Christopher Ruiz

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Christopher Ruiz

Christopher Ruiz

@jacruiz2011

Katılım Mayıs 2010
117 Takip Edilen50 Takipçiler
The Green Dragon Tavern
The Green Dragon Tavern@greendragonhq·
Reasonable income tax brackets: $0-$50,000 : 0% $50,001-$100,000 : 5% $100,001-$200,000 : 10% $200,001-$500,000 : 20% $500,001-$1,000,000 : 30% $1,000,001-$5,000,000 : 50% $5,000,001-$10,000,000: 75% $10,000,000+ : 93%
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Christopher Ruiz
Christopher Ruiz@jacruiz2011·
@fasterfreedom No one is arguing if buying makes in the larger scale of wealth, what people do argue is if it makes sense in their current financial situation, and the reality is that buying isn't always the best decision.
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Sam Primm
Sam Primm@fasterfreedom·
The average homeowner has 40x the net worth of the average renter. 40x. And people still debate whether buying makes sense.
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Christopher Ruiz
Christopher Ruiz@jacruiz2011·
@pureMetatron That is a great question and the answer is the exact same as what is the greatest thing to ever happen in history. The evolution of mankind and the gaining of true sentience. It is from this that all great and terrible things in history have sprung forth.
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Metatron
Metatron@pureMetatron·
What is the worse thing that ever happened in history?
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𝕰𝖒𝕲
𝕰𝖒𝕲@Emilio2763·
Fat Tits Aren’t Good Tits…
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Christopher Ruiz
Christopher Ruiz@jacruiz2011·
I think the problem here is two fold, primarily the health care system and our current system of billing and costs. Tell me why I go to the doctor the doctor can't tell me what a procedure will cost until a third party gives them the pricing? Second, medical expenses often aren't like a broken down car, it's not a one and done expense and there can be months, years or even a lifetime of on-going costs that may mean you never pay off that loan and so you just stay in debt forever.
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Mark Cuban
Mark Cuban@mcuban·
What if there was a bank account available, that required you to deposit monthly, what you would have paid an insurance company in premiums, for an ACA silver plan. So for a family of 5 about $2100. The amount would then be used for Stop Loss Insurance set at $30k dollars. About $300. Another $200 would be used for local Direct Primary Care for your family The balance would be in YOUR bank account. Like an HSA, It could only be used for approved medical expenses. If you never have any medical expenses, you will get to keep the money plus checking act level interest, when you turn 65 If you have a medical event that is more than what you have saved, your bank will loan you the money you need to pay for it, up to the $30k stop loss trigger You would repay that amount using the monthly $1600 net deposit. Once the loan is paid off, the deposits start to accrue to you again. This is not insurance. It’s a specially designed bank account that gives you control, support, a doctor to work with and catastrophic financial protection. Lots of work and issues to be addressed. But I was curious what people think Let me know !
Mark Cuban@mcuban

The one debt you can’t ever pay off ? Your insurance premiums. You literally will pay an insurance premium monthly, till you die. But we don’t look at it like it’s a debt paid to an insurance company that will do all it possibly can never spend it on your care. We are working on a non -insurance solution. The day HSAs no longer require an insurance policy, it all will change. finance.yahoo.com/sectors/health…

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Ailany💍💁‍♀️
Be honest for a second: would you quit your job tomorrow if you won $10M in the lottery today?
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Christopher Ruiz
Christopher Ruiz@jacruiz2011·
@BitPaine Yes because the luxury tax on yachts in the 90s worked so well and generated so much income. @grok Can you remind me about how well the 1990 luxury tax worked?
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Bit Paine ⚡️
Bit Paine ⚡️@BitPaine·
So taxing vacant, expensive property is actually a very good tax, and as much as I loathe Mamdani, this is not a bad idea. The logic is this: buying large properties and NOT LIVING IN THEM imposes externalities on other citizens: The first, of course, is that it eats up demand for real estate in the city, and there’s only so much room in Manhattan. Now, of course, they should just remove rent control and make more sensible building codes, etc., to increase supply, but supply is still always going to be limited, and you want that to go to people who are going to be actually living in the places that they buy. Second and more importantly, buying up real estate that sits empty imposes a cost on every business in New York and the employees and owners of those businesses because these wealthy owners, who are not in the city, patronizing restaurants, booking taxis, going to shows, etc., are taking up real estate from people who otherwise would. That imposes a cost on all of those businesses in the form of reduced demand for their products. Those people are also not paying the city taxes (ie sales taxes) that they would otherwise pay if they were patronizing businesses in the city. If you’re going to tax properties, it makes far more sense to tax empty properties than full ones.
Mayor Zohran Kwame Mamdani@NYCMayor

Happy Tax Day, New York. We’re taxing the rich.

