Encrypto

The End of Fragmented Finance: Why Encrypto Is Building the First True DeFi Neobank The promise of decentralized finance has always been custodial control over your own assets without intermediaries. Yet, for all its innovation, using crypto in daily life remains a patchwork of complex steps: bridge assets, convert to stablecoins, off ramp to a bank, wait, then finally spend. Encrypto is changing that. We’re building a chain agnostic neobank that turns your self custodial wallets into a fully functional bank account.

@sentient_agency bro the CIA sees you while you’re peeing

The CIA doesn't want you to find this GitHub repo 👀 It's called Shadowbroker and it aggregates every open-source military signal on Earth into one dashboard. → US Navy carrier strike groups tracked live → Spy satellites color-coded by mission type → GPS jamming zones with severity overlays → 25,000+ ships. 2,000+ CCTV feeds globally Right-click any point on Earth. Get a full intelligence dossier. 100% Opensource. Link in comments.

Something is coming. We've been building in silence for a while. Your money deserves better than what banks offer. Your crypto deserves better than what current neobanks offer. Both problems. One solution. Soon.

@rawsalerts For how long are we supposed to call it “X formerly twitter”? It’s been quite some time now

🚨#BREAKING: X (formerly Twitter) has officially begun rolling out a new “Dislike” button for replies. Dislike counts won’t be visible publicly instead, they’ll be used privately to help improve reply rankings and overall conversation quality, similar to how Reddit’s downvote system works.

@Polymarket Might be just a site for the ICE to use

BREAKING: The U.S. Government secretly registers the aliens​.gov domain name.

@oliviscusAI So this is what the future of technology looks like… I love it

🚨 BREAKING: Someone just open-sourced a tool that turns the real world into a playable Minecraft map. It pulls data directly from OpenStreetMap and generates your exact neighborhood, city, or street block by block. 100% Open Source.

@WBCBaseball Felicitaciones chamitos

TEAM VENEZUELA WINS ITS FIRST #WORLDBASEBALLCLASSIC!

@nikitabier @Allfiesolomon It’s been 8 hours Nikita :(

@Allfiesolomon Give me 60 seconds

they should have a dislike button on twitter too

@WatcherGuru It’s over for CT

JUST IN: X officially starts rolling out dislike button.

@sandislonjsak You are the Claudio 😳

I have finally discovered the limit of Claude. It’s me. I am the limit.

@eeelistar “AI will replace you” Yeah let’s see AI accidentally date 3 girls with BPD in a row

I have a team of 10 AI agents working for me This would cost $462,000-810,000 per year in human salaries Instead it costs ~$2,400 per year (Claude Max sub + minimal API costs) That's a 99.5% cost reduction

@rektober Is it

fuck sportsbettings and fuck casinos all rigged

@witcheer @EthCC Builders only season. Btw you don’t even have to swap to fiat anymore for that coffee 😉

everyone left crypto. perfect. less noise, more builders. I'm going to ETHcc Cannes and my only goal is to meet as many real teams as possible. if you're building in this market and you'll be there, coffee's on me. (I'm French so yes it will be a real coffee, not whatever Americans call coffee) comment below or dm me!

@coingecko Encrypto dot fun

What project are you most bullish on now?

@sarahzorah Hear me out

a credit card but instead of cash back you get Claude credits

@gr3gor14n I will save you Greg

every time i log onto crypto twitter it just keeps getting worse and worse. who is going to save us

@WeRNotAlike You should try neobanks

changing all my payment info because i switched banks is tiring in itself.

@Eniolaami Your bank doesn’t post your salary on a billboard. Your crypto app shouldn’t either. Privacy-first DeFi isn’t a niche, It’s the only version that scales.

Open your banking app. Check your balance, send some money and no one else sees it because it's private. Now imagine a system where every payment and salary you make is visible, everyone could see exactly how much you get paid. You might stop using that system and go back to your regular bank. Privacy isn’t optional, it’s a must. And that's the problem crypto hasn’t solved. What neobanks really need; Apps like Revolut became popular because it made banking simple. No need to go to a branch. You can check your balance, send money, and manage everything from your phone. Transfers are fast, fees are low, and you can send money across countries. Crypto can do all that and even more. Stablecoins settle payments even faster than any neobank, fees are lower, and it works around the world without middleman banks taking fees. So why isn't there a crypto banking app people can use daily like Revolut? The truth is, you can’t build a bank for the masses on a system that makes everyone’s payments public. How Crypto Cards Are Growing; Crypto. Com and TRIA cards are growing because they let people spend crypto just like a regular debit card. Most of the activity is handled privately by the companies. ✓ Your card balance and spending history are kept private and stored in the company's system. ✓ your payments aren’t recorded as single payments on the blockchain. Only the combined total of all users transactions is recorded, keeping your purchases private. These cards let you use crypto, yet transactions stay private. Building a Fully Crypto Bank; Some people think a true crypto neobank means fully decentralized finance. That would be a bank where you deposit stablecoins, earn interest by lending your crypto, and take out loans using it. All on-chain and without a middleman. It Sounds great, until you realize what the outcome would be. → If you want a house loan and your crypto wallet is linked to your identity, lenders could see your crypto holdings and past transactions, which might make borrowing harder or lead to unfair treatment. Is crypto ready for neobanks? Most people won't use a system where the biggest privacy problem hasn’t been solved. Here is how @0xfairblock actually solves the privacy problem; → Fairblock uses advanced cryptography tools to keep payment amounts, balances, and transaction histories private, while wallet addresses stay visible so apps still work and follow rules. → Tools like the Stabletrust Confidential Transfer SDK let developers add confidential stablecoin payments to apps. For example, Fairsplit on Base lets friends split USDC bills privately. The SDK also enables developers build merchant payment apps, DeFi tools, or other crypto platforms, while users can deposit money and send funds, or take loans without revealing their full transaction history. In short, Fairblock lets crypto apps give users a private, easy-to-use banking experience. Similar to neobank like Revolut but fully on a decentralized blockchain.

@derivio_xyz @yzilabs Congrats :)

We're excited to announce: Derivio has raised $6M from @yzilabs and other top investors. The future of trading is agentic, and we're building the rails. Read our full vision in the replies 📷

The only card you’ll ever need.

The subtle metallic finish. Raised lettering. My God, it even supports multiple different chains.