HAMEED ULLAH

#OnThisDay "DG ISPR" #DGISPR

No Trading... Still Bullish on XAUUSD but the price must go to the breakout area. unless then, no trade.

Monday's movement decider H4 closed as Dogi, undecided with a long wick. Means today it may not give us a one sided move. However, I am Still bullish on it. Just waiting for a breakout and then buying on 1H Timeframe. #xauusd #forex #capital #silverearrings

@Fintech00 Yes b3cause it retraced on a very strong level. Came on my buying zone. Just waiting for 1st 4H bullish closing and then buy. 4h bearish closimg will decide its retracement but that too will not be able to break the current friday low.

Do u think that #Gold and #Silver will come to their highs again?

@ICTUZAIF Well, technically no sell. Fundamentally us iran escalations. However 1st 4H bullish above cmp will takr the gold to 4200 and then 4700

#XAUUSD H4 Chart 🤔 What’s Your Bias For Monday? 📈 BUY or 📉 SELL? Comment below 👇

@XauBossAnalysis It might his the buy orders' SLs and continue its upward movement. The bullish scenario will be more accurate if 1st H4 close appears a bullish candle. Then any timefram3 closing above cmp will be a buy signal.

📊 MONDAY PLAN – #XAUUSD BUY SETUP 📈 Entry: 4070 – 4090 ✅ Stop Loss: 4045 🛑 Target: 4200+ / 4360 🎯 Buy Reason: Price is reacting from a strong Bullish Order Block and holding above a key Support Zone. If buyers maintain momentum, the next objective is the major supply area, followed by higher resistance levels.

🇵🇰 𝗣𝗮𝗸𝗶𝘀𝘁𝗮𝗻'𝘀 𝗖𝗲𝗻𝘁𝗿𝗮𝗹 𝗚𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗗𝗲𝗯𝘁 𝗚𝗿𝗼𝘄𝘁𝗵 𝗙𝗮𝗹𝗹𝘀 𝘁𝗼 𝗮 𝟭𝟱-𝗬𝗲𝗮𝗿 𝗟𝗼𝘄 𝗣𝗮𝗸𝗶𝘀𝘁𝗮𝗻’𝘀 𝗗𝗲𝗯𝘁 𝗦𝘁𝗼𝗿𝘆: 𝗟𝗲𝘀𝘀 𝗥𝗶𝘀𝗸, 𝗟𝗼𝘄𝗲𝗿 𝗚𝗿𝗼𝘄𝘁𝗵, 𝗕𝗲𝘁𝘁𝗲𝗿 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 Some social media posts compare governments using absolute debt figures. That is not how sovereign debt is assessed anywhere in the world. Debt is not measured by headlines. It is measured by sustainability. Here are the facts: 1️⃣ First, the claim itself is incorrect. • Currently, Pakistan's Central Government Debt (Public Debt) is Rs81.9 trillion (latest State Bank data). • The Rs97-100 trillion figure being quoted refers to Total Debt & Liabilities, which also includes private sector liabilities—not just central government debt. 2️⃣ The globally accepted measure is Debt-to-GDP, not debt in absolute rupees. • Debt-to-GDP has fallen from around 76% in FY19/20, remained around 75% through FY22/23, and has now declined to around 68% in FY26. • More importantly, external debt-to-GDP has fallen from around 28% in FY19/20, remained around 28% through FY22/23, and is now down to around 21% in FY26—significantly reducing external repayment risks. • That is the direction every country aims for. • Pakistan also recently raised a foreign bond at the lowest rate in the country's history (2.5%), helping reduce the overall cost of external borrowing. 3️⃣ Debt growth has slowed dramatically. • Central Government Debt grew 23% in FY23. • It is now growing at only 5% FYTD—the lowest pace in the last 15 years, compared with a historical average of around 12% per year. 4️⃣ Borrowing has become much safer. • Average domestic debt maturity has increased from 2.8 years to 3.8 years, significantly reducing refinancing risk. 5️⃣ Expensive debt has been retired. • Rs2.47 trillion of costly Central Bank debt has been paid off. • Rs2.3 trillion of market debt has been bought back. • Total early debt retirement has reached Rs4.7 trillion—a first in Pakistan's history. 6️⃣ Debt servicing has fallen sharply. • Interest expense has declined from Rs8.89 trillion to about Rs6.94 trillion in FY26. • That's a saving of almost Rs2 trillion (22%) in just one year. 7️⃣ Less of the country's income now goes to interest payments. • Interest payments consumed around 64% of gross federal revenues in FY23 at the peak. • They have now fallen to around 40% in FY26—a substantial improvement, creating more fiscal space for development. 8️⃣ Foreign reserves are stronger—not just larger. • Import cover has improved from less than 2 weeks in 2023 to nearly 3 months. • A significant share of reserve accumulation now comes from non-debt sources, improving the quality of reserves. 9️⃣ Pakistan has strengthened its repayment capacity. • Three consecutive years of primary fiscal surplus, compared with a primary deficit exceeding 3% of GDP in FY22. • Two consecutive years of Current Account Surpluses, compared with a US$17.4 billion Current Account Deficit in FY22—the second largest in Pakistan's history. • Fiscal deficits and financing needs are declining, slowing the pace of debt accumulation. 🔟 The Bottom Line Every government borrows. Every government repays. Every government refinances maturing debt. The real question is whether debt is becoming more sustainable, more affordable, and less risky. Today, the answer is yes: ✔️ Lower Debt-to-GDP ✔️ Lowest debt growth in 15 years ✔️ Lower interest burden ✔️ Safer debt profile ✔️ Longer debt maturity ✔️ Better quality foreign reserves ✔️ Stronger repayment capacity That is debt management with progress. Not headline politics. #PakistanEconomy #EconomicReforms #FiscalResponsibility #FiscalConsolidation #PublicDebtManagement #DebtSustainability #Macroeconomics #EconomicStability #FinancialStability #Investment #EconomicGrowth #PublicFinance @Financegovpk @GovtofPakistan @StateBank_Pak @PakPMO @MoIB_Official

