Henrique Dubugras

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Henrique Dubugras

Henrique Dubugras

@hdubugras

Proud Brazilian in Silicon Valley. Co-founder and Chairman @brexhq

Palo Alto, CA Katılım Temmuz 2009
282 Takip Edilen38.4K Takipçiler
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Henrique Dubugras
Henrique Dubugras@hdubugras·
Great to have @dkhos on @hdinhdpod sharing how he turned @Uber from a company in crisis to one of the strongest cash engines in the industry. (06:50) Family Background (17:19) Early Career and Education (41:32) Expedia's Evolution (52:54) The Uber Opportunity (1:14:37) Autonomous Vehicles and Future Tech (1:24:45) Reflections and Learnings We’re proudly sponsored by @brexHQ—a brand I co-founded, now supporting over 30,000 businesses like Anthropic, DoorDash, and Scale AI, helping them make every dollar count. I’m grateful for their continued support as I bring you all conversations with some of the most exceptional founders of our generation. For more information, please go to: brex.com/?ref_code=bmk_…
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Sam Blond
Sam Blond@samdblond·
We just launched Monaco. Here’s the exact playbook we used. I hope it's helpful to other founders and startups: 1. The launch video: most launch videos I see orient around some stressed out person at their desk or some philosophical approach to company building. Do not do this.
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Henrique Dubugras
Henrique Dubugras@hdubugras·
It’s kind looking like Masa… won?
Henrique Dubugras tweet media
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Jack Zhang
Jack Zhang@awxjack·
A bit of perspective. @hdubugras has just turned 30. @pedroh96 turns 30 in a few months. At that age, I was only just getting started on Airwallex…. still early, still learning, still figuring things out. Henrique is already onto his next chapter, starting Orca. And I have no doubt Pedro will go on to build more companies in the years ahead. Both are exceptional founders. And on a personal note, Henrique has given me some of the best advice of my entrepreneurial journey. This is still very early in their story as they are true entrepreneurs at heart ❤️
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Sebastian Siemiatkowski
Sebastian Siemiatkowski@klarnaseb·
Buy vs build.. But reducing nr of SaaS is less about being able to do it or save cost. Every SaaS with their own ontology robs you of the most critical thing, fluid easy standardised context for your AI…
nader dabit@dabit3

Something I wanted to see if Claude Opus 4.5 could do: clone a fully functional Billion $ SAAS product and make it at least 100x cheaper. The first product that came to mind was TypeForm because it's very popular, very expensive, and in theory, very simple. The result is OpenForm: a polished + functional and Open Source Typeform clone at ~100x less cost, that can be setup and deployed in ~15 minutes. The agent building this ran for ~35 minutes. Here are the details, technique, and the code:

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Henrique Dubugras
Henrique Dubugras@hdubugras·
First principles thinking have never been so valuable. In a post-LLM world all company processes need to be reimagined and many times functional experience is a drag. Founders have never been at such a premium!
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Henrique Dubugras
Henrique Dubugras@hdubugras·
Setting the bar high is more effective than setting more rules. An interesting way to think about centralization, from my chat with @fabloisi:
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Henrique Dubugras
Henrique Dubugras@hdubugras·
Thanks for joining @fabloisi! We discussed his goal of building the best tech company outside the U.S. and why @Prosusgroup is a compelling buy for any investor. (0:00) Trailer (1:42) The Early Days (8:34) Scaling and Innovating: The Food Journey (11:28) Balancing Innovation and Execution (30:07) The Rise of iFood: Dominating the Market (33:37) Transition to Prosus: A New Chapter (35:58) Prosus' Global Strategy and Vision (45:16) Challenges and Opportunities in Emerging Markets We’re proudly sponsored by @brexHQ—a brand I co-founded, now supporting over 30,000 businesses like @AnthropicAI, @DoorDash, and @scale_AI, helping them make every dollar count. I’m grateful for their continued support as I bring you all conversations with some of the most exceptional founders of our generation. For more information, please go to: brex.com/?ref_code=bmk_…
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Simon Taylor
Simon Taylor@sytaylor·
Fifth Third Bank just handed Brex their entire commercial card infrastructure. $5.6 billion in volume. Every market Fifth Third operates. Default solution for all commercial banking clients. Two Brazilian founders couldn't get approved for a business credit card in 2017 because they had no US credit history. Eight years later, their company powers a top-10 US bank. --- But here's what most coverage missed. Fifth Third isn't doing this to compete with fintechs. They're doing it to compete with JPMorgan. This bank is closing a $10.9B acquisition of Comerica. When that happens in Q1 2026, they become America's 9th largest bank. $288 billion in assets. Building enterprise-grade spend management internally? Years. Hundreds of millions. Maybe never gets there. Plugging into Brex? Live next quarter. --- This quote struck me: Pedro Franceschi (Brex CEO): "By gaining access to roughly 8% of the U.S. commercial banking sector through a single partner, we're delivering agentic finance solutions at unprecedented scale." 8% of US commercial banking. One partnership. !!! --- The "fintech vs banks" framing was always sort of wrong. The real question: who becomes infrastructure, and who stays application? Brex is heading towards infrastructure. September 2024: Launches "Brex Embedded" — their infrastructure play December 2024: Fifth Third becomes their anchor bank customer The corporate card for startups is now the engine behind a $288 billion bank. --- The TAM shift here is massive. Brex started by capturing 1 in 3 US startups. Great business. But it has a ceiling. Commercial banking infrastructure? No ceiling. And you don't have to beat banks to win. You make them your customers. --- Fifth Third's CEO put it clearly: "The future of business demands financial platforms that do more than process payments—they must power growth." The subtext: We're not building this ourselves. We're buying the best version that exists. That's the new competitive reality for enterprise fintechs. Not "beat the banks." Become the supplier to the banks.
Pedro Franceschi@pedroh96

