Sasank K

@jassneetsingha Most importantly, has access to most global airport lounges too

In my view, DCB Metal has a stronger earn structure than Regalia Gold — and that should be considered. - Higher monthly SmartBuy limits - Powerful quarterly milestones - Up to 33% / 16.66% on flights & hotels - ₹1 per point on non-Accor travel bookings - Better suited for high spenders Burn, I agree, may look similar if you focus only on Accor — but that’s limiting the comparison to one partner. ✌️

Since I write about personal finance, investing, and retirement often, I get asked for recommendations / suggestions. The first question I have for them is about their risk appetite - what kind of investments do they prefer, for what time frame, what % of their portfolio will be assigned to these instruments, how much loss can they fathom etc, and most people have no idea. When you invest professionally, the bank / advisor / PMS will get you to answer a detailed questionnaire (they are supposed to!) that'll take a few hours to complete. While I'm not a registered advisor and I don't do this commercially, I realised that most people who invest just get started without answering for themselves what they plan to achieve on this journey. So, I made a simple questionnaire. Just answer these 10 questions. It'll give you a bit of insight into yourself, and help you take an informed decision. While investing in a mutual fund, glancing at this will help you check whether it suits your risk profile. And you can just drop this image with your answers into an AI tool and share the name of the fund / instrument you want to buy and ask it which category that will fall into and how far / near it is to your appetite. There are too many people with dozens of mutual funds in their portfolio - all with small amounts which really don't make a difference. This may help you narrow those down and consolidate. Ofcourse, if someday you decide to become a serious investor and are ready with a decent capital, you should get professional advice - even if you plan on DIY investing. This is a basic questionnaire, and as your capital grows, you will need a much more detailed one with analysis of existing holdings, redundancy checks, performance-based tweaks etc. And this exercise should be undertaken periodically since our financial situation (and our age) will keep changing. Since there's no recommendations on this, feel free to share with others if you find it useful. Cheers! 👍🏼

@Yatra_Care Any update yet on this ? @IndiGo6E @Yatra_Care

@crownsasank Hi, We would like to inform you that the request has been raised to the relevant team to check with the airline (Indigo) for the refund against the PNR YEDYWH, and we will update you accordingly. Kindly wait for 5-7 working days for the refund confirmation. Regards Yatra Care

@IndiGo6E, I have a flight tomorrow, and looking at all the chaos around, dont even want to attempt to check in / board. Whats the process to peacefully get this cancelled and make alternative plans. Don't tell me youre going to charge cancellation fee on this !

@AvinashDora95 @IndiGo6E 100%, what are our choices now anyways

@crownsasank @IndiGo6E Thanks Sasank for the suggestion, but this is absolutely ridiculous service from @IndiGo6E

We are sorry 🙏

@newspaperwallah @AvinashDora95 @IndiGo6E

@crownsasank @AvinashDora95 @IndiGo6E What number did you call?

@AvinashDora95 @IndiGo6E Call the customer service and do it there, I got mine sorted that way, atleast they confirmed i will get full refund ! Ya, be prepared to stay on line for atleast 30 min

@IndiGo6E @IndiGo6E Your “full waiver” claim for 5–15 Dec flights clearly isn’t being honored. I’m being hit with a 70% cancellation fee for my 13th Dec flight, even though I’m cancelling a week in advance. This is misleading and unacceptable. I expect an immediate correction.

@Yatra_Care @IndiGo6E Who should I consult for a refund now?

@Yatra_Care @IndiGo6E, i formally request for a cancellation of this PNR right away and issue complete refund : YEDYWH. Yatra.com website is not issuing any refund inspite of your confirmation.

@Yatra_Care x.com/IndiGo6E/statu… How do I request for full refund now ? @IndiGo6E

@Yatra_Care @IndiGo6E, That's not fair right ! On one side you dont know if the flights will operate or not, when im requesting cancellation proactively, you want to deduct charges for this ? @RamMNK @DGCAIndia, this is not fair. Irrespective, we should be eligible for 100% refund !

@crownsasank Hi, Thank you for the details. We would like to inform you that in case of confirmed booking cancellation, charges will be applicable as per the airline's and Yatra's policy. Regards Yatra Care

@Yatra_Care @YatraOfficial @sidsviews, not sure who else has to be tagged next to get a response from your team ?

@Yatra_Care @YatraOfficial Still unable to respond, can someone assist with

@Yatra_Care Unable to DM

@vizagobelix @naralokesh This is a cultural transformation and can only be driven when the right teachers are brought into system. In the current scheme, after a point of time, the teachers go back to the old system of "Passing the exam" and particular about Future Readiness.

Education is a subject very close to my heart. Like many know, I'm part of a community which volunteers at Govt schools. We've worked with many schools over the years. And I have a major cause for concern, @naralokesh garu. The way in which most students are taught is that teachers give them notes and they memorize the answers. Now, most schools seem to have moved to English medium. AI tells me that 92% of students chose English medium in 2024-25. Many of the students in Govt schools are extremely bad at English, sir! They've been just migrated from Telugu medium to English. A couple of weeks ago, I gave my class an assignment - got AI to generate a bunch of questions as per exam pattern, and gave students a week to come up with answers. When I checked, I realised that one girl wrote the answers and everyone else copied them (as they were used to in class). Now, memorizing so much syllabus and so many answers is almost impossible! So this week, I conducted an open book exam in class. Gave them questions, they had their text books, and asked them to write answers. On chapters which were already completed in class. They failed miserably - even with their textbooks having both English and Telugu lessons on opposite pages for convenience. Sir, most of these students will probably pass the exam. What will they do next? You are the minister for Education, and thankfully, you are one of our best in this government. The Government is said to be spending over 55000 per child per year, which is at par with good pvt schools in many cities. 12% of our state budget is earmarked for education. We have technology available. You are a tech-forward government. You're hiring qualified youngsters through continuous DSC notifications. Many schools have upgraded infrastructure. But the output remains abysmal! If a class 10 student can't write out an answer even while seeing the textbook, what have they 'learned' in 10 years of going to school, sir? As always, here is a solution. It is not difficult. After teaching a lesson, please get teachers to STOP giving notes and answers. From class 6 onwards, let them learn to look for information - the teacher can sit in the class and even tell them the page number! Look at the book and write an answer. They should be wise enough to write 2 lines for 2 marks and one page for 8 mark questions. While correcting notes, let teachers appreciate students who rephrased the sentences from textbooks and expressed it differently. Students will strive for that appreciation. In 4-5 years, they will easily be able to find information in subjects like English, Telugu, Social Studies, and parts of Science. Writing their own answers would mean they would remember them better during revision, and at exam time. This habit will help them when they go to a college, and they'll be confident even if notes aren't given (as is bound to happen). Learning this in an engineering college is a crime, sir! No wonder we are doing so poorly in employability numbers. Please consider, this change HAS to come. We owe it to our future generations 🙏🙏 x.com/vizagobelix/st…

@DealsDhamaka Don't think amex and diners are accepted via Samsung wallet yet, hence still use the cards at times !

Life has changed after realizing phone can be used as credit card Link - Tap - Pay UPI removed cash from my wallet NFC removed wallet from my pocket Do you use it ?

@Vizagpowerstar @BloodDonorsIn @Tech_glareOffl @balaji25_t Thank you for your help, we got 4 donors as of now 🙏

@BloodDonorsIn @Tech_glareOffl @balaji25_t Thank you everyone, we managed to get 4 donors through your help ... Will reach out if anything needed further 🙏🙏