gabriel beno

@philosophysage 13. Check the location of anyone offering advice here.

Speak this 21-word affirmation and watch how fast your life improves:

JAPANESE SCIENTISTS FOUND A DEATH POINT ON YOUR BODY. Press it for 30 seconds to reset cortisol and slow cell aging. They tested 500 volunteers. Here Are The Results That Even Shocked Them🧵:

@adamtranter You are an idiot🙈😂

Bicycles are hugely space efficient, which is why they make a lot of sense in congested cities. This video demonstrates why there aren’t traffic jams in bike lanes.

@Rainmaker1973 9/11

The twin chimney blowdown at Cockenzie Power Station, Scotland was probably one of the most choreographic implosions

You can take $250K from the banks, buy $250K in gold bars, store them in a private vault, and use the gold as collateral to borrow ANOTHER $200K from a different bank at 4% interest that you use to pay off the original 0% cards You now have $200K in cash, $250K in gold, and your only debt is a 4% collateralized loan against an asset that has gone up every single year for 24 straight years This is how billionaires avoid taxes and it works at any scale Here's the chain: Step 1: Stack $250K in 0% business credit. Standard play. 6 banks, bureau sequenced, 11 days Step 2: Liquidate $242K (after processing fees) into your business checking Step 3: Buy physical gold. Not GLD. Not a gold ETF. Physical gold bars and coins from a dealer like APMEX, JM Bullion, or SD Bullion. At current prices ($2,300/oz) that's roughly 105 ounces. About 6.5 lbs of gold. Fits in a shoebox Ship it to a private vault (Brinks, Loomis, Delaware Depository). Storage cost: $150 to $300/year for this amount. The vault is insured. Your gold sits in an allocated account meaning those specific bars belong to you, not the vault company Step 4: This is the magic part. Take your vault receipt showing $242K in stored gold to a bank or private lender. Apply for a Securities-Based Line of Credit (SBLOC) or a collateralized precious metals loan. Multiple lenders offer this: banks, credit unions, and specialty lenders like Vaulted or BOLD They lend you 70 to 80% of the gold's market value. 75% of $242K = $181,500 Interest rate on a gold-collateralized loan: 3.5 to 5.5% depending on lender and LTV. Call it 4.5% You now have $181,500 in cash from the collateralized loan. Use it to pay off $181,500 of the original credit cards. Remaining credit card balance: $60,500. Pay that off over 6 months from income or savings What you now own: $242K in physical gold (in a vault, appreciating) $181,500 in collateralized debt at 4.5% (interest-only payments available) $0 in credit card debt All original credit lines still open and available Interest-only payment on $181,500 at 4.5%: $680/month "$680/month for what?" For holding $242K in gold that historically appreciates 8 to 12% per year. Gold has had a positive annual return in 20 of the last 24 years. It returned 13% in 2023. 27% in 2024. It's up 23% year-to-date in 2025 If gold returns 10% this year, your $242K in gold becomes $266K. You made $24,200 in appreciation. Your interest cost on the collateralized loan: $8,160/year. Net profit from the spread: $16,040 You're being paid $16K/year to hold gold that the bank's money bought And here's where the tax play comes in. This is the part that makes accountants get emotional You NEVER SELL THE GOLD. If you sell it, you pay capital gains tax (28% on precious metals, the highest rate for any investment asset). Instead you borrow against it. Loans are not taxable income. When you borrow $181K against your gold, the IRS doesn't consider that income. It's debt. Even though you have $181K in cash from the loan, your tax bill: $0 This is the same play billionaires use with stock. Elon Musk doesn't sell Tesla shares and pay 20% capital gains. He borrows against them at 2 to 3% interest from Goldman Sachs. He gets cash. Pays no tax. The shares keep appreciating. He borrows more against the higher value. Repeat forever You're doing the identical play with gold instead of Tesla stock. Bought with bank money instead of PayPal founding shares. At 0% initial cost instead of whatever Elon's cost basis was The perpetual loop: Year 1: Gold at $242K. Borrow $181K at 4.5%. Use cash to pay off credit cards and live Year 2: Gold appreciates to $266K. Refinance the collateralized loan at 75% of new value = $199K. Pay off old loan ($181K). Pocket $18K cash tax-free. New loan interest: $746/month Year 3: Gold at $293K. Refinance again. Pull out more cash. Loan gets larger but so does the collateral Year 5: Gold at $355K. Collateralized loan at $266K. You've pulled out $85K in tax-free cash over 5 years from refinancing against appreciation. Paid $0 in capital gains. Gold is still in the vault. Still yours The $680/month in interest is the only real cost. And it's deductible as investment interest expense if you itemize. At a 37% tax rate that $680/month costs you effectively $428/month after the deduction $428/month for a self-funding gold position that generates $16K+/year in appreciation and unlimited tax-free cash access through collateralized borrowing "What if gold drops?" If gold drops below your loan-to-value threshold the lender issues a margin call. You either deposit more collateral (more gold or cash) or they liquidate enough gold to bring the LTV back in line. At 75% LTV, gold would need to drop 25% before a margin call. Gold hasn't dropped 25% in a calendar year since 2013. And even then it recovered within 18 months The chain again: Chase lends you $250K at 0% You buy gold You borrow against the gold at 4.5% You pay Chase back with the gold loan Chase got $0 in interest The gold lender gets 4.5% (tax deductible for you) The gold appreciates 8 to 12% per year You never sell the gold so you never pay capital gains You borrow against the rising value tax-free Repeat until you die This is how generational wealth works. Not by earning income and paying 37% tax. By acquiring appreciating assets with borrowed money and borrowing against those assets instead of selling them. The tax code was written for this exact behavior the IRS taxes income. the IRS taxes sales. the IRS does not tax loans. borrow against everything. sell nothing. the billionaires figured this out 50 years ago. you can do the same thing with a credit score and 105 ounces of gold in a vault lmfaooo (we get 700+ score business owners $100K-$250K in 0% business funding. what you buy with it and how you structure it is between you and your accountant. link in bio)