@BrohiAzeem007 Waiting for rmmonday closing at current fvg. Its almost above there. In my pov if 1st 4h closes cmp then its bullish way till 4300 and then may be till 4700

What do you expect on Monday #XAUUSD ? BUY or SELL 🤷‍♂️ Tell me your opinion 💡

@NaveedBalo67956 1st H4 Bullish closing on Monday will indicate buy signal for all week. 1st H4 Bearish closing indicate "out of the market" for me.

What do you expect on Monday🥶 #XAUUSD ? BUY or SELL 🤷‍♂️ Tell me your opinion 🔥

@BaigShayan1234 @thepsxbull @Tradeologypk Loosers always makes a way for losses. Winners just learn, impliment and repeat. I recently checked your alphagen its awesome. I will consider even if it monitizes and affordable for me.

Keep doing the good work you do. When you grow, you will have to face such people and thats normal. Its been 2 months we launched Alphagen model, past one and half months were like no interest nothing! last 15 days have completely changed the perception now as people and users are accepting to the reality that such model exists that indeed helps. During that time, we had to face criticism too, we had two options, either to get disappointed and fret over others opinion, or we should keep going and we chose later and kept on going and will keep going. So, Thats totally fine! acceptance takes time. I read your point, there was nothing wrong! Thats for highlighting such people but better to let go and move on!

So @Tradeologypk blocked me instead of apologizing after misrepresenting my post. It's amazing how quickly some people accuse others of "selling dreams" without understanding the difference between sharing historical market performance and guaranteeing future returns. I've never promised anyone profits. My content has always been about educating people on investing, risk management, and the importance of doing your own research. When facts are met with accusations and a block instead of a conversation, it says more about them than it does about me. I'll keep educating people. You can decide for yourself who is adding value to the conversation. and get a life.

Last time to buy gold at cmp.

I advise on Rs 6 billion+ Investments. And before we buy a single share, every company must answer the same four questions. Not fifty. Just Four. Most people think investing is about predicting stock prices. It isn't. Question #1: What is the actual ROIC of this business, this is what annual profit I will get if I remain invested in it for 15-25 years. Question #2: Do I understand what actually drives its earnings? Not the share price. The business. The raw material prices, the final product prices. Question #3: How does the money reach me? This is where most investors fail. A great business is not automatically a great investment. As a minority shareholder, there are only two ways profits reach you: Dividends. Or share price appreciation. If you cannot explain how value gets transferred to shareholders, you are not investing. You are hoping. Question #4: Is this one of the best opportunities available? We do not diversify into 30 ideas we somewhat understand. We concentrate on our highest-conviction opportunities. That's the framework. Which of these four questions do you answer before investing as well? Tell me in the comments.

@grok Question is Abdul Rehman Najam including the current bull run when saying 25% or 18% average return? I dont think so. If he us excluding this current rally then what will be th3 avg return. If including the current rally from january 2024 then all that glitters is not gold fits on it. What u say?

You think Rs 1 crore is enough to retire on. In 20 years, with future inflation, it will barely last 1-2 years. Disturbing… is it not? Lets run the numbers and see where the retirement numbers in your head stand? Imagine your household spends Rs 1 lakh per month today. Nothing extravagant. Just a comfortable middle-class life. Now fast-forward 20 years. At Pakistan's long-term inflation rates, that same lifestyle could cost Rs 5–6 lakh per month. That's Rs 60–70 lakh a year just to maintain the standard of living you have today. Suddenly, Rs 1 crore doesn't look like retirement money. And… This is where most retirement plans fail. People calculate in today's rupees and retire into tomorrow's prices. The good news? The path is usually less intimidating than the target. A retirement corpus of Rs 10–12 crore sounds impossible, or does it? Rs 30,000 invested monthly for 25 years, compounded at roughly the long-term average return of the PSX, can potentially grow to Rs10-12 Crore. Now it looks achievable and doable, you just need to be consistent. Have you ever calculated your retirement number in future rupees and not today's? Please share in the comments Want advice on your financial freedom journey: arnfinancials.com/financialfreed…

in.tradingview.com/chart/GBPJPY/T… #GBPJPY my favourite

this is unbelievable in #psx whenever a good company comes on my radar, fundamentally, it turns out to be non-sharia... #natf is now became Non-Sharia. it

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