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Christopher Ruiz
Christopher Ruiz@jacruiz2011·
Let's break that down. $2,500 is more than I pay for my mortgage, move somewhere with a lower cost of living or get a job that includes housing. $12 Lunch is totally reasonable, even if you mean per diem. $450 Student Loan, don't take out student loans, you don't "need" them and at this point everyone knows they are predatory so if you still take them out that is on you. $26 Uber, why the hell are you using uber if you have a car? $1500 Medical bill, for what, just don't pay this no one gives a shit about medical debt, they aren't going to reposes it. $8 Coffee, sure, enjoy. $600 Car payment, before cash for clunkers you could have bought a car for $600, now save up two months and go buy a car for 1500.
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Documenting Saylor
Documenting Saylor@saylordocs·
Typical Gen Z Bank Statement: $2,500 rent $12 lunch $450 student loan payment $26 Uber $1,500 medical bill $8 coffee $600 car payment The issue is obvious. Had they made their coffee at home, they could have saved $7.
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Christopher Ruiz
Christopher Ruiz@jacruiz2011·
@202accepted This is just the 1990 luxury tax all over again and we know how that turned out.
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𝚓𝚒𝚖𝚖𝚢
𝚓𝚒𝚖𝚖𝚢@202accepted·
i hate to say it but a 1% tax on property over $5m you don’t live in is hard to argue against for the average voter like, the solution is simply “actually live in NYC”, “what are you so broke you can’t afford 1%?”, and “well you could just leave NYC” all are ego hits none of these property owners don’t wanna take and have a hard time refuting love or hate him, he’s actually doing something vs most mayors and tells you in the slickest way possible
Mayor Zohran Kwame Mamdani@NYCMayor

Happy Tax Day, New York. We’re taxing the rich.

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`
`@ick_real·
I'm looking for a ridiculously old-fashioned girl's name for our new born . Think great-grandma name. Very old and rare. Any suggestions asap pls?
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Timony
Timony@timony001·
Democrat Rep. Tim McBride: “I felt uncomfortable and disrespected as a woman at Trump’s State of the Union" What do you say?
Timony tweet media
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Christopher Ruiz
Christopher Ruiz@jacruiz2011·
@AntiLeftMemes I am totally fine with that, I agree we should definitely be able to buy guns by just showing our IDs.
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Christopher Ruiz
Christopher Ruiz@jacruiz2011·
@DavidJHarrisJr Isn't that guy gay? I think he's gay, in which case he would find men more attractive than women which explains the comment.
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Rothmus 🏴
Rothmus 🏴@Rothmus·
It’s not a democracy.
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Christopher Ruiz
Christopher Ruiz@jacruiz2011·
@Hanike_B Ever since Doctor Who did the weeping angels, I always wondered why people just don't blink one eye at a time while backing away. The whole reason it's rough to not blink is because your eyes dry out while keeping them open so just blink each one independently.
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Aby
Aby@Hanike_B·
They move when you blink.. what's your next action?
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Joe Rogan Podcast News
Joe Rogan Podcast News@joeroganhq·
Kamala Harris: “Some people have actually said I was the most qualified candidate ever to run for president."
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Christopher Ruiz
Christopher Ruiz@jacruiz2011·
@TheTNHoller @AOC Nothing is free, this kid just doesn't understand taxation. That's why kids shouldnt make laws. They are ignorant of the world.
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The Tennessee Holler
The Tennessee Holler@TheTNHoller·
WATCH — @AOC: “What law would you want to make?” 🔥 SMART KID: “🇺🇸 needs to let people go to the doctor free, because in other places they have it free.” #MedicareForAllNOW
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