David Findlay

20.3K posts

David Findlay

@davidjfindlay

Grumpy.

Redcliffe, QLD, Australia Katılım Haziran 2009

2K Takip Edilen889 Takipçiler

David Findlay@davidjfindlay·3d

@matt_barrie You investing type always look at homes the wrong way. The main question is can the mortgagee afford the repayments. People want a secure home to live in. A home is always worth another similar home. Stop using homes as financial instruments.

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Matt Barrie@matt_barrie·4d

how about those 5% home loans facing 5-10% drop 11% currency debasement and 18.75% more interest paid

Crashman@Crashman_X

Morgan Stanley have now made the incredible call that house prices could fall between five and 10 per cent as the tax changes dramatically alter the economics of property investment and slash borrowing power for new investors.

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Cameron Murray@DrCameronMurray·4d

A great article on the confessions of Australia’s immigration technocrats. open.substack.com/pub/kvetch/p/c…

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Tarric Brooker aka Avid Commentator 🇦🇺@AvidCommentator·14 May

That seems fairly significant....

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David Findlay@davidjfindlay·9 May

@izaqueoeav It's a planet out of focus and the twinkling is from air movement.

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Izaque | OEAV@izaqueoeav·9 May

😱😱😱🇺🇸 WTFFFFFFFFFFFFFFFFFF BRO 🛸🛸🛸 ISSO COM CERTEZA NÃO É UMA ESTRELA!!! "Eu tenho uma Nikon p1000, vi essa luz bem baixa no céu, sabia que não era uma estrela, então apontei minha câmera para a luz e veja o resultado, estou no estado da Pensilvânia, Estados Unidos."

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David Findlay@davidjfindlay·8 May

@DrCameronMurray It’s possible now because immigration is so high that rental availability is under 1%. The immigration rate is so high because politicians wanted more return on their rental investments.

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Cameron Murray@DrCameronMurray·8 May

How has negative gearing even been possible if landlords can always increase the rent to cover their costs? What a topsy-turvy world.

Tarric Brooker aka Avid Commentator 🇦🇺@AvidCommentator

'I'm a landlord - and I'll slug my tenant with a massive rent hike next week if Anthony Albanese goes ahead with this widely expected change' dailymail.com/news/article-1…

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Oliver J@oliverjanik·8 May

@AvidCommentator These tax incentives created an entire generation of these entitled leeches. The system is overdue for correction.

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Anthony Sarich 🇦🇺🇭🇷@AnthonySarich·8 May

@AvidCommentator We need take housing away from these monsters.

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Tarric Brooker aka Avid Commentator 🇦🇺@AvidCommentator·2 May

Australia builds more homes per capita than any major Anglosphere country and has done so for more than 30 consecutive years. American & Brit policymakers would kill for our stats. But do we take the win, do we have our migration intake reflect our housing supply growth....

GIF

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Matt Barrie@matt_barrie·29 Nis

Even taking the fake inflation data at 4.6%. Not included are rents @ >33% of income, mortgages >45%, and electricity is up 25%. The 'average Australian' the ABS measures apparently lives in a tent and walks to work. True inflation is about 11%

Shane Oliver@ShaneOliverAMP

Here’s the top and bottom price rises over the last year in the Australian March CPI.

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David Findlay@davidjfindlay·29 Nis

@BaneThe76451 So what’s the problem?

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Lucius - The Prophet Of Decay@BaneThe76451·29 Nis

Female fashion trends can be summarized as a slow process towards showing their vaginas in public.

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Matt Barrie@matt_barrie·29 Nis

Want to know the real reason Australia risks runaway inflation?

Matt Barrie@matt_barrie

Supply of Aussie dollars up 11%/year. Wonder why prices are up 11%/year? Primary driver now is new home loan issuance due to migration, 2nd is govt pissing money away on NDIS & paying salaries for new migrants as 8 in 10 new jobs are taxpayer funded: non migrant job growth is ~0

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Cameron Murray@DrCameronMurray·28 Nis

That nonsense data on Australia's public sector employment is doing the rounds again. A year ago I took a look and realised it was nonsense

Cameron Murray@DrCameronMurray

ILO data (the source for this chart) has 3.6m Aussie public servants in 2021 from the HILDA survey. ABS has 2.5m in 2023-24. Clearly this data is not reliable. They have the wealthy European nation of Austria at 8%, they their own surveys are at 17%. Just nonsense data

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Cameron Murray@DrCameronMurray·28 Nis

@BenFordhamLive It is crazy because the data is wrong and is no longer published, and anyone who was familiar with basic macroeconomic data knew that. I explain in this article fresheconomicthinking.com/p/charts-that-…

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David Findlay@davidjfindlay·28 Nis

@DrCameronMurray @gearside Must have been the same guys who have away all our gas and minerals.

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Cameron Murray@DrCameronMurray·27 Nis

Bluey royalties could have funded the ABC twice over. Instead, we just gave them away to the BBC in a dud deal. Now the BBC is rolling in cash. Great video from @gearside explaining it all. youtu.be/n5Pnkay8D5M?si…

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Tarric Brooker aka Avid Commentator 🇦🇺@AvidCommentator·23 Nis

Every time in the last 30 years the ratio between the number of additional working age people per dwelling completion rises strongly, we have a rental crisis. And here we are again, with growth driven overwhelmingly by migration. Its just maths.

Tarric Brooker aka Avid Commentator 🇦🇺 tweet media

Larissa Waters@larissawaters

Renters are facing some of the worst housing insecurity in living memory, and the fuel crisis is making it worse. The PM must use Nat Cabinet today to coordinate a nationwide rent freeze and ban on evictions, just like Vic did during COVID. The only barrier is political will.

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David Findlay@davidjfindlay·23 Nis

@sharongoldman I would wonder what might happen if you do a two shot. Feed the output image into a new context and ask it to correct any errors in anatomy.

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Sharon Goldman is SO on vacation@sharongoldman·22 Nis

Me: I am very impressed with the new OpenAI image model. Wowza. My sister, professor of anatomy at a med school: "Ask it to create an anatomically correct labeled image of the human thorax." Me: ok! Here it is. How is it? Sister: Oy. Me: what's wrong with it? Sister: It has a giant extra set of veins going to the upper lobe of the left lung. The arch of the aorta is way too low. The costal cartilage label is pointing to the lungs. The labels are pointing all wrong. The label to the trachea is pointing to the thyroid gland. The heart label is pointing to the sternum and so on and so forth. I think the leaders on the labels all pointing to the wrong things are the weirdest thing Me: it's still cute tho Sister: Oh and there are some crazy bones coming out the side of the neck above the first rib. Me: 🙂

Sharon Goldman is SO on vacation tweet media

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David Findlay@davidjfindlay·19 Nis

@AvidCommentator @gladwin_love The priority of lawmakers is to juice their personal investments as much as possible.

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Tarric Brooker aka Avid Commentator 🇦🇺@AvidCommentator·19 Nis

Is it? I think getting back to at least replacement fertility levels is perfectly achievable with the right priorities. Back in the 1990s we were perfectly capable of upskilling our own populace under a low migration scenario. Similarly so with the challenging jobs that have low pay today, we can do better by these people. I think there are practical and realistic pathways to all of these. Then if we want to welcome a top surgeon or a gun entrepreneur who wants to expand their great business to Australia, we can because we want to, not because we need to.

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David Findlay retweetledi

Tarric Brooker aka Avid Commentator 🇦🇺@AvidCommentator·18 Nis

Statement of the obvious, but it should be the goal of policymakers not to need any overseas migration. We should be targeting conditions favourable for replacement fertility rates, educating our own populace to do skilled roles and paying those doing low skill work decently.

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Tarric Brooker aka Avid Commentator 🇦🇺@AvidCommentator·14 Nis

Australia completed over 170k new dwellings over the last year. Yet despite producing one of the best rates of per capita home construction in the developed world, rental vacancy rates are lower today than a year ago. A profound failure of the Albanese government. Chart: SQM

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David Findlay@davidjfindlay·11 Nis

@wholyv Sooner he tries the better.

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Lxyv@wholyv·10 Nis

THIS GUY IS THE MOST FUCKING STUPID PERSON I HAVE EVER SEEN he plans to digitize his brain, in an experiment that will preserve his consciousness????? the experiment will definitely kill him and might be a total failure as well. yet he wants to do it???? WHAT THE FUCK.

Coinvo@Coinvo

CRAZY: 🇺🇸 OpenAI CEO Sam Altman has signed up to digitize his brain. The procedure will likely kill him, but he considers it an "acceptable trade for digital immortality."

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Keşfet

@matt_barrie @izaqueoeav @DrCameronMurray @AvidCommentator @BaneThe76451 @BenFordhamLive @gearside @elonmusk