
ia
850 posts












They just announced changes aaaannnnndddd I'm out The big change: they killed the 5-transaction per month loophole. New "Bilt Cash" system requires you to spend ~75% of your rent/mortgage monthly on the card to earn full points on housing Bilt Blue ($0 AF) - 1x on everything (rent/mortgage/everyday) - 4% Bilt Cash on non-housing spend - Need to spend 75% of housing payment to unlock full points - basically useless unless you're putting serious spend through it Bilt Obsidian ($95 AF) - 3x dining OR groceries (pick one, groceries capped $25K/yr) - 2x travel, 1x everything else - 4% Bilt Cash on non-housing - $100 hotel credit ($50 semi-annual), cell phone protection - Bonus categories make hitting Bilt Cash thresholds easier Bilt Palladium ($495 AF) - 2x everyday spend, 1x housing - 4% Bilt Cash on non-housing - $400 hotel credit ($200 semi-annual), $200 annual Bilt Cash, Priority Pass - Competing with CSR/Plat you probably already have The arbitrage is dead sadly - they're forcing users to make Bilt a primary card to unlock housing rewards Hard pass for anyone who was just optimizing rent payments with minimal effort businesswire.com/news/home/2026…







I lived with a Chinese EV for a few weeks to see if the hype is real. The car costs $42K, and turns out it feels like $75K+ EASILY One of the most impressive things I've ever reviewed: youtu.be/Mb6H7trzMfI - A+ software and features. Feels like what would happen if Apple made a car - Build quality is excellent all the way around. And materials (leathers, metals, etc) are all premium - It crushes all the fundamentals to make it livable: 320 miles range, super comfortable seats, excellent air suspension, active noise cancellation, great displays and cameras, bright clear HUD, Self driving - It has a MODULAR interior design (detailed in the video) - Performance is sneaky great. This is just the "SU7 Max" spec, but 660 horsepower 0-60 in 2.8 seconds? Sheesh



Part of the reason my blog has lost traffic is that people have published courses teaching others how to regenerate all my text and images with AI, create fake female personas (like a young mom or grandma), and launch multiple domains stuffed with the recycled AI content. They then churn out thousands of promo images and flood Facebook and Pinterest hundreds - if not thousands - of times a day with automated spam. It only takes them a few hours to set up, and they just let it run endlessly, polluting the web. There are many doing this - single-handedly ruining Pinterest because they're hoping they can get a slice of a pie that their own actions are causing to spoil. And all of this because the tech industry not only rushed to widely release these tools at an unsustainable $0 cost but also trained them on my work without consent or compensation, making it effortless for others to exploit. 3 years in, I've lost all of my savings and will likely lose my house soon. Many in the online space are facing the same fate. I get that most people reading this won't care because they love what AI does for them - but that doesn’t make how it was trained, how it's been marketed, or how it's actively being used any less “wrong" for those that have been victimized by AI, whether that be morally or legally.

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Last night I left the @xai office after ~36 hours of working with no sleep. Although I was dead, I was also super energized. Incredibly grateful to be a part of this team. Happy thanksgiving!





Welcome to San Diego.. please learn how to drive
















