Chad

6.5K posts

Chad

Chad

@iMchad

Its one crazy ass world, but hey I'm still breathing.

WI Katılım Nisan 2009
399 Takip Edilen115 Takipçiler
Chad
Chad@iMchad·
@mr_mayank These people would eat through all the increases they receive and then some . You would get 3.5% change to what you want. They are all snake oil sales people
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Ankit Mayank
Ankit Mayank@mr_mayank·
BREAKING : 🇺🇸 NYC Mayor Zohran Mamdani called out Trump for spending billions to kill people in 🇮🇷 Iran Journalist — Are you against Iran War? Mamdani — We are talking about a war that killed thousands of civilians, so yes I am dead against it 🔥 Journalist — Does it frustrate you seeing $900 million a day getting wasted on such wars? Mamdani — We are spending tens of billions of dollars to kill people, that money could have been used to make life easier for our people “We always seem to have money for war, but not to feed the poor” 🔥 Finally a sane voice from within the United States, we need more such people at the top who can lead the world towards peace. Respect 🫡
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Chad
Chad@iMchad·
@micah_erfan Minus Chicago , the us received a new Sheriff in the White House. It was always about upholding the laws we had. 47 did that with immigration laws, deporting and giving back the power to local law . Is it really that hard to see or say that ?
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Chad
Chad@iMchad·
@jB65119753 @Jeremybtc Term is correct. Survive the term, you get zero on return. Survive the universal, you have a built in savings account that you can pull out
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jB@jB65119753·
@iMchad @Jeremybtc That ULI death benefit comes at significant cost, and commission, whereas a bank account comes at no cost: the money you put in you get 100% of the dollars back, + compounded interest. The largest death benefit per dollar of premium spent, comes from term life insurance.
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Jeremy
Jeremy@Jeremybtc·
A whole life insurance policy for a healthy 30 year old costs $440 a month. A term life policy with the exact same $500,000 coverage costs $21 a month. That's a $419 difference every month. If you bought the term policy and invested that $419 difference into an S&P 500 index fund from age 30 to 65, you'd have over $1.6 million sitting in your account. And your family is still fully covered the entire time. Whole life insurance is a scam.
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Chad
Chad@iMchad·
@BonkDaCarnivore Florida all the way . Your take is delusional at best .
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BonkDaCarnivore
BonkDaCarnivore@BonkDaCarnivore·
Now do wages. Here's the dirty little Florida secret that Florida doesn't seem to want to tell you: It has one of the weakest, most fragile middle classes in the nation. They earn less than other states and pay more. Florida's tax structure is heavily regressive and designed so that the middle class pays a larger share in tax than those above them. As a result, it's one of the most financially strained states in the union in everything from housing to insurance to utilities - which are up over 30% just in the last 5 years. The median salary in Florida is $54,000 per year, which is 38th in the nation. However, the average income requirement to cover basics in south Florida is 109K. Meaning with a dual income household, you're ALMOST doing well enough to meet basic necessities. Florida has one of the worst safety net systems in the union. It's unemployment caps out at $275 a week, which isn't even minimum wage. Matter of fact, after taxes, it's less than $5 an hour. So in periods of economic slowdowns, recessions, etc. or periods (like now) with rampant layoffs or reduced tourism, those who find themselves looking for work have essentially no capability of sustaining themselves while they look for new work. When the economy slows, Florida disproportionately takes the brunt of it. It's also a complete myth that Florida is business friendly, which was its whole sales pitch over California. Anecdotally, my family spent a year down there - my wife focused on getting a health initiative that everybody claimed to support off the ground but nobody ever seemed motivated to do anything about. I had 2 venture ideas there - 1 a significant investment to build a cybersecurity innovation hub that everybody told me they supported, but every time I tried to get it in motion it was nothing but red tape, hemming and hawing, delays, lack of cohesive rowing, and people not knowing what their colleagues were doing. The other was...let's just say a very large acquisition in the entertainment space by which I asked for nothing more than a plot of land to build infrastructure next to existing infrastructure that needed replaced. No tax break requests, no government funding, no municipal bond requests, I was going to shoulder ALL of the costs...and nobody was interested. I can tell you right now all 3 of these examples would have been rubber stamped in California and touted as positive community investment. So what are we doing right now? We left California years ago because of the social climate - our 2 oldest kids were falling influence to "the lifestyle" of their peers, the 3rd was ABSOLUTELY going to fall into that trap, and I was irritated at how poorly the state was run. We weren't going to lose the kids to "that" kind of mindset. We migrated to Florida last year on the premise that it's "the best run state in the union" with "the best governor" blah blah blah, and you know what I found? My wife and I would rather live in a stable but terribly run paradise than a supposedly well-run but fragile hellhole - and, thankfully, enough of Tiny Bonkette's personality has developed to where we're sure she's not going to fall victim to being starstruck, so we don't have to worry about the social influence. So back to California in spite of all its warts, because the one thing we learned/realized is that, quite honestly? How badly run the state is and how it wastes money doesn't really affect us in any tangible way, but the day to day experience is night and day better. Paying an extra 60 cents for a gallon of milk? Worth it. And given the median income in CA is 100K compared to Florida's 54 you can buy a lot of milk at 60 cents more. Florida keeps talking about how everybody wants to go there, but the numbers just don't back that up. Nobody is trying to California your Florida - California doesn't even care about you. Fuck Florida, you can keep it.
BonkDaCarnivore tweet media
Florida GOP@FloridaGOP

Don’t California My Florida! 🥛 Milk prices: Florida: ~$4.11/gallon California: ~$4.73/gallon Savings in Florida: about 13-15% lower on average. Florida’s conservative leadership delivers real savings at the grocery store.

