John

@TheKingEls Very true.

@johnbabodor The "survival hedging" framing is the most accurate I've seen. NGN lost 70%+ against the dollar in 18 months. For a business holding naira, every dollar earned and delayed is a net loss. Speed of settlement isn't a feature request. It's capital preservation.

Why are fintechs building cross-border finance in Nigeria winning right now? 1. Because earning ₦1 everyday for 365 days still doesn’t get you to even $1. That currency pressure makes cross-border rails and USD access non-negotiable. 2. Very little is produced locally, so the economy relies heavily on imports for cars, phones, household appliances and even agriculture in many cases, which makes it more fragile than it should be. 3. Saving in Nigeria is often effectively value erosion. For context, I invested over ₦20m in T-bills in 2023 as a way to preserve value over a year, and still ended up losing over 50% in real terms within that same period. 4. Businesses understand the naira is unstable, so they increasingly need reliable ways to hedge FX risk and protect margins against currency volatility. 5. Traditional banking rails are slow, restricted, and fragmented, So fintechs step in to solve three key gaps: I) Access: easier entry into USD and global accounts II) Speed: faster settlement vs legacy banking III) Reliability: fewer FX bottlenecks and payment failures So it’s not just “payments” it’s really currency stability + global access + survival hedging wrapped in payments infrastructure. That’s why startups like @greyfinance, @evolutionapp_, @juicywayhq, @useaxra, @callyolat and others are gaining traction, they’re solving direct access to stable value, payments, and global liquidity.

@joi___ai 😂😂😂wtf? Who is behind this account ffs😂😂😂

we created a job where the harder you work, the better you perform you're welcome

@OndoFinance This is extremely sad, my thoughts are with the ondo team and his family.

It is with profound sadness that we announce the unexpected passing of Nathan Allman, Ondo's founder. Our hearts are with his family and loved ones. Nate’s brilliance, humility, and drive shaped every part of what Ondo is today. His belief in the power of technology to create a more open, accessible financial system lives on in everything we build. The impact he had on this industry, and on all of us personally, cannot be overstated. Nate also helped us build a durable organization with experienced leