VIKAS GOYAL

@vasishtanagalla Where I have to select the BOB option

@goyalvikas007 You can try via BOB for sure. Federal is tough.

Good people from #Scapia came to my city for Feedback and meetup from #Bengaluru. They took Feedback, spoke on card features and benefits. They look very savvy and determined to develop Scapia even better. #Scapia Credit card, as of now is a very good. #ccgeek #avgeek

@Ronak_Unadkat Now afgani rupees are more strong than us

Nirmala ji says INR is stable. So I asked chatgpt to check data across Asian currencies vs USD (last 2 years) 👇 Data never lie.📉 Result: INR = Worst performer in Asia (-13.5%) While others like MYR, SGD, THB actually strengthened. Even, Pakistan currency is better than us.

@DealsDhamaka Now we afgani rupees are also ahead from us.

Rupee is doing well at Rs.95/Dollar No one knows how until Durandhar 3 releases #Rupee

दुनिया का कोई अर्थशास्त्री मुझे यह समझाए। डॉलर छोड़िए, भारत का रुपया अफगानिस्तान की करेंसी ‘अफगानी’ के मुकाबले भी इतना क्यों गिर रहा है? ऐसा कैसे हो सकता है? हम इतनी बड़ी अर्थव्यवस्था हैं, लगभग विश्व गुरु हैं। फिर भी एक अफगानी लगभग डेढ़ रुपये के बराबर है, जबकि 2022 में एक अफगानी भारत के 71 पैसे के बराबर था। चार साल में इतनी गिरावट? #India #Rupee #Afghani

If you're eyeing an AU card, this LTF option is your best bet! 💳 It might seem tricky, but it offers fantastic cashback on apparel and groceries. Definitely rivals or even surpasses HSBC Live+! Check out the full review for details. captaintorch.shop/articles/au-li…

#CNBCAwaaz की खबर पर मुहर - केंद्र सरकार ने PM E-DRIVE योजना की अवधि बढ़ाई! - E2W को 31 जुलाई 2026 तक मिलेगी सब्सिडी! - E3W (ई-रिक्शा, ई-कार्ट) को 31 मार्च 2028 तक मिलेगी सब्सिडी! - फंड खत्म होने पर आगे नहीं मिलेगी सब्सिडी! #PMEDRIVE #EV

@DealsDhamaka Normal petrol/ diesel prices will increase after elections in 5 states ...as per my understanding

Premium petrol in India becomes costlier by up to Rs 2.35 Also price of industrial petrol is higher now … No changes to regular petrol and diesel ⛽️

Tea stalls at our office address in jaipur increase the Rs 2 due to LPG gas crisis , As per him , now he has to take the cylinder in 1500 - 2000 so increased small tea from Rs 5 to 7 and medium tea Rs 10 to 12 . #lpgसंकट #lpggasissue #lpgprice

Choose your income bracket: •Top 1% → ₹9,23,227 Monthly •Top 2% → ₹3,28,631 Monthly •Top 10% → ₹66,141 Monthly •Top 20% → ₹38,105 Monthly •Top 30% → ₹29,228 Monthly •Top 40% → ₹23,986 Monthly •Middle 50% → ₹20,052 Monthly •Bottom 40% → ₹16,969 Monthly •Bottom 30% → ₹14,403 Monthly •Bottom 20% → ₹11,856 Monthly •Bottom 10% → ₹4,347 Monthly To better understand: If you earn ₹30,000, you make more money than over 70% of people in India.

India got cheap Russian crude from 2022 to 2024 OMCs made 86,000 crore profit in one year. Centre collected 2.7 lakh crore in fuel excise. None of it went into building reserves. SPR still sits at 9.5 days. IEA says keep 90 days. The money went into subsidies and election spending. Now Brent is above 90 dollars, LPG imports through Hormuz are stuck, and India is rationing cooking gas to restaurants. The cheap oil window is shut and nothing was built with it. China filled up 200 plus days of energy cover quietly over the last decade. India approved two new SPR (Strategic Petroleum Reserve) sites in 2021 at Chandikhol and Padur. It is 2026 now and they are not ready. India imports 67% of its LPG and over half its LNG from Gulf states through Hormuz. MUFG says every 10 dollar rise in oil adds half a % to the current account deficit. If Brent stays near 100, the rupee goes past 95. This is not a future risk. It is happening right now and there is no buffer. India aligned with the US-Israel side on Iran. That has a cost. Hormuz is shut, Chabahar is useless for now, and Oman's ports got hit by drones too. FTA push with UK, EU, Oman is smart trade work. But none of that fixes the energy hole. And the US will not give India any special treatment on oil, they said the price rise is a small price to pay. India's diplomatic balancing act worked when things were calm. In a real crisis like this, you see who actually prepared and who just talked. India, if it does not fix its internal problems, will grow like this with volatility. Reform is the only option. Hard reform where the trade off is with the vote bank. And that is where this government does not like losing even one vote, which is a red flag for them. Just think about it. What if Iran does more damage from now on? As per the intel I read somewhere, they still have a big stockpile and they are just waiting for the interceptor and radar capacity of these nations to fall off. Then they will become aggressive or negotiation will happen too perhaps But at least i like the balance sheet & health of India which is really good as of now than peers plus i am optimistic & bullish on India

