Ryan

268 posts

Ryan

Ryan

@floshiesta

22 Year Old Investor. Long-Term Wealth Building Focused. Open to all advice !

New Jersey Katılım Ocak 2022
21 Takip Edilen24 Takipçiler
Ryan
Ryan@floshiesta·
Here’s my entire financial situation.. I must note.. • I am 22 • I get my degree in August (Finance) Income: 45k/year rn Spending: $1,200/m Assets: $30,000 in Taxable $688 in Roth $1,450 in 401(k) $4,875 in Bank Account Debt: $25,000 in Student Loans •Car soon. Advice?
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Ryan
Ryan@floshiesta·
@ryanfred @NoLimitGains bro doesn’t understand inflation. Even if you don’t buy anything you still have less purchasing power when you eventually do, unless you’re taking your money to the grave
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NoLimit
NoLimit@NoLimitGains·
If you invested in the S&P 500 in 2000 and held it until 2013, you broke even. 13 years, no profit, and you lost 50% to inflation. Think about it for a second.
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Ryan
Ryan@floshiesta·
💵Stock Money Moves I made Today 🟢Added to 4 Existing Positions📈 1: $300 of $ABBV at $207.29/share 2: $300 of $SOFI at $16.68/share 3: $200 of $HOOD at $72.84/share 4: $200 of $NOW at $114.12/share Total: $1000🤝 I’m waiting for VTI / VXUS to fall further to buy ETFs
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Ryan@floshiesta·
I love days like this man📈 All 12 of my holdings are 🟢🟢 Still down 2.7K YTD though
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Ryan@floshiesta·
I’m so sick of this Ethereum consolidation…
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Ryan@floshiesta·
Copped my first beginner watch the other day. This isn’t flexing, I understand others could do better, but i’m genuinely happy with the product for the amount of $ I spent I love the green dial😤 Might become a watch guy as I learn to increase my income and get older
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Ryan
Ryan@floshiesta·
Well it looks like I called the bottom.💪 $NOW is up 13% this week and easily has double up potential over the medium-to-long term. I will decide what to do once this touches $160-$170 again. Did anyone else catch this ?
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Ryan
Ryan@floshiesta·
Built a position in $NOW last week near the lows. I strongly believe $100 was the bottom. NVIDIA’s Jensen Huang emphasized yesterday AI will enhance SaaS, not make it obsolete. Companies that automate workflows stand to benefit the most. Anyone else bullish on NOW long term?
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Ryan
Ryan@floshiesta·
I have $30,000 invested in the Stock Market and freshly 22 years old. Am I in a good spot for the future as long as I don’t touch it and keep contributing? I’d like to hear from people who have 100k+ net worths at or before 25 and learn the steps they took to get them there.
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Ryan
Ryan@floshiesta·
Ever since the end of January it’s been a rough market to endure Seems like i’m down 1-2% everyday Don’t lose sight of what needs to be done. Look to build into quality positions becuase there’s so many undervalued options in this market Stocks will recover, don’t trip…
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Ryan
Ryan@floshiesta·
If you had $100K to invest into the market right now what stocks/etfs are you choosing and how are you allocating it? I’ll go first: • $50k in $VTI • $20k in $VXUS • $12.5k in $SCHD • $7.5k in $SCHY • $3k in $ABBV • $2.5k in $SOFI • $2.5k in $HOOD • $2k in $ETH You?
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Ryan
Ryan@floshiesta·
@63902slycompute @TheRonnieVShow You’re an idiot. Was at $7 about a year and a half ago. Gained profitability and turned the company around and rallied all the way past $30. Now has fallen bc of a crappy market, price right now is a blessing bro. I’ll keep averaging down as low as it goes. I have it at $12/share
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RonnieV
RonnieV@TheRonnieVShow·
$SOFI five years ago... ~$17.76 per share ~Revenue of $1.1B ~Net income of -$484M ~Net margins of -44.5% ~EBITDA of -$380M $SOFI now... ~$17.76 per share ~Revenue of $4.8B ~Net income of $481M ~Net margins of 10.1% ~EBITDA of $1.9B Yeah... I like the stock here. Don't you? 👇
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CG Investing
CG Investing@CGInvesting10·
You can only invest in 1 healthcare stock… What one are you picking?
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SCHD Accumulator
SCHD Accumulator@SCHDaccumulator·
Im strongly considering putting my $166.27 X payout into $HOOD stock I can’t see it going much lower (-50% off aths) and the upside is phenomenal. NFA. DYOR!
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Ryan
Ryan@floshiesta·
@kinginvestings Why do you not have international exposure ? Both VXUS AND SCHY are up around 10% YTD. Last year they returned around 20%, and they will most likely outperform U.S. stocks in the coming years. You should really push proper diversification instead of U.S only
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Ryan
Ryan@floshiesta·
@kinginvestings I’m more of a VTI / VXUS guy. I own SCHY to tilt more towards international exposure to mitigate risk from my U.S individual stocks. But once I get more capital i’m going to rock VTI / VXUS as core and SCHY / SCHD as my dividend players. I have growth in individual holdings.
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King Investing 👑
King Investing 👑@kinginvestings·
These should be in every portfolio: 1. $VOO 2. $SCHD 3. $SCHG What would you add?
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CG Investing
CG Investing@CGInvesting10·
Name a better opportunity in the market right now You can’t… $SOFI
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Ryan
Ryan@floshiesta·
Why are people young so set on parking their money in dividend stocks or fixed income assets Time is you’re biggest ally. You should be trying to accumulate wealth at this point with satellite positions while having $VTI / $VXUS or $VT by itself as your core. Compounding fellas
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Ryan
Ryan@floshiesta·
@Leo_Traydes Amazon is prolly the best gig you can get while in college🫡 They hire anyone and have tuition reimbursement. I work full-time while in school and pull in like 3k a month and I feel like an absolute broke boi. Got like 30k invested and freshly 22.
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Leo
Leo@Leo_Traydes·
The way people are hating on this is hilarious Can’t even imagine what y’all would say about the majority of the college population Majority don’t work and just spend everyday, but sure let’s hate on the dude actually bettering himself🤣
Leo@Leo_Traydes

Let’s break down my paycheck for this week Last week I worked a total of 9.5 hours at the Deli and pulled in $179 on the dot Here’s where that money goes: > $100 into my Roth IRA (SMH) > $60 into my HYSA for Italy Savings > $19 spot buy $BTC In the next week or two I begin my second part time job, meaning I should be pulling in around $500 a week between the deli, X, and the new job

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Ryan
Ryan@floshiesta·
@DidymusLevi @ducksays @WatcherGuru He’s talking about COVID era, not right this moment. Everyone knows interest rates aren’t low right now. Inflation was insane about 4-6 years ago, while interest rates were low. Everyone locked in a lower rate on their mortgages and now everything is fucked
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Thomas
Thomas@DidymusLevi·
I think your numbers are off. How about record inflation, high interest, and layoffs. There, I fixed it for you. The Fed got what they wanted which was to kill jobs, and hurt the economy in an effort to reduce inflation caused by the Biden administration on day 1 of his illegitimate term.
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Watcher.Guru
Watcher.Guru@WatcherGuru·
JUST IN: 🇺🇸 US now has 44% more home sellers than buyers, one of the largest gaps in history.
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