Divit Garg

I recently had a thought while watching the rise of tokenized real-world assets (RWAs): “Would Web3 exchanges become the Nasdaq for the world?” The more I explore this space, the more it feels like a confident yes. Because tokenization isn’t just about putting traditional assets on-chain. It’s about democratizing access so that anyone, anywhere, can invest in real securities across borders, across markets, and across time zones. And now, it’s really happening. 👇 🌍 Major exchanges are going live with tokenized investments: - @krakenfx has launched trading for tokenized U.S. stocks, bringing traditional equities to Web3-native users. - @RobinhoodApp now offers fractional access to tokenized securities, including private market legends like @SpaceX and @OpenAI. - @cryptocom & @DeribitExchange are giving users access to BlackRock’s BUIDL fund, a tokenized money market fund previously only available to institutions. This isn’t just innovation, it’s validation. Top institutional-grade tokenization projects are at the core of this shift: 🔹@BackedFi (@xStocksFi): Brings fully-backed tokenized U.S. stocks on-chain, already integrated with major Web3 platforms. 🔹@DinariGlobal: Providing seamless access to tokenized #ETFs and diversified investment portfolios directly from your #cryptowallet. 🔹@Securitize: A fully compliant tokenization pioneer offering tokenized private equity, #bonds, and institutional-grade securities. 🔹@ArchaxEx: A regulated, institutional-grade digital securities exchange bridging TradFi and #DeFi. 🔹@superstatefunds's "Opening Bell" enables companies to issue real shares on-chain. Looking ahead, #tokenizedRWAs could power the next wave of global investing shifting financial markets away from closed legacy systems toward transparent, accessible Web3 platforms. Imagine a future where: 🌍 Crypto exchanges evolve into global financial marketplaces, much like a #Web3-powered Nasdaq. 💱 Users seamlessly trade #tokenized stocks, bonds, commodities, and even #realestate directly from their wallets. 🚀 Institutions and retail investors alike participate equally, with trust ensured by regulated, compliant #blockchain infrastructure. We’re not just witnessing a shift, we’re living through a financial evolution. The era of tokenized finance is just beginning. I’d love your thoughts👇 Do you think Web3 exchanges will become the global standard for tokenized investing? #Tokenization #RWAs #Kraken #Robinhood #RWAfi

Dextr is now YODL. We began as a standalone DEX, proving operator-orchestrated, slippage-free execution. But the bigger opportunity was clear: not another venue, but a layer. Introducing the Yield Orchestration & Distribution Layer. Blog 👉 yodlfi.medium.com/from-dextr-to-…

@AroraBhavyam @ETHGlobal Delhi

Delhi is about to be filled with ETH Maxis 🇮🇳✨ From Sept 20th to 28th, side events are already stacking up around @ETHGlobal. Comment “Delhi” & I’ll share it with you 👇 PS: will keep updating as new ones on the go (if you have an event which isn't listed, DM me)

@Cointel_io @discord Cointel's @discord is where the alpha’s at, I’m pulling my crew in 🚀

⚡️The race is ON! Every fren you bring to our @discord takes you closer to the top of the leaderboard… and the prize pool of $COLS rewards 💰 🥇 $50 🥈 $30 🥉 $20 More frens. More energy. More rewards. Start inviting & let’s grow this movement together! (Link in the pinned comment👇)

@Cointel_io @kucoincom This is massive 🔥 Congrats @Cointel_io & @kucoincom! Excited to see what’s next 🚀

🚀 Major news, Cointel fam! We’re officially teaming up with @kucoincom — one of the world’s top crypto exchanges 🌍💥 This isn’t just a partnership. It’s a power move for accessibility, education & global growth, bringing smarter AI-powered crypto insights to millions. 🎯 What’s coming? - Community-led campaigns - Rewards for curiosity & engagement - A global push to onboard the next wave of investors And trust us… this is only the beginning. 👀 Stay tuned — first drops are right around the corner. ⚡️

I’ve been following the evolution of the XRP Ledger (XRPL) for a while and it’s now hitting a major inflection point, converging payments & tokenization at scale on a regulated, enterprise-ready blockchain. 📊 The momentum is real and measurable: • 3.3B+ transactions processed • 6M+ active $XRP wallets • $130B+ #XRP market cap • $120M+ in tokenized real-world assets (#RWAs) • 8M+ payments processed weekly All powered by a network designed for fast, low-cost, cross-border transfers with $XRP acting as the bridge asset. 🏦 XRPL is quickly becoming a tokenization hub Live today: • Tokenized U.S. Treasuries (via @OndoFinance) • Commercial paper with institutional-grade backing • Tokenized funds like @BlackRock's BUIDL XRPL supports on-chain origination of these assets with real-time settlement and capital efficiency opening up access to previously gated financial markets. 🌍 What’s driving the growth? Regulatory-led global expansion. XRPL is scaling in regions where policy clarity is aligning with blockchain innovation: • 🇸🇬 → $XSGD launched with StraitsX • 🇪🇺 → EURØP offers MiCA-compliant euro stablecoin • 🇯🇵 🇰🇷→ Deepening market activity • 🇺🇸 → RippleNet growth + stablecoin licensing clarity This isn’t just adoption, it’s policy-aligned scaling across jurisdictions. 🔗 #DeFi is quietly growing on XRPL Yes, it’s smaller than Ethereum, Solana, or BNB Chain but it’s gaining steady ground: • 2,300+ daily traders on the XRPL DEX • 400+ $XRP trading pairs live • 20,000+ #AMM pools fueling on-chain liquidity #XRPL’s DeFi may be quieter but it’s built on utility, not hype. From #stablecoins like $RLUSD, to tokenized T-bills, to enterprise-grade #payments, XRPL is emerging as a multi-asset, multi-market financial layer that’s finally delivering on real #Web3 utility. 👇 Are you following what’s unfolding on the #XRPLedger? #XRPCommunity #XRPArmy #Ripple #RLUSD #RWAfi #tokenizedRWA #Tokenization

@chriseyin @plumenetwork @plumenetwork's traction proves one thing clearly onchain #RWAs aren’t about mirroring #TradFi, they’re about reimagining access. UX-first, crypto-native, and already delivering real adoption. 🫡 Big respect to the team. Watching closely.

1.5 weeks into mainnet, @plumenetwork flipped ETH mainnet and is now the #1 chain by RWA holders in all of crypto Crypto native RWAs is not only a statement about target audience, but user experience. We've always said we're not carbon copying tradfi and putting it onchain. We take offchain assets and put them into a crypto native experience & context so that end users can hold these assets. That's we have more than 10x the adoption vs other chains. That's why we have the widest variety of assets being adopted on Plume -- not just tbills but mineral rights, ETFs, CLOs, private credit, PayFi, and more. But building the future takes time. The journey has just begun and the future for onchain RWAs is bright. Grateful to get to build with you all and so much more to come!!

I recently came across Injective’s work around stablecoins and tokenized assets and it might be one of the most grounded, forward-looking plays in Web3 today. This isn’t the DeFi chaos of 2021. No Ponzi tokens. No hype loops. No rug NFTs. What Injective is building is real financial infrastructure on-chain. And they’re doing it with surgical precision. 👇 💵 Yield-Bearing Stablecoins, Natively Injective hosts stablecoins without bridges or wrappers, just pure, native digital dollars: • @withAUSD's AUSD – backed by @vaneck_us & State Street. Institutional-grade, programmable $USD. • wUSDL by @Paxos – yield from U.S. Treasuries (~4–5% APR) while remaining liquid in #DeFi. • $USDM by @MountainUSDM – yield-bearing, used in lending & margin markets. ➡️ Earn passive income. Stay on-chain. Skip #TradFi entirely. 🏦 Tokenized Assets That Anyone Can Use @injective's #RWA Module makes it simple to access tokenized real-world assets: • U.S. Treasuries • @BlackRock's BUIDL Fund • ETFs, commodities, institutional-grade securities Fractional ownership + DeFi-grade liquidity = access for all, not just institutions. ⚙️ Built for Devs, Traders & Institutions Alike #Injective is high-speed, low-fee, and built on Cosmos but speaks every dev language: ✅ WASM (for modern smart contracts) ✅ EVM (for Solidity builders) ✅ SVM (Solana ecosystem compatibility) Add native orderbook DEXs, on-chain derivatives, and INJ-powered staking/governance and you get a full financial stack ready to serve global capital. Injective isn’t just scaling Web3 finance. It’s making it smarter, fairer, and more accessible. Would you trade tokenized Treasuries or earn yield on #stablecoins directly from your wallet? 👇 Let’s talk.

𝐓𝐡𝐞 𝐟𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐦𝐨𝐧𝐞𝐲 𝐢𝐬𝐧’𝐭 𝐣𝐮𝐬𝐭 𝐝𝐢𝐠𝐢𝐭𝐚𝐥. 𝐈𝐭’𝐬 𝐢𝐧𝐭𝐞𝐫𝐨𝐩𝐞𝐫𝐚𝐛𝐥𝐞, 𝐩𝐫𝐨𝐠𝐫𝐚𝐦𝐦𝐚𝐛𝐥𝐞, 𝐚𝐧𝐝 𝐰𝐚𝐥𝐥𝐞𝐭-𝐧𝐚𝐭𝐢𝐯𝐞. We’ve already seen what strong domestic payment infrastructure can do—UPI in India, Mada in Saudi Arabia—systems that transformed how we pay within national borders. But Cross-border payments are still broken. Try sending ₹ to #Dubai or SAR to #Delhi, what follows is days of delays, SWIFT fees, FX friction, and banking hours that don’t sync. This isn’t a technology problem. It’s an infrastructure gap. And Here’s how governments might shape that future: 𝟏. From Bank-Centric to Wallet-Centric Infrastructure Today, payments are settled between banks even if the front-end looks modern (@Paytm to @GooglePay, STC Pay to banks). But underneath, it’s still domestic, closed, and siloed. Now imagine this: ✔ A freelancer in India paid instantly in #AED ✔ A business in Saudi sending #USD to #Singapore over stablecoin rails ✔ Settlements done wallet-to-wallet—no intermediaries, no delays Enter USDC, $PYUSD, and even CBDCs like the Digital Rupee or #eRupee. These can enable infrastructure-to-infrastructure connectivity—where money flows between financial systems (globally), not just apps. 𝟐. Supporting Global Interoperability The missing link between great local rails and seamless global transfers is standardized digital currency movement. #Stablecoins (Digital Currency) like $USDC or $EURC already solve this: → 24/7 liquidity → Cross-chain settlement via protocols like #CCTP → No need for SWIFT This is how governments could explore eliminating friction in remittances, cross-border commerce, and even supply chain payments to unlock global business opportunities. 𝟑. Enabling Programmable Finance What if your wallet could: 💡 Auto-pay rent on the 1st 💡 Allocate 10% of income to gold or ETFs 💡 Route savings into yield-earning vaults 💡 Pay school fees in installments—without reminders? This is programmable money, financial logic built into your wallet. Governments may lead this by: ✔ Defining legal frameworks for smart payments ✔ Launching programmable CBDCs ✔ Supporting wallet-based disbursements for salaries, pensions, subsidies This isn’t about decentralizing everything. It’s about making finance intelligent, automated, and efficient. 𝟒. Moving Toward “Regulated + Open” Infrastructure The most inclusive future may lie in a hybrid of: ✅ Government-backed digital trust ✅ Open, interoperable financial logic ✅ Wallet-native access for citizens and businesses alike The future of digital payments may not just be faster—it may be smarter, open, and globally connected. As we rethink the next era of digital payments, I’d love to hear from you: Tag a leader, policymaker, or innovator who should share their insights on this. Let’s build this conversation together. 💬👇

@plumenetwork just went mainnet live – and it’s not “just another L1”. It’s the first modular blockchain purpose-built for real-world assets (#RWAs) – and it’s already loaded with serious traction. Here’s why the #Web3 world should be paying close attention 🧵👇 1/ $150M+ of RWAs onboarded during alpha. From tokenized Blackstone #ETFs to US T-bills & @PayPal backed vaults — Plume isn’t theorizing tokenization. It’s live. With real assets. And real yield. 2/ Meet #Plume’s Core Stack: 🔹 Arc → Tokenize real estate, credit, equities in minutes 🔹 Nest Vaults → Deposit USDC → earn RWA yield 🔹 pUSD → Native stablecoin for #DeFi & settlement 🔹 SkyLink → Cross-chain yield router to 18+ chains 🔹 Nexus → TradFi-grade data & pricing feeds 3/ DeFi composability is baked in. You can already use Plume’s RWA tokens on #Curve (trading) and @MorphoLabs (lending). Liquidity is not an afterthought—it’s the core thesis. 4/ Strategic partners include: @blackstone, @InvescoUS, @opentrade_io, @DinariGlobal, @LayerZero_Core, @CurveFinance, @AlloraNetwork, @superstatefunds, and more. These aren’t hype names—they’re building on-chain yield rails with #Plume as the base layer. 5/ What #stablecoins did for on-chain money, Plume is doing for #tokenizedRWAs. Plume = the RWA infrastructure layer for the next $1T to enter DeFi. 🌍 Real yield. 🧠 Compliant architecture. 📡 Cross-chain from day one. 💸 Built for utility, not speculation. 👀 Watch closely. #RWAfi #Crypto #Web3 #pUSD #PlumeMainnet

@plumenetwork just went mainnet live – and it’s not “just another L1”. It’s the first modular blockchain purpose-built for real-world assets (#RWAs) – and it’s already loaded with serious traction. Here’s why the Web3 world should be paying close attention 🧵👇 1/ $150M+ of RWAs onboarded during alpha. From tokenized Blackstone #ETFs to US T-bills & @PayPal backed vaults — Plume isn’t theorizing tokenization. It’s live. With real assets. And real yield. 2/ Meet Plume’s Core Stack: 🔹 Arc → Tokenize real estate, credit, equities in minutes 🔹 Nest Vaults → Deposit USDC → earn RWA yield 🔹 pUSD → Native stablecoin for #DeFi & settlement 🔹 SkyLink → Cross-chain yield router to 18+ chains 🔹 Nexus → TradFi-grade data & pricing feeds 3/ DeFi composability is baked in. You can already use Plume’s RWA tokens on #Curve (trading) and @MorphoLabs (lending). Liquidity is not an afterthought—it’s the core thesis. 4/ Strategic partners include: @blackstone, @InvescoUS, @opentrade_io, @DinariGloba , @LayerZero_Core, @CurveFinance, @AlloraNetwork, @superstatefunds, and more. These aren’t hype names—they’re building on-chain yield rails with #Plume as the base layer. 5/ What #stablecoins did for on-chain money, Plume is doing for #tokenizedRWAs. Plume = the RWA infrastructure layer for the next $1T to enter DeFi. 🌍 Real yield. 🧠 Compliant architecture. 📡 Cross-chain from day one. 💸 Built for utility, not speculation. 👀 Watch closely. #RWAfi #Crypto #Web3 #pUSD #PlumeMainnet

Stablecoins and tokenized assets aren’t just the future, they’re here. But without interoperability, they’re stuck. That’s where @wormhole steps in. 🧩 Supporting 30+ blockchains, #Wormhole enables assets like $USDC, tokenized treasuries, and private credit to move seamlessly across ecosystems. Here’s what that looks like in action: 🔹 @vaneck_us tokenized U.S. Treasury fund (#VBILL) → Issued by @Securitize → Natively live on #Ethereum, #Solana, #Avalanche, #BNB → Interoperability powered by @WormholeFdn 🔹 @MercadoBitcoin (Brazil’s largest exchange) → Scaling $200M+ in tokenized private credit → Integrated with Wormhole to unlock multichain liquidity 🔹 @WalletConnect WCT token → Launched directly on @solana → Enabled via Wormhole’s Native Token Transfers (NTT) And the tech behind it? ✅ NTT (Native Token Transfers) – Move assets without wrappers ✅ Compliance-first architecture – Chain-specific controls for asset issuers ✅ $59B+ in cross-chain volume processed ✅ 1B+ messages sent across chains This isn’t just a bridge. It’s the infrastructure layer for tokenized finance. As #RWAs, #stablecoins, and payments go multichain, Wormhole is quietly becoming the default liquidity + interoperability engine for the tokenized economy. #Tokenization #RWAfi

3/3 This is why @circle's IPO matters. Because it shows where the world is headed: → Borderless money → Real-time settlement → Regulated, programmable finance that actually works This isn’t crypto hype. It’s digital infrastructure. It’s the foundation global finance is starting to build on. If you care about cross-border payments, financial inclusion, or rebuilding finance for the internet age—watch what #Circle is doing. Because this IPO? It wasn’t the finish line. It was just the start. #USDC

2/3 So what does @circle actually do? At its core, $USDC is a digital version of the U.S. dollar, always redeemable for $1, fully backed by cash or cash-equivalents, and trusted by businesses globally. It behaves like cash, but moves with the speed of the internet—across borders, across #blockchains. But the real story is what #Circle is building around it. With the Circle Payments Network (#CPN), dollars can move globally—24/7—without banks, without #SWIFT delays. A buyer in Germany can pay a supplier in Brazil instantly. That’s not theoretical—it’s live. With #CCTP, developers can send #USDC from #Ethereum to #Solana or #Avalanche in seconds—no bridges, no wrapped tokens, no headaches. It’s the same dollar, just wherever you need it. And with the Circle Alliance, banks, wallets, fintechs, and protocols are coming together to make USDC usable at scale—across apps, chains, and institutions. @ethereum @solana @avax

1/3 On June 5, 2025, @circle, the issuer of $USDC and a key player in the digital dollar economy—made a blockbuster debut on the @NYSE, raising $1.1B and closing with a valuation of $18.4B after its stock surged 168% on day one. But this wasn’t just another crypto company going public. This was a signal. A signal that digital dollars aren’t the future, they’re the now. And #Circle is quietly building the infrastructure that’s making them usable, trusted, and scalable across the world. @sunilsharma_eth #NYSE 🧵👇

6/6 Zero Hash Integration 
Brings fiat on/off ramps, custody & settlement to @SeiNetwork 
→ Enterprise-grade rails for builders
→ Real infrastructure meets compliance Sei is not just another L1. It’s becoming the execution layer for stablecoins and tokenized finance #RWA

5/6 fastUSD Goes Live 
A yield-bearing stablecoin now live via @elixir & @dragonswap_dex 
→ Earn passive income on idle $USDC
→ On-chain yield, no off-ramp needed
→ New layer of stablecoin utility #fastUSD #Yield #Stablecoins @SeiNetwork

1/6 @SeiNetwork isn’t just scaling fast, it’s quietly becoming the go-to chain for #tokenization & #stablecoin utility. While most chains chase hype, #Sei is building real financial rails Here’s how Sei is evolving into the execution layer for real-world digital finance🧵 #RWA