@JioMart @reliancejio @RIL_Updates Wrost customer service experience, 45 mins wasted and rever 3 reverts were done by agent.

🚨🚨Latest IRDAI Data (FY 2024–25)
Many people ask:- Which health insurance companies actually settle claims? Instead of only marketing claims, let's look at the IRDAI reported numbers. Claim Settlement Ratio (CSR) | Incurred Claim Ratio (ICR) 1. Star Health
CSR: 99.06% | ICR: 70.30% 2. HDFC Ergo
CSR: 96.71% | ICR: 84.85% 3. ICICI Lombard
CSR: 97.16% | ICR: 82.24% 4. Care Health
CSR: 96.74% | ICR: 64.53% 5. Niva Bupa
CSR: 92.39% | ICR: 61.22% 6. Aditya Birla Health
CSR: 95.64% | ICR: 71.50% 7. ManipalCigna
CSR: 88.64% | ICR: 74.81% 8. Bajaj Allianz
CSR: 93.54% | ICR: 57.82% 9. Navi General
CSR: 75.40% | ICR: 101.89% PSU Insurers – Incurred Claim Ratio 10. New India Assurance – 100.98%
11. National Insurance – 96.05%
12. United India – 97.51%
13. Oriental Insurance – 102.58% Important:- An ideal ICR range is usually between 70% – 90%. Below 70 and above 90 is risky. Too low → Company paying fewer claims
Too high → Company paying more than premium collected So while buying health insurance, don’t look only at premium or ads. Look at:
• Claim ratios
• Network hospitals
• Product terms
• Claim support during emergency And most importantly — who is advising you. Because the right policy matters only when a claim happens. What is your experience with health insurance claims? #India #Public #HealthInsurance #InsuranceAwareness #IRDAI #ClaimSettlement #InsuranceAdvisor #InsuranceMatters

@TweetAbhishekA @Anirban12Mandal Now days insurance companies are regulated thieves ....last year I took insurance for my mother with premium Rs 28866 with 18% Gst . Now this year renewal amount is Rs 28731 without gst . So where the general public is getting the benefits for removal of gst .

"मां के हेल्थ इंश्योरेंस के लिए 50 हजार भरता हूं. जरूरत आई तो Star Health ने पैसे देने से मना कर दिया!" "बोल रहे- हमसे पूछकर ली थी पॉलिसी?" क्या देश में Health insurance के नाम पर भी घोटाला चल रहा है? ये लखनऊ का वीडियो है. मां के इलाज के लिए एक आदमी, Star Health के दफ्तर में बैठा है. पहले प्रीमियर भरो, फिर बीमारी हो तो धरना दो. ये कौन सा सिस्टम है? और स्टाफ का attitude देखिए, क्या ये लोग सिर्फ पॉलिसी बेचने के लिए रखे गए हैं या फिर ग्राहकों की मदद करना भी इनके काम में शामिल है?

@pranaymbajntu @SartanparaYash @ccg33k @bethalaluka @EvryPaisaMatter It has been opened online or offline??

@SartanparaYash @goyalvikas007 @ccg33k @bethalaluka @EvryPaisaMatter Yes..my friend applied for his uncle who is 60+ . He got RWC with a welcome kit which can be activated on the spot and paid 40k bill on the same day. Waiting for 2000 RP

Since the Rewards Debit card is restricted to Senior Citizens, Here is the account which you can open for your parents and senior citizens Online - hdfc.bank.in/savings-accoun… This account comes with a Rewards Debit card by default. Ps. There may be some offline process involved depending on the requirements and docs you submit.

@SartanparaYash @ccg33k @bethalaluka @cards_wizard @EvryPaisaMatter My mother is senior citizen. She has saving max account with hdfc bank . Can I change the rewards debit card on phone banking or mail to customer care . Will that debit card work ?

@goyalvikas007 @ccg33k @bethalaluka @cards_wizard @EvryPaisaMatter Not for this account. This account gives rewards dc in welcome kit

@DealsDhamaka Withdrawn means ....they provided benefits to specific one and now they are withdrawing .

New revolution in the card industry by Visa . #visa #creditcard #debit #flexi