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Kyle
5.1K posts
Kyle
@cosmoskyle
you’re all fucking stupid (so am I)
albany, NY Katılım Nisan 2014
1.2K Takip Edilen868 Takipçiler
Well said. How do we get hospitals and employers to grow spines ?
Oluwabiyi Adeyemo, MBA, DBA (Candidate)@olu_pb
You’re pointing at the core distortion. Employers fund care, insurers sit in the middle, hospitals accept bad economics to protect volume, and patients get billed off fantasy prices. That is not a market glitch. It is a leadership failure. Direct employer contracting is the clean test
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What if there was a bank account available, that required you to deposit monthly, what you would have paid an insurance company in premiums, for an ACA silver plan. So for a family of 5 about $2100.
The amount would then be used for Stop Loss Insurance set at $30k dollars. About $300. Another $200 would be used for local Direct Primary Care for your family
The balance would be in YOUR bank account.
Like an HSA, It could only be used for approved medical expenses. If you never have any medical expenses, you will get to keep the money plus checking act level interest, when you turn 65
If you have a medical event that is more than what you have saved, your bank will loan you the money you need to pay for it, up to the $30k stop loss trigger
You would repay that amount using the monthly $1600 net deposit. Once the loan is paid off, the deposits start to accrue to you again.
This is not insurance. It’s a specially designed bank account that gives you control, support, a doctor to work with and catastrophic financial protection.
Lots of work and issues to be addressed. But I was curious what people think
Let me know !
Mark Cuban@mcuban
The one debt you can’t ever pay off ? Your insurance premiums. You literally will pay an insurance premium monthly, till you die. But we don’t look at it like it’s a debt paid to an insurance company that will do all it possibly can never spend it on your care. We are working on a non -insurance solution. The day HSAs no longer require an insurance policy, it all will change. finance.yahoo.com/sectors/health…
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@SquatUniversity DM, I have had shoulder issues for years from an injury and would love your thoughts
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Can you tell the problem shoulder?
The band resisted 1-arm serratus wall slide with slider & contralateral/opposite thoracic rotation (something I picked up from Eric Cressey) can expose hidden problems & help build proper shoulder blade mechanics for overhead lifting.
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All those family members before me and NOT ONE could get their money right and just buy the S&P500. Unbelievable.
Math Files@Math_files
In order to be born, you needed: 2 parents 4 grandparents 8 great-grandparents 16 second great-grandparents 32 third great-grandparents 64 fourth great-grandparents 128 fifth great-grandparents 256 sixth great-grandparents 512 seventh great-grandparents 1,024 eighth great grandparents 2,048 ninth great-grandparents For you to be born today from 12 previous generations, you needed a total of 4,094 ancestors over the last 400 years. Think for a moment: How many struggles? How many battles? How many difficulties? How much sadness? How much happiness? How many love stories? How many expressions of hope for the future? – did your ancestors have to undergo for you to exist in this present moment...
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Calling a Puerto Rican a fake American and then rooting against America in the Olympics is hilarious
Happy Punch@HappyPunch
Jake Paul just broke down in tears after fiancée Jutta Leerdam won Olympic gold
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@FjajGuy @g_lisi_29 A 35% increase for the lowest decile since 2014 is not nothing!
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@andrewrsorkin a lot of respect for you. It would be cool if you could highlight that health insurers aren’t the only issue with healthcare
The providers are over billing made up numbers knowing health insurance will negotiate it lower. They don’t provide “coverage” they bargain
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So what does this actually mean?
For companies:
You don’t just issue loyalty points anymore.
You issue money. Liquid, tradable, yield-generating money.
Moving across wallets, dapps, and chains.
Your brand becomes the currency.
Think as:
DeltaDollars
StarbucksUSD
AmazonCoin
NBA Bucks
but with the regulatory muscle of the world’s most trusted exchange behind it.
Example: Image @Klarna issuing KlarnaCredits, a branded stablecoin that:
- Rewards customers after purchases
- Can be reused across Klarna merchants
- Earns cashback/yield while idle
- Is accepted on-chain with DEXs and bridges
What does this mean for Coinbase: massive revenue.
They earn spread on redemptions, transaction fees, and custody.
At global scale.
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Introducing Coinbase Custom Stablecoins.
Create a branded stablecoin for your business, backed 1:1 by collateral custodied by Coinbase.
→ Earn rewards on activity
→ Seamless interoperability across chains
→ Tap into Coinbase’s global distribution
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@besttrousers I will say I respect seeing different opinions and think that’s an important part of the discourse. But I think a lot of the people in your position (or CNBC, etc) are passing judgment based on numbers, and not interactions with actual every day people.
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@besttrousers I think people are comparing apples and oranges with dated methods. What worked then doesn’t work now, and trying to apply antiquated methods to current trends is a fools errand.
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In October, consumer sentiment for the bottom third by income hit a *series* low of 49.8.
Lower than peak inflation in 2022.
Lower than the 2008 great recession.
Lower than the Volcker shock.
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@cosmoskyle I think this is further evidence that sentiment is disconnected from fundamentals.
Somerville, MA 🇺🇸 English
It never cost $32k to begin with
In that framing it doesn’t make sense why a company can negotiate better for some people than it can for others
Or why you wouldn’t want the best negotiator in the world, the US Gov, to be the one negotiating costs for care when you need it
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@Noahpinion @CameronCorduroy I think you’re ignoring the fact that republicans pride is associated with racism
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@CameronCorduroy The thing is, Republicans HATE Democrats, but when Obama and Biden were elected they didn't crash out and decide that they hated America. Their love for their country wasn't conditional on who it chose to lead it. Democrats' was.
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yeah man i wonder what happened in 2015 that might make Democrats have less pride in their country
Noah Smith 🐇🇺🇸🇺🇦🇹🇼@Noahpinion
Oh, and don't try to tell me it's about how this specific question was asked. Every other question about patriotism shows the exact same pattern, and it's fucking horrible.
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@karbonbased I don’t understand why we keep making new blockchains and what the value is of new ones. How is this different than the over saturation of meme coins
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@MostVpromotions Since when are exhibition matches pro fights on a pro record?
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Jake Paul vs. Anthony Joshua… JUDGMENT DAY 🤯
Two very different paths to the top. Two fighters larger than life. 🌍
How do Jake Paul & Anthony Joshua stack up in their upcoming professional heavyweight bout Friday, December 19th? 🤔⬇️
Sign up for ticket presale mostvaluablepromotions.com/jakevsjoshua/‼️🎟️
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