Evan Drury ChFC®

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Evan Drury ChFC®

Evan Drury ChFC®

@evanpdrury

Securities offered through LPL Financial, Member SIPC https://t.co/xXv1IvSozA

New Jersey, USA Katılım Nisan 2010
169 Takip Edilen938 Takipçiler
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
Financial planning is about living your best life. Don't forget the 5 most important things to plan for. Family and fulfillment are the reasons we really plan. It's not only about: -Investments -Cash Flow -Insurance -Estate -Tax Planning The real reasons we plan: Time with family Time to yourself Options to choose Working on what you love Doing less of what you hate Plan for the things that matter most Build a life that you love around the people and things that matter most to you. It's far more powerful than just dollars and cents.
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Evan Drury ChFC® retweetledi
Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
You are not a passive bystander. You are a partner. Whenever I talk about financial planning with people I work with, I say they are partnering in the success of their plan.
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
What are you working for? I've heard plenty of people say... If I just work until burnout a few more times Then I'll have X For many that means -Money -Freedom -A vacation It also means: -Unlimited hours without a defined goal -Less moments with family -Less time on you
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
@jackiekenoyer I'm doing well popping into Twitter from time to time. That's cool yeah iphones have it all. How have you been?
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Jackie Kenoyer
Jackie Kenoyer@jackiekenoyer·
@evanpdrury Evan! How are you?! Thanks, so much. 🙏 I used my iPhone, recorded the video in the Edits app, and used the teleprompter feature in there.
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Jackie Kenoyer
Jackie Kenoyer@jackiekenoyer·
I finally made my first talking-head video and posted it to Instagram. It’s about money, the boring middle, and why quitting there is usually the mistake. Nothing is broken. Keep going. I’m sharing it here because I’m grateful for this community. I don’t think I would’ve had the courage to post a video with myself in it before. Thank you all!
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Ryan Haiss, CFP®
Ryan Haiss, CFP®@RyanHaiss·
Cash feels safe. Inflation quietly proves it isn’t. This chart shows what $10,000 really did after inflation... And the key detail most people miss when they sit in cash 🧵
Ryan Haiss, CFP® tweet media
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
Ai chat bots on company pages feel like the new age of customer service call centers. Instead of waiting on hold I can just respond with no that doesn't resolve my problem for an hour.
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
Politics aside this is a crazy thing to say. I know he's become very political over the past few years and I definitely don't want to get into politics as it gets away from helping people with retirement. I had to talk about this one though as it's just crazy to tell a mass audience don't worry about saving for retirement. "If any of the things that we've said are true you won't have to save for retirement." That's a huge "if" right there. I don't know about you but I don't want to rely on hope that all these new technologies evolving over the next 10-20 years will mean I don't have to do anything to prepare for the future. Hope is not a strategy. If you prepare for retirement and he's wrong, then likely you'll do just fine. If you listen to this and he's wrong then your in a world of trouble. If prepare and he's right then there's more abundance for you, your family and the causes you want to help. I also don't want to be reliant on any future where I have no control or input. Make you plan today and don't leave your lifestyle up to chance.
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
Too general a statement. Some people can't take the risk. Some people don't need that kind of return and want more stability. The S&P isn't the only market to follow. I mean theres a lot of reasons this makes sense although I like how you ended that I think that's the goal regardless of how you say it.
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Brian Bond, CFP®, CMT
Brian Bond, CFP®, CMT@BrianBond·
I don't understand why so many CFPs are so adamant about pounding the table on NOT beating the S&P 500. It's the same pitch over and over: Financial planning first. It's hard to beat the S&P 500, so why even bother? Why not do, or at least try to do, both? Having gone through the CFP program, I can tell you that portfolio management is not emphasized at all, which may explain the constant proclamation that "nobody can beat the market over time" because "look at the SPIVA active mutual fund manager stats". Let's do better. Clients obviously care about investment returns and beating the S&P 500, that's why it's such a common question. Wouldn't you if you hired someone to manage your investments? There are ways to beat the market, responsibly, using low-cost diversified index funds and factor based funds that differ from the S&P 500. High quality portfolio management and financial planning is the value proposition.
Matt Gottshall, CFP®, ECA@matt_gottshall

“Advisors do NOT beat the SP500 after fees on a long term time horizon. I can explain to a 3rd grader to invest in $VOO DCA as you get paychecks and never think about it again” This was a response to me saying that if beating the market was the value prop of their financial advisor, than they’re not working with a true financial planner I cannot emphasize this enough.. financial planning is so much more than this: - The families I’m working with to settle their parents/spouses’ estate, making calls, helping with paperwork, and educating some from square one around money - The client going through a divorce, how to now think through money since their spouse handled everything. How to buy a car, pay the bills, do I need to go back to work? Heck, am I going to be okay? Can I still help out my kids/grandkids or do I need to worry more about myself? - The few individuals going through job changes and how that impacts their goals, what health insurance plans to use, how to maximize their benefits - The family who recently lost their primary earners job, who now needs to think about getting health insurance, how to stay out of personal debt, navigate unemployment, and plan ahead - The person who is working to retire early at 50 but needs advice on how they will recreate their paycheck, how to do it in the most tax efficient way, and where $ today should be going to fund this - The family who just had their first child, where to start saving for education, how to think through new risks they face and how insurance amounts should change now that there is another person that is depending on their income - The professional who got an executive level promotion, is now receiving RSU’s and stock options, and has no idea how to properly manage these assets and how to maximize their benefits for their future Does simply dollar cost averaging into VOO as you get your paychecks help answer any of these questions people face? I’ll let you answer that