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Gregory Andrews
Gregory Andrews@LyrebirdDream·
In the middle of a global fuel crisis I’ve got 93% battery and 415 km of driving in the tank - powered by rooftop solar. No petrol station. No oil shock. No drama. This is what real energy security looks like. #EV #RooftopSolar #EnergySecurity #ClimateAction
Gregory Andrews tweet media
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Chad
Chad@iMchad·
@LeftyWinter A warning? How commie of you. Take your sickle and hammer to blue sky
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Power to the People ☭🕊
Power to the People ☭🕊@ProudSocialist·
BREAKING: Just one day after an underpaid worker set a warehouse on fire in Ontario, California, another man tried to set the Ontario Mills Mall on fire. This is what happens to a capitalist society that allows the rich to hoard everything as the masses struggle just to survive.
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Chad
Chad@iMchad·
@ProudSocialist Did that pyro create the business? Did they get the degree to know how to run that business? Have they done anything for society other than start fires? Asking for a friend
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Chad
Chad@iMchad·
@CalltoActivism So is working a garbage truck and a line at McDonalds. It’s been done before
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CALL TO ACTIVISM
CALL TO ACTIVISM@CalltoActivism·
🚨THIS IS EPIC: Mayor Zohran Mamdani joined street crews on their 11pm to 1am shift and helped lay asphalt. No gold-plated photo op. Just a mayor showing up, putting in work, and respecting the people who keep the city running. This is what real leadership looks like.
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Chad
Chad@iMchad·
@jB65119753 @Jeremybtc It’s not, but I can’t receive a death beni from my bank’s savings account or an ETF. Point being , make sure you diversify your investments and make the most out of all of them
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jB
jB@jB65119753·
@iMchad @Jeremybtc When you save the premium dif b/t a Term and WLI/ULI, invest it: that goes into self insurance beyond a 30 yr term. The savings you reference, is only available bc of overpaid WLI/ULI premium. One can save on diff on their own. As stated before, ins is ins: not a saving acct.
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Chad
Chad@iMchad·
@jB65119753 @Jeremybtc By the time a term hits or when you retire, you lose all that premium investment. At least with a universal, you have a savings you can hold onto as long as you want with no term. I wouldn’t recommend as an only life ins policy. Make sure your employer offers one as well.
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jB
jB@jB65119753·
@iMchad @Jeremybtc You pay a lot more in premiums than term, for less coverage, and get to pull a small portion out. Insurance is insurance, not savings: and the people who make high commissions off the Univ/Whole policies make these statements that it’s great.
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Chad
Chad@iMchad·
@CryptoWendyO She won’t make it out of the primaries again
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Chad
Chad@iMchad·
@arixanxim You can’t burn down places. Full stop
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Ari
Ari@arixanxim·
They’re trying to frame this in a way that gets people angry at the guy who set the fire instead of the boss that exploited his labor. Why else would they include the “50 million people served”? They want us against each other instead of being united against our oppressors!
Collin Rugg@CollinRugg

NEW: Footage shows the aftermath of the Ontario, California, fire that wiped out a 1.2M-square-foot tissue paper warehouse. 29-year-old Chamel Abdulkarim was allegedly upset about his pay, so he decided to burn the whole warehouse down. The warehouse served the tissue paper needs of about 50 million people, according to authorities. Video: adventure_air_official / ig.

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Chad
Chad@iMchad·
@ThoughtCrimes80 That’s the story of American politics. Divide and conquer
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Zero Tolerance Policy
Zero Tolerance Policy@ThoughtCrimes80·
I realize people love blaming the current administration, but inflationary problems started with covid supply chain issues and just never improved.
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Game_Enders1
Game_Enders1@GameEnders1_·
Depends on what they mean by taxes. If you add all forced burdens like sales tax, payroll tax (impacts wages companies pay), car registration, property tax, social security, gas taxes, etc the burden is pretty damn high, especially in many states that are more aggressive. I'm middle middle class with 2 kids, I pay 30K just in federal/state alone (including SS), it's obscene.
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Chris
Chris@chriswithans·
About half of *tax-filers* pay almost nothing or are net negative on their federal income taxes ($0 taxes due + cash back from the government). This also tends to be correlated with low or negative state taxes too. No, 70% of All American adults should not be saying their taxes are *too high.*
Fox News@FoxNews

NEW: A record number of Americans are FED UP with how high their taxes are. 70% of voters say their taxes are too high, surging past the previous high of 64% from March 2024, according to the latest Fox News Poll. 75% of voters called current federal spending “wasteful.”

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Chad
Chad@iMchad·
@chriswithans Taxes are way too high . This includes income,property, sales, especially sales of used things like homes and cars
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Chad
Chad@iMchad·
@skumWgmi And trillions of dollars of trickle down windfalls coming
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skum🧊
skum🧊@skumWgmi·
A boomer bought a house in 1978 for $58,000. Did nothing. Lived in it. Watched TV. Mowed the lawn. Sold it in 2022 for $620,000. That $562,000 didn't appear from nowhere. It came from every millennial and Gen Z buyer who had to pay what the market became. One generation's windfall is another generation's barrier to entry.
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Chad
Chad@iMchad·
@CAgovernor Leading??????? Bahahahahahahah enabling is the correct word you were looking for
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Governor Gavin Newsom
Governor Gavin Newsom@CAgovernor·
California is again leading the charge against large-scale identity theft and hospice fraud. Today, we're taking decisive action against 14 providers who tried using stolen identities to bill Medi-Cal for nonexistent hospice services.
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