Today we’re announcing the most significant partnership in Brex’s history. Brex is becoming the corporate card for tens of thousands of Fifth Third Bank’s commercial banking clients, unlocking $5.6B in commercial card volume and access to 8% of the US commercial banking customers. 98% of businesses in our country are still using legacy corporate cards. Mid-sized businesses in industries like construction, infrastructure, medical services, shipping and logistics are critical to the US economy, yet their finance teams still operate incredibly manually. By combining Fifth Third’s trust and distribution with Brex’s agentic workflows, we’ll help these businesses save thousands of hours per year of manual work, and better allocate their capital towards what matters. What began as a card for startups has become a full-stack intelligence platform for finance, now serving 300+ public companies and tens of thousands of mid-sized businesses. Grateful to Tim Spence for the partnership and vision of building this together. This is a major moment for commercial businesses nationwide, and for Brex’s next era of growth. Onwards! 🚀

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Henrique Dubugras
Henrique Dubugras@hdubugras·
As anyone in the fintech ecosystem knows, successful partnerships between banks and fintechs are hard to pull off. This fifth third partnership will be transformational for both Brex and Fifth Third Bank!
Pedro Franceschi@pedroh96

Today we’re announcing the most significant partnership in Brex’s history. Brex is becoming the corporate card for tens of thousands of Fifth Third Bank’s commercial banking clients, unlocking $5.6B in commercial card volume and access to 8% of the US commercial banking customers. 98% of businesses in our country are still using legacy corporate cards. Mid-sized businesses in industries like construction, infrastructure, medical services, shipping and logistics are critical to the US economy, yet their finance teams still operate incredibly manually. By combining Fifth Third’s trust and distribution with Brex’s agentic workflows, we’ll help these businesses save thousands of hours per year of manual work, and better allocate their capital towards what matters. What began as a card for startups has become a full-stack intelligence platform for finance, now serving 300+ public companies and tens of thousands of mid-sized businesses. Grateful to Tim Spence for the partnership and vision of building this together. This is a major moment for commercial businesses nationwide, and for Brex’s next era of growth. Onwards! 🚀

