Jane Farmer

#NotTaxAvoiders #HMRC

Is this what is euphemistically called 'sharp practice' by advocates of a financial system which is, frankly, just ripping people off and being allowed to do so? SME personal guarantees are another face of the financial wild west. NO TRUST remains #PGwidow

Liabilities that do not exist in law cannot fall within the definition of “secured liabilities” under any security instrument, however widely drawn. The attribution of such phantom liabilities to the borrower amounts to a fundamental mischaracterisation of the borrower’s indebtedness; and Any enforcement action predicated on such liabilities is necessarily unlawful, being grounded on a non-existent debt. Further, the maintenance and deployment of such phantom liabilities: taints the entirety of the bank’s enforcement case, insofar as it relies on euro (or GBP) figures that are not legally cognisable obligations.

State-backed investment scheme branded ‘stealth tax on savers’ archive.ph/2026.04.05-112…

Not as boring as it sounds - and potentially affects everyone running a small business. Did the FCA protect SMEs from this nefarious practice that ruined so many lives? committees.parliament.uk/committee/202/…

Clive Lewis' Private Members' Bill on water aims to fix our broken system. The call for public ownership has grown. youtube.com/watch?v=5gIOTH…

This RBS manager knew exactly what GRG would do to those companies. If it was what they sold it as, a recovery department, there would be no need to take bribes to try and avoid GRG. As Clive Lewis MP called the actions of RBS “probably the largest theft anywhere, ever”.

Absolutely Correct @Julia04352962 @labourlewis Nailed it ! 🔨 Back in 2018. Much more Now going on as I said @johnmcdonnellMP @premnsikka @appgonifandffs @TransparencyTF Take Note. More Actions to Come 💥

Pushback on UK banking 'sharp practice' gains momentum. linkedin.com/posts/jeremy-a…

Questions asked about why and how regulators have failed to protect the general public from the sharp practice of our financial sector. No-one should even contemplate signing a personal guarantee under current conditions - wholly UNregulated. #PGwidow linkedin.com/posts/andy-aga…

moneymarketing.co.uk/news/pressure-… Remember when, following a Supercomplaint from the FSB about the abuse of personal guarantees, the FCA decided to only investigate PGs up to £25K. Now, why was that? #PGwidow

Deregulation of the Financial Industry is an appalling idea. Does no-one remember 2008 when banks used unregulated 'products' to asset-strip small businesses and the people who ran them (and their families)? #PGwidow

@appgonifandffs Financial corporatocracy is what we have. It destroys people. #PGwidow

APPG in the media 🗞️ Call for ‘root-and-branch review’ of financial regulation 👇 ftadviser.com/content/9714d1…

@NoelDolphin @JKLDNMAD The same Macquarie group that pillaged Thames Water and recently purchased the UK gas network

@Radmore_farm @NoFarmsNoFoods Plurenden Manor Dairy ❤️plurendenmilk.co.uk

So in short- support your local farms. Shop with us (link in bio) or look up local farmers via produceandprovide.co.uk radmorefarmshop.co.uk

"Market value" of the privatised water companies is 100% decided by how they are regulated Regulate properly to force them to invest their own money in stopping sewage ⬇️ Their value will drop / they'll collapse ⬇️ They'll be cheap to buy back ⬇️ No more rip off at our expense

@EllieRose7346 @FensecLtd @ClaireCoutinho Fingers in pies. Necessary to have these links exposed. Thank you. #PGwidow

@ClaireCoutinho Labour's big donor is Dale Vince He owns renewable co. Ecotricity Which own 1/4 of Good Energy Where CEO is Nigel Pocklington Whose brother Jeremy Pocklington is top dog at the Dept for Net-Zero And the Minister is Labour's  Ed Miliband Who dishes out renewable energy cash

This is extraordinarily misinformed. Ed Miliband just bought offshore wind on a twenty year contract at a HIGHER price than gas power is now during an energy price spike. They are locking us into crisis-level prices for decades. That’s what they call ‘control’.

@MarkTodd_pol @AncientGleek The cost of clean water in our rivers, seas and taps should never be associated with profit. Efficiency and good husbandry, yes. Financial gain, no. #PGwidow

In 1989, the UK Government wrote off £5BN off debts so that the water industry was privatised debt-free. They also gave them a £1.6BN green dowry on top Since privatisation, the water companies have paid out £85BN in dividends & now owe £60BN+ Thames alone are £22.8BN in debt

..the 'auditor had a loan from the company'...!!!? What a state the UK finance industry is in when those in the financial sector, who we imagine are trusted professionals, have zero integrity. Not a good advert for deregulation. #PGwidow