Jeff Woodard

Your new Indian name is "Spirit Killer."

@CommanderGub @SawyerMerritt STFU yourself biased 🤡! I LIVED in Singapore for 18 years you fool. Kiss off prejudiced myopic stupid American

@Financialguide @SawyerMerritt STFU Boomer. Calling things out as they really are is NOT Prejudice and there are literally conversion charts for Asian Clothing vs American clothing. It's a FACT Asians are physically smaller than Americans. Go cry somewhere else.

Model Y L review from Singapore: "The third row is not just a token pair of seats designed for children, pets or people you secretly dislike. Access is easy thanks to the open aisle between the second-row chairs, and once you are back there, space is surprisingly decent. Average-sized Singaporean adults will fit, especially if those in the second row are willing to slide forward a little. On the road, the Model Y L is still recognisably a Model Y. Visibility is excellent, the cabin is impressively quiet, and despite its extra length, it does not feel as large as the measurements suggest. The steering is quick, the body control is tidy, and there is enough composure to make the car feel more agile than a three-row electric SUV has any right to be. It does not behave like a cargo ship that has wandered into the wrong lane. It uses the same dual-motor setup as the Long Range AWD variant, producing 378kW and 590Nm. That translates to 0-100km/h in five seconds flat, which is frankly absurd for something designed to carry six people and their weekend groceries. Charging remains one of Tesla’s strongest advantages. Its Supercharger network is still the easiest and most seamless to use in Singapore, and a 20-minute top-up to 80 per cent is entirely realistic under the right conditions. It offers space without becoming enormous, performance without feeling unruly, and range without constant charging anxiety. More importantly, it gives Tesla something it previously lacked here: a proper family-sized EV with three usable rows." - Sean Loo (full review below)

@CommanderGub @SawyerMerritt Prejudiced much??????

@SawyerMerritt 1 Singapore Adult = 1 American 12 year old. Hmmmm

Let me explain exactly why Buffett is sitting on $373B in cash despite a market up 72% in 5 years, because the "he missed it" frame doesn't square with the math. The Shiller PE just printed 41.06. The only time it's been meaningfully higher in 144 years of data was the 1999-2000 dot-com peak. Higher than 2007. Higher than 1929. After March 2000 the S&P drew down 49% over 30 months and didn't recover until 2007. Warren's playbook when valuations stretch has been the same three times in a row. 1969: He shut down Buffett Partnership Ltd. and returned capital to investors, saying he couldn't find anything worth buying. The Nifty Fifty crashed 45% over the next 5 years while he sat in muni bonds. 1999: Berkshire's stock dropped 19.9% while the S&P gained 21%. Barron's ran "What's Wrong, Warren?" on the cover. Then the dot-com unwind hit and Berkshire crushed the index for 3 straight years. 2007: $44B in cash at the peak. Deployed during the 2008-2009 panic into $5B Goldman preferred at 10% with warrants, $3B GE preferred at 10% with warrants, and the 2011 BAC deal that turned a $5B preferred into roughly $30B in realized value. Three deals nobody else on Earth could write the check for. Now run the math on the current pile. $373B in T-bills at 3.68% generates $13.7B per year in risk-free interest. Berkshire's average annual operating profit through the 2000s ran around $8B. The cash position alone is throwing off more income than the entire company used to produce. The bull case for full equity exposure today is real. AI capex inflecting, nominal earnings growing, momentum compounding. Sounds attractive until you ask what game Warren is actually playing. His job is to be the buyer when somebody desperate needs liquidity at minus 40%. The only currencies that game requires are patience and capital that doesn't redeem. Berkshire has both. And $13.7B per year while waiting. The trade was never even close.

@docbob_med_ai @ZeOita @SawyerMerritt Sex: You can hear about it. You can read about it. Watch videos. But until you’ve experienced it. Really experienced it. More than one night stand. You cannot understand Sorry 😞

@Financialguide @ZeOita @SawyerMerritt Explain It To Me

I've been watching some recent 2026 Model Y reviews, and it blows my mind that some of these car reviewers don't even test/talk about FSD in their videos. Like, the car can drive itself pretty much anywhere, and somehow that's not worth mentioning or showing? lol

@ramit @ASABR0WN I don’t agree with the op but this statement is spot on

@ASABR0WN Respectfully, I will never do this. 50% of people don't even know their household income. This suggestion is counterproductive

Observations from people sharing their net worth on my podcast (-$55K to $80 million): - The vast majority of people have never calculated their net worth - When I ask, “What do you think about those numbers?” most people say the same thing: “I wish they were higher.” - They do not understand what the numbers mean. Almost nobody can translate “$325,000 in investments” to “$2.4 million in retirement, which means ~100k/year in retirement income” - Hearing their retirement income is too low is one of the most powerful ways to motivate change - A surprising number of people struggle to read the numbers out loud. They literally cannot sound the numbers out What do you think? What would you like me to ask next time?

@FeelsLlc @Brunos35 @SawyerMerritt @jchybow Lies!

@Brunos35 @SawyerMerritt @jchybow roadandtrack.com/news/a62919131…

@docbob_med_ai @ZeOita @SawyerMerritt You Don’t Understand

@ZeOita @SawyerMerritt What you fail to understand is that a large percentage of the population doesn't give a flying fuck about self driving. I drive a Porsche and love every minute of it. Why do I want it to drive itself? So I can stare at my phone?

@ConorOR12345 @SawyerMerritt Ridiculous

The car does not drive itself unless you pay for it so its an additional add on. Granted it’s an amazing piece of technology but it does not come with the Vehicle you need to unlock it by paying.Most people these days do not have $100 extra a month to pay for this despite what those in the higher earning bubble like to believe.

Perspective

Here's Biden Department of Transportation Secretary Pete Buttigieg bragging about blocking the Spirit Airlines merger with JetBlue that would have saved the airline from bankruptcy. I don't think America has ever had a more incompetent Secretary of Transportation than Mayor Pete.

🚨 HOLY CRAP! SecWar Pete Hegseth just INFURIATED Sen. Elizabeth Warren with this epic line "What I give, what you give, what others give, I'm not looking for MONEY. I don't do it for money. I don't do it for profit. I don't do it for stocks, and that's part of the reason why I'm able to be effective in this job, because no one OWNS ME!" "No one owns this department. No one owns this president, and we can execute for the American people, and we do!" @DOWResponse *Warren melts down* 🤣🔥

@Invest_Brandon Can’t live in the stock market gotta have a roof over your head

9/10 times owning a home that you live in is a terrible investment. Most people will say oh I bought it for 400 and sold for 500. Yet they don’t add up what they paid in taxes, interest, HOA, insurance, etc over the hold period. Plus RE commissions to sell. The stock market will VERY likely outperform your RE appreciation for a home you personally live in.

passive investing’s share has spiked from about 10% in 2000 to 53% today. But while low-fee index funds have an appeal, they have four key drawbacks: 1.      Passive investing has no price discovery. Index funds ignore fundamentals and buy and sell solely based on capitalization. They do not care if the stock is over- or undervalued. 2.      Correlations between stocks grow because flows lead to market orders (all stocks bought or sold). This decreases diversification and increases systemic risk: In a crisis, everything is dumped and correlations shoot up. 3.      Flows induce a momentum-type effect. As prices go up, more of the new flows are allocated to the stocks that have risen in value—potentially eclipsing fundamental value. 4.      With even slight over- or undervaluation, market-cap weighting becomes a problem. It mechanically overweights overvalued stocks and underweights undervalued stocks—inducing a drag on performance. This problem is likely to worsen. Growth in passive investing relative to active investing shows no sign of slowing down. Markets may become even less efficient in the future.

Can someone explain to me why 20 year olds would rather light their hard earned money on fire picking dog shit stocks instead of just investing in the S&P 500 and building wealth?

@antibearthesis That’s a lie. And I’m not your brother.

@Financialguide its the average brother

You’re closer to retiring than you think (real): - Make $500,000 - Put it in the S&P 500 at 12% annually - Earn $60k/year in passive income - Travel the world and enjoy life What's holding you back?

@antibearthesis Funny man! 👨🤨

@Financialguide whats hard about that lol

@BTCBreadMan Safest car in the world

So we found a Camry with leather seats for a decent price. But today my son learned that Teslas can drive themselves, so now he wants a Model Y instead. He was not swayed by the risk of battery fires. How can I convince him it’s a bad idea for a 16 year old to drive a Tesla?

@shaguncrypto Laziness

Can someone explain this obsession with the S&P 500? People act like it’s the peak of investing. Meanwhile, there are thousands of stocks outperforming it.

@ThierryBorgeat Oversimplified

10 numbers every investor should know by heart: 6.9% Real annualised return of stocks over 200 years. After inflation. 72 Divide by your return rate = years to double your money. At 8%: 9 years. At 12%: 6 years. 40% Of your total long-term stock return comes from reinvested dividends. Spend them instead and you burn 40% of your compounding engine. 2% Average annual inflation. Over 30 years it cuts your cash’s purchasing power in half. Over 50 years it destroys 73% of it. 10 The number of best trading days per year. Miss them over 20 years and you lose half your returns. Most fell during bear markets. 0.98 Correlation between S&P 500 and earnings growth over 30 years. In the short term, sentiment rules. In the long term, fundamentals always win. 4% Safe withdrawal rate in retirement. Historically lasts 30+ years without running out. −14% Average intra-year drawdown of the S&P 500. Every year. Normal. Expected. Ignore it. +36.4% Average S&P 500 return in the 12 months after a midterm election year bottom. The most reliable seasonal pattern in markets. 100% Percentage of 20-year rolling periods that delivered positive real returns. Every single one. In 150 years of data. Save these. They are worth more than most financial advice you will ever pay for.