manabouthouse

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manabouthouse

manabouthouse

@houseaboutman

Pondering why British houses lack ceiling fans & window screens. Waging a one-man campaign for electrical outlets to be installed in bathrooms.

United Kingdom Katılım Ağustos 2023
267 Takip Edilen47 Takipçiler
manabouthouse
manabouthouse@houseaboutman·
@HeathrowAirport Why not use the Emergency Exit right next door to the gate then board PAX from the tarmac using old fashioned stairs? Far better than having crew - who've been waiting for 1+ hour - and PAX continue to be delayed?
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manabouthouse
manabouthouse@houseaboutman·
@HeathrowAirport Yer' "security" man just arrived but he doesn't know what to do. He does look good though with his walkie-talkie. So that's nice.
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manabouthouse
manabouthouse@houseaboutman·
@HeathrowAirport Terminal 3. Gate 34. The doors are stuck and airline staff have been waiting for 30+ mins for your airport security to open them. How about your staff chop chop and get busy? #Heathrow
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manabouthouse
manabouthouse@houseaboutman·
@Delta_J_Kilo Which means that the so-called "valuation" was nothing more than an overpricing exercise by an agent who wanted your business so as to inflate their own book. Valuations don't set house prices. Nor do sellers. The market - i.e. the buyer at the margin - sets house prices.
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manabouthouse
manabouthouse@houseaboutman·
@moving_charlie I was around for 2008, 1999/2000 and 1993. I made it through OK. This one? I'm not so sure.
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Moving Home with Charlie
Moving Home with Charlie@moving_charlie·
Thumbnail for tomorrow's 6 Fact Saturday livestream at 9am. Yes, it's clickbaity, but also legit.
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manabouthouse
manabouthouse@houseaboutman·
@moving_charlie Yet sellers & agents continue to act like Egyptian Fish. This gaff resurfaced today after being dormant. No doubt looking to catch the "Spring Bounce". WTF are these people thinking? How long will this one sit & fester this go-around, I wonder? rightmove.co.uk/properties/173…
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Moving Home with Charlie
Moving Home with Charlie@moving_charlie·
This is MUCH worse than the mini budget crisis of 2022. If this continues, mortgage rates spike (even more than they already just have) and there's a technical term to describe what it means for the housing market. It's f*****d.
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manabouthouse retweetledi
Smethwick 'Mon
Smethwick 'Mon@smethwickmon·
@iealondon @moving_charlie @rorysutherland Sears in the US used to sell houses by mail order in the 1st half of the 20thC. Open the catalog, pick your house, place your order & the materials were shipped to you. You took care of the assembly. A great many survive today and are fantastic. searshouses.com
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manabouthouse
manabouthouse@houseaboutman·
@BBCSportWales And the natural order has been restored. Wales have found their level. The pretence is over.
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BBC Sport Wales
BBC Sport Wales@BBCSportWales·
Not to be for Wales 💔 Craig Bellamy's side's World Cup dream is over following defeat to Bosnia-Herzegovina on penalties ❌ #BBCFootball
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Sam Coates Sky
Sam Coates Sky@SamCoatesSky·
This is a brilliant - bleak - piece about the broken local politics of Birmingham. First class on the ground reporting by @alexrogerssky @JoshGafson1 These pieces aren’t easy - you only get footage like this with skill, graft and luck - please watch:
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manabouthouse
manabouthouse@houseaboutman·
@ZynxBTC @CanazUK Take away Edgbaston, parts of Sutton Coldfield and parts of Solihull, what remains is a shit hole which resembles parts of the 3rd world in terms of socioeconomics.
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Zynx
Zynx@ZynxBTC·
It's over for the London property market. Taxes, regulation, rising unemployment and the exuberant costs of owning even a small flat in the Capital. Let's not forget higher mortgage rates due to the conflict in the Middle East. Smart money is exiting and allocating elsewhere.
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manabouthouse
manabouthouse@houseaboutman·
@ZynxBTC @CanazUK Birmingham has been sliding for over a decade. Meanwhile Manchester has left it and the whole West Mids in the dust. Talk of Birmingham being the 2nd city is absolute drivel. It's a stagnant, benefits-driven, shithole with only a few decent pockets remaining.
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Zynx
Zynx@ZynxBTC·
@CanazUK Manchester has absolutely destroyed Birmingham in terms of development.
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manabouthouse
manabouthouse@houseaboutman·
@financial_shaw They don't need to stock pile bog roll thanks to their amazing toilets. Push a few buttons & your arse is as clean as a whistle. Push other buttons and the cleaning job is accompanied by a wide range of musical tunes. Japanese bogs are amazing & a metaphor for the country.
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manabouthouse
manabouthouse@houseaboutman·
@LovellPropguru @moving_charlie Not always. If the offer is contingent and financed then the buyer's opinion as to what a house is "worth" is secondary to that of their lender.
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Richard Lovell
Richard Lovell@LovellPropguru·
@moving_charlie The fallacy here is the interpretation of ‘what it’s worth’. As an ex-valuer I can assure them that it’s worth what a buyer will pay for it.
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Moving Home with Charlie
Moving Home with Charlie@moving_charlie·
This is the delusional attitude costing sellers the chance to sell. Blind hope that clinging to what you think it’s worth (because you worked for it) will somehow work out. I get the disappointment.
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manabouthouse
manabouthouse@houseaboutman·
@CutMyTaxUK For clarity...I'm obviously referring to departure taxes...
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manabouthouse
manabouthouse@houseaboutman·
