V20.1 strategy (an enhanced version of V20), is somehow giving me an edge. As a result, I’ve officially renamed it to P100 (As we’re not limited to only a 20% gain in it).
If anyone is interested in learning this strategy, I’ll put in some effort to create a video series on it.
@imYadav31 I went to coorg from mumbai in may, we were family of 4 adults and one infant.
Both time from mumbai and bangalore I used Scapia, indusind tiger, axis horizon and hsbc travel one, also had hdfc regalia.
This cards works
The Carpenter
•He has tools: hammer, saw, chisel.
•If he’s too attached to his tools, he’ll never use them.
•He’ll keep them clean and shiny, but never take up a job.
•Result: no income, no experience, no growth.
Money is like a tool, If you’re too afraid to use it, it’s useless. You must be willing to “damage” or lose a little to learn, earn, and grow.
Detachment is the Secret of Wealth
Most of us say we want to be rich, but in truth, we don’t.
We just want money to spend — to buy a car, a flat, a phone, jewellery, or a vacation.
We want to feel rich and look rich, not actually be rich.
Being truly money‑rich means having a large amount of money that you don’t need to spend.
If you keep earning and spending the same amount, your bank balance stays near zero.
How can you become wealthy if, every time money comes in, it immediately goes out?
Two Types of People
Imagine someone wins ₹1 crore.
If you ask them what they’ll do with it, most will list purchases:
A new car
A flat or a bigger house
A luxury phone
Gold or jewellery
They’ll spend it all, and their bank balance will be back to zero.
They feel rich for a while, but they’re not actually richer in net worth.
Now imagine a second person who also gets ₹1 crore.
They don’t rush to buy anything.
They keep the ₹1 crore in their account, untouched.
They still have ₹1 crore, while the first person has zero.
If that second person knows how to invest, trade, or grow capital, they can turn that ₹1 crore into ₹10 crore, ₹50 crore, or even ₹100 crore over time.
They become 10x, 50x, or 100x richer than the first person — not because they earned more, but because they didn’t spend it.
The First Condition of WealthIn my view is
"You must not have a need for that money".
It sounds strange, even contradictory, but it’s true.The more we need money, the more likely we are to lose it. The more emotionally attached we are to money, the more fear and greed will control your decisions and we are likely to make poor investment decisions and lose money instead of increasing it.
continue reading this article on my blog : parvejkhan2009.blogspot.com/2026/01/detach…
My purpose was to learn the process; it was like a tuition fee paid to understand how they conduct research and what factors they take into account.
If your purpose is the same, then go for it.
Secret of getting IPO Allotments
Applying in 4-5 accounts of Family members
GMP shud be 10% plus
Retail Subscription shud be less than 15X
Apply just 1 lot in retail + On cut off price +Apply on Last Day
In last 1 month, Got Tenneco, Sudeep Pharma, now Meesho
Happy Listing 🥂
@rushikesh_agre_ Imp to get the basics right, first - good roads, drainage system, education and health facilities so that the masses benefit with the states growth. At present, a handful of elite and powerful grow and the masses continue to suffer
He is Aejazuddin Kazi, an Additional Sessions Judge in Mumbai.
A businessman, Tony (name changed), approached the court after someone encroached on his wife’s land. The case landed in Judge Kazi’s courtroom.
During one hearing, the court took a short break. Tony stepped into the toilet. Judge Kazi’s clerk quietly followed him. With both answering the nature's call, the clerk casually said, “Judge sahab ka thoda khayal rakh loge to faisla aapke favour mein aa jayega.” Tony asked, “Matlab?” “₹25 lakh,” the clerk replied. Tony refused. The case was adjourned for that day.
Two days later, Tony got a call. It was the same clerk: “Soch lo. Baad mein mat rona ki faisla favour mein nahi aaya.” Tony disconnected. The clerk kept calling, eventually bargaining down to ₹15 lakh.
Fed up, Tony went to the Anti-Corruption Bureau (ACB). They told him to call the clerk and agree. Tony did. The clerk fixed a location to collect the money. Tony showed up with the cash, and with ACB right behind him. The clerk was caught red-handed.
When confronted, the clerk said, “Main toh judge sahab ke kehne par kar raha tha.” ACB asked him to call the judge. He did. He told Judge Kazi that the money had been received. Kazi said “Good, kal mujhe de dena.”
But “kal” never came, because the clerk was now in jail. Judge Kazi kept calling and messaging him, probably wondering if the clerk had run away with the cash. ACB read every message, now solid evidence. They raided the judge’s house. It was locked. Judge Kazi had absconded.
This isn’t the exception; it’s the norm. Every lower-judiciary judge has a vishesh sahyogi, the clerk, typist, peon, runner, driver, whoever, whose job is exactly this: to demand and collect bribes on the judge’s behalf. And when they get caught, they’re expected to sacrifice themselves and never name the judge, because once the issue cools down, the judge usually pulls them out with their influence.