All 50 States WARNED: Supreme Court's 9-0 Ruling Just Changed U.S. Gun Laws Forever . Thoughts 💭 ⁉️

LMAO whoever made this is a genius 😭🤣😂

The exact steps Helen Hadsel took to win millions of dollars in the lottery.

If you were born in the 1970s… this video explains exactly why you’re different. This guy breaks down why kids who grew up in the 70s developed these unique strengths in their brains that a lot of people today just don’t have: We learned to solve problems on our own We got comfortable with risk and being alone We developed real patience and the ability to wait for things We had unsupervised freedom that actually wired our brains differently No constant adult supervision, no screens babysitting us — just real life outside until the streetlights came on. I was born in 70s, so watching this felt like someone finally put into words why so many of us feel a little different from the generations after us. In a world that’s so over-protected and over-scheduled, it makes you wonder what we might have lost along the way. (Note: Background images in this video are AI-generated)

@NoaMagid Not me😂😂😂boom boom tel aviv😂😂😂💩

🇮🇱 Who’s with us?

@GadSaad No one hates you as a person, you are huge disapoitment! Look what your apartheid did in Gaza. So people cheer that you getting what you deserve

I have obviously been exposed to the worst manifestations of Jew-hatred imaginable beginning in my childhood in Lebanon. But I must say that seeing people whom I have been on very friendly terms, and in some instances have promoted their voices, delve into Nazi-level Jew-hatred is tough to process. How did I sit down at a table with such an individual? Did they hate me then but hide it? Or did they develop their current positions recently?

@mishtal Now it is, you made them😂😂😂😂

Iran just fired missiles at Diego Garcia - 2,361 miles from Tehran. They were not supposed to have this range. Surprise, surprise, Iran lied! Tehran to London 2750 miles Tehran to Paris 2610 miles Tehran to Berlin 2200 miles So yeah, tell me again how Iran is not a threat

The Pineal gland and Pinocchio Hidden meanings in a child’s story? Yes.

5 Signs of Genuinely Good Person... ‼️

Repeat this every night before you sleep‼️

@davidmdraiman People dont hate bc you are Jew, which is debatable ( u r not semites) but bc what u do all around world . You do worst thinks then Hitler did to u in Gaza! Now u provoked war in Iran, bc of your dream of great Izrael and all you rasist choosen nation bs! F O

Jews are done being victims. We left that behind long ago. What we WILL do, is call you out on your bullshit… every… fucking…time. We will hold you accountable. We won’t lay down and die to appease you. There’s nothing that riles up those infected with Jew hatred more, than Jews actually defending themselves. Get used to it. We won’t cower. Not now. Not ever. #AmYisraelChai

@RobSchneider FAFO LOL U STEPPED IN HUGE SHIT LOL

I STAND WITH TEMPLE ISRAEL! SAY ‘NO’ TO ANTISEMITISM!

@HeidiBachram FAFO

An explosion on the steps of a synagogue in Belgium. A Jewish man pushed into traffic by an antisemite in London. Israelis beaten in LA for speaking Hebrew. An attempted attack in Norway. Now the ramming and near murder of Jewish kids in Detroit. It’s been a HORRIBLE week.

@VividProwess Are they praying to GAAL?:)

IDF soldiers praying before going to war. God bless our heroes.