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Pedro Franceschi
Pedro Franceschi@pedroh96·
Today we’re announcing the most significant partnership in Brex’s history. Brex is becoming the corporate card for tens of thousands of Fifth Third Bank’s commercial banking clients, unlocking $5.6B in commercial card volume and access to 8% of the US commercial banking customers. 98% of businesses in our country are still using legacy corporate cards. Mid-sized businesses in industries like construction, infrastructure, medical services, shipping and logistics are critical to the US economy, yet their finance teams still operate incredibly manually. By combining Fifth Third’s trust and distribution with Brex’s agentic workflows, we’ll help these businesses save thousands of hours per year of manual work, and better allocate their capital towards what matters. What began as a card for startups has become a full-stack intelligence platform for finance, now serving 300+ public companies and tens of thousands of mid-sized businesses. Grateful to Tim Spence for the partnership and vision of building this together. This is a major moment for commercial businesses nationwide, and for Brex’s next era of growth. Onwards! 🚀
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Henrique Dubugras
Henrique Dubugras@hdubugras·
After Brex I had decided I didn’t want to start another company. But I found my calling. I’m starting another fintech company that can change the world. I wasn’t looking to startup another startup but this one was impossible not to. The opportunity is too big. But the problem is very technically, operationally, regulatory and financially complex. So I’m looking for a founding CTO that is interested in coming in this adventure with me. It’ll be hard, it’ll take long, but it’ll be worth it. Signs you’re a good fit: - You're a technical dictator, not a facilitator. Consensus is cosplay for avoiding accountability. - You've built systems where bugs mean lawsuits, not rollbacks - You believe big engineering teams are a symptom of bad architecture and weak leadership - You're obsessed with ontologies and data models. You know most systems are rotten at the core because engineers treat modeling as boring. - You optimize your own taxes, loans, and entities like it's a competitive sport. You think most people leave money on the table because they're lazy. - You've optimized your LLM setup obsessively. Engineers who use ChatGPT with default settings are bringing a mass knife to a gunfight. - You think "speed vs. quality" is a cope for teams that are bad at both. - Makes fun of 9-to-5 engineers that rest-and-vest - You have an extremely high bar for talent and still aim to be the best engineer on your team. Not secretly. Openly. - You believe the PM role exists because most engineers are lazy about understanding the problem. The best engineers make PMs redundant. The role is in person. In the Bay Area. All-day every day. If you’re interested, send me an email at: henrique@brex.com (we don’t have a name yet!)
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Xavier (Xavi) Amatriain
Xavier (Xavi) Amatriain@xamat·
I am thrilled to announce that I am joining @ExpediaGroup as their first Chief AI & Data Officer! ✈️ This role is a perfect storm of personal passion and professional opportunity. First, it takes me back to the roots of my career: applying SOTA AI to consumer-facing products that impact millions of people. But it’s also personal. As a Barcelona native, I grew up living and breathing tourism, and my love for travel has only grown over years of exploring the world. 🌍 I am convinced that travel is one of the verticals most ripe for AI disruption. There’s a reason nearly every GenAI demo starts with a travel planning use case! It is the perfect problem space. But to move beyond demos and actually make travel better, you need two things: scale of data and deep domain expertise. @ExpediaGroup has gathered both over many years. I can't wait to work with the team to combine that massive data foundation with advanced AI to build proactive, predictive, and deeply personalized travel experiences. Let’s go! 🚀
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Henrique Dubugras
Henrique Dubugras@hdubugras·
Memory on LLMs is a big moat. My ChatGPT answers even using less power models give me better answers to my questions than all other models because of memory/context... This has been stronger than I originally imaged it to be!
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Henrique Dubugras
Henrique Dubugras@hdubugras·
Claude Opus 4.5 is soooo much better for Excel and PowerPoint than any other model by 100x! First time I've been impressed in a while! Congrats @mikeyk and team!
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HD in HD Podcast
HD in HD Podcast@hdinhdpod·
Everyone assumed @Uber couldn’t reach profitability. CEO @dkhos breaks down how they pushed through extreme subsidization and skepticism, took the company public, and ultimately changed the narrative in their favor. Full episode out now. Link in the comments.
Henrique Dubugras@hdubugras

Great to have @dkhos on @hdinhdpod sharing how he turned @Uber from a company in crisis to one of the strongest cash engines in the industry. (06:50) Family Background (17:19) Early Career and Education (41:32) Expedia's Evolution (52:54) The Uber Opportunity (1:14:37) Autonomous Vehicles and Future Tech (1:24:45) Reflections and Learnings We’re proudly sponsored by @brexHQ—a brand I co-founded, now supporting over 30,000 businesses like Anthropic, DoorDash, and Scale AI, helping them make every dollar count. I’m grateful for their continued support as I bring you all conversations with some of the most exceptional founders of our generation. For more information, please go to: brex.com/?ref_code=bmk_…

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@foundersfund @humancapital @jasonlk @patrickc @garrytan @_altcapital @mantisVC @Saga_Ventures