@CutMyTaxUK Meanwhile, flying out of the US to LHR costs under $6. Fly out of LHR to the US and it costs £200+. The UK is nothing more than a money grab. Everywhere you turn your wallet is being raided.
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Cut My Tax
Cut My Tax@CutMyTaxUK·
Another delight facing us in April is a sharp increase in the cost of airfares with a 15% increase in ticket prices because Rachel hiked Air Passenger Duty (APD). This is clearly part of Labour's effort to reduce the cost of living. Since APD was introduced, long-haul rates have risen by roughly 950% in economy and roughly 2,400% in premium classes.
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manabouthouse
manabouthouse@houseaboutman·
@Steven_Swinford Where's the money coming from? I hope the markets treat any "support package" with the contempt it deserves.
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Steven Swinford
Steven Swinford@Steven_Swinford·
Exclusive: Keir Starmer will next week convene an emergency meeting of senior cabinet ministers and the governor of the Bank of England to discuss plans to help households with the soaring cost of living caused by the war in Iran As the conflict enters its fourth week, Starmer and Rachel Reeves, the ­chancellor, are weighing up a series of measures to help families facing an inflation shock, including a potential multibillion-pound energy bill bailout. Reeves favours a “targeted” approach that will focus on the poorest households amid concerns that a “universal” scheme will be too costly, although all options remain under consideration.  The Tories opted for a universal bailout for every household in the wake of Russia’s invasion of Ukraine which cost more than £40billion.  The chancellor is concerned that taxpayers are still paying off the cost of the huge subsidy, which benefited all households including the richest. “It’s a matter of fairness,” a source close to Reeves said. The average annual household energy bill will rise by £332 in July, ­according to the latest forecast from Cornwall Insight. Further rises in the price of petrol and diesel are “all but inevitable” next week, the RAC said, adding that a tank of diesel for an average family car could reach £100 by Easter The cost of government borrowing surged to the highest level since 2008, reflecting the concerns of investors that Britain is facing an inflation shock.  Traders are now betting on as many as three interest rate rises this year and more than 500 mortgage deals have been pulled by banks this week. The average five-year fixed rate mortgage has risen from 4.95 per cent at the start of the month to 5.39 per cent, the highest level since July 2024 thetimes.com/article/ff2cee…
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EuroFoot
EuroFoot@eurofootcom·
🚨🚨 Noa Lang's finger was detached after he collided with an advertising board. The player will undergo surgery, reports @yagosabuncuoglu. Speedy recovery to him. Lang was stretched off against Liverpool and was given oxygen. 🙏❤️
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manabouthouse
manabouthouse@houseaboutman·
@TheNewsAgents Why you refuse to understand why those of the secular persuasion oppose anti-progressive, medieval, homophobic & misogynistic value systems such as Islam I will never know. And if you think political sectarianism isn't established on the UK mainland, I have a bridge to sell you.
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The News Agents
The News Agents@TheNewsAgents·
"Trafalgar Square has been used by Sikhs, Christians and Jews - it is literally our public square." Yet when Muslims pray there, Shadow Justice Sec Nick Timothy calls it an 'act of domination'. Does the right of politics have a problem uniquely with Muslims?
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manabouthouse
manabouthouse@houseaboutman·
@moving_charlie @lfc_clf19 The buyers could have closed the valuation gap with on-hand cash. Or, the seller could have lowered their price. Or, they could have met in the middle. But the UK's masses are poor at negotiating, buyers are typically maxed out with little on-hand cash & sellers are dumb.
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Moving Home with Charlie
Moving Home with Charlie@moving_charlie·
@houseaboutman @lfc_clf19 correct - if the three offers at asking price all relied on borrowing, then they weren't offers that were proceedable, given the lenders down valuations. Too many agents and brokers get hung up on this point.
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Moving Home with Charlie
Moving Home with Charlie@moving_charlie·
Nearly overpaid! “Hi Charlie - I’ve got an update on the above for you which ties in with your current commentary on the house price crash, but with an interesting twist… After following your advice and selling our modest (stepping stone) townhouse for £55k more than we paid 5 years ago, we started hunting for the “forever home” - we had a decent budget and we looked at everything in a huge radius (new builds, barn conversions, 60s houses, 30s houses and Victorian houses). We realised we wanted a Victorian and found one we loved. It was listed for £850k (within our monthly budget + couple of % interest rate increases down the line) so we made an offer at asking. It was listed fairly in our opinion because we’d seen much less house being listed for much more in the area (and we’d made low-ball offers on them which were rejected) so we knew this one was priced about right. This house had 4 offers on the first day of viewings… so the agent said best and final and we went to £856k and offer accepted. Here’s the twist… when the lender went round to do their valuation, they downvalued it to £780k!! Sellers were “shocked”. Requested that we go with another lender and ask them to do a second valuation… we obliged. In the meantime we also told them we’re instructing an independent level 2 survey + valuation so they’d have 3 valuations to go off. 2nd lender came back at 775k, our RICS surveyor came back at 785k. We re-offered at 780k and it was accepted immediately (smart sellers) - they even offered to fix all the problems identified in the survey before exchange (which they did). The twist in this story is that we met the affordability criteria, had the mortgage agreement, and crucially, were happy to pay £856k for this house, until the BANK came along and said “nope - not worth it”. We ended up getting our dream home (which needs nothing doing to it) for £76k less than offer price.”
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