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Thomas Kopelman 💵
Thomas Kopelman 💵@TKopelman·
Yeah… the markets may be getting crushed But we couldn’t be having a better day over here Nora Ryan Kopelman is officially here and she couldn’t be cuter
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
I see people spending more time planning one vacation Than they do to create their ideal life The truth is you can live life today and take care of tomorrow you just need a plan
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
@TheMattViera The real method should be do both. Make money and enjoy your life. Don't hoard away for some time the future thats not guaranteed
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Matt | The Mini-Retirement Maximalist
Matt | The Mini-Retirement Maximalist@MiniRetireMatt·
The problem with most personal finance content: It provides you with numbers, strategies, & tactics to build wealth over 30+ years (assuming a 7%+ rate of return). But what's the point of having a $1M, $2.5M, or $5M by the time you're 65? Stop trading away your best years.
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Daniel J. Stefanski, EA
Daniel J. Stefanski, EA@danjstefanski·
@evanpdrury Great info Evan. I tend to see #2 a lot in those with variable income. Make 2x what they did the year prior and upgrade their lifestyle accordingly. Which now puts a ton of pressure on that success continuing. Then if it doesn't puts considerable strain on their finances.
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
Don't fall for 2 of the 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝗺𝗶𝘀𝘁𝗮𝗸𝗲𝘀 when planning your life. So many people substantially overestimate these simple things which can 𝗹𝗲𝗮𝗱 𝘁𝗼 𝗱𝗶𝘀𝗮𝘀𝘁𝗲𝗿.
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
@DadisFIRE Understood I was speaking more to the having fun and educating aspect while not focusing on making money has an odd way of generating more opportunities than if you set out with pure profits in mind.
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Dad is FIRE 🔥
Dad is FIRE 🔥@DadisFIRE·
@evanpdrury not for me. I have zero plans or expectations to do this for money. I have enough.
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Dad is FIRE 🔥
Dad is FIRE 🔥@DadisFIRE·
I dont need to feed the algos or my ego. I know my youtube videos could do really well if I used my voice and even better if I used my face. I know my X would have much wider reach if I stopped posting so many links, asked more questions, and stopped posting so much as off hours. I know my site would make 4 figures if I just turned ads on. I know I would make alot if I sold courses or coaching. But the beautiful thing is I don't care. I'm not doing this for money. I'm not doing this for prestige or ego. Im having fun and I'm trying to pay it forward.
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Zach Melloh, CFP®
Zach Melloh, CFP®@zachmelloh26·
Every time the 401(k) vs. taxable brokerage account debate comes up... people argue based on their own income, goals, and habits... which makes the debate almost meaningless. Consider these 3 points: Side 1: 401(k) is best for many people (Because most people aren’t disciplined savers.) If the money sits in checking, it will get spent. A 401(k) forces savings out of sight, grows tax-deferred, and assumes you’ll work until retirement. Roth contributions add flexibility... contributions (not earnings) can be withdrawn penalty-free at any time. Side 2: Prioritizing taxable brokerage accounts work for some High earners or super savers may benefit from flexibility and unlimited contributions. Middle ground: You can pursue early retirement with a brokerage account while still using your 401(k) to capture tax savings. Bottom line: It’s not about “which is better.” It’s about your savings behavior, income, and goals.
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Bryan Hasling, CFP®
Bryan Hasling, CFP®@bryanhasling·
Nothing is more impressive than the Biology of a young parent - surviving on fumes from 3 all-nighters - who melts at one baby photo and "wants another one." It's me. I'm that parent.
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
@RyanHaiss So many risks aside from the market. Plenty of risks in cash but oddly people don't see it that way many times until you point it out.
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Ryan Haiss, CFP®
Ryan Haiss, CFP®@RyanHaiss·
The riskiest portfolio isn’t 100% stocks. It’s one that doesn’t match your goals, timeline, or risk tolerance.
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Evan Drury ChFC®
Evan Drury ChFC®@evanpdrury·
@markcecchini And funny enough you tend to look back on these times and smile. Much more good than bad in the long run. Tough week without a doubt though
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Mark Cecchini, CFP®
Mark Cecchini, CFP®@markcecchini·
Baby slept terribly and woke up beyond whiny. Dog has it coming out of both ends to the point of probably having to take her in. Full day of work and have to leave here tomorrow at 5am for a conference in DC. Happy Monday everyone!
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Keşfet

@TKopelman @jackiekenoyer @RyanHaiss @NxtGenPlanning @MichaelRyanJett @elonmusk @BarackObama @taylorswift13