smarter financial decision.

@BoujeeFinances More important than ever to not have cash stuffed under the mattress

Inflation = higher margins in almost everything This is why investors and owners of assets see their wealth grow during periods of cost of living increases

@TheAlphaThought I don’t mind tipping when someone is waiting on us…what can’t stand is the tip requests for every fast food joint lol.

I have a better idea. Let’s normalize the fact that tips shouldn’t be expected and we should only be tipping for great service.

@Smartnetworth1 Whatever gets the clicks

I can’t stand these “by 26 you should have this much invested” posts. It’s such nonsense. I didn’t start investing until 31 and became wealthy by 38. I really don’t see the value in these ridiculous posts. It just makes people feel they are behind.

@TheLongApe Stacking

@cadeinvests Brick by brick

The habit of investing is key. If you invest with little money. You'll invest with big money.

@Sayzryn Facts. It’s boring and lame…till it’s not.

@cadeinvests nobody starts with big money, they just kept going when it felt pointless

@ItsJamesHall Especially for those that are young

@cadeinvests Just getting started is the most important thing a novice can do.

@thelucashalden 🎯🎯🎯

@cadeinvests Plus this is easier to start and build momentum with Start small, focus on your 9 - 5 and raising your family

@LogWeaver Yep, why I’m a fan of eventually automating your investments

@cadeinvests Systems beat willpower, so starting small just builds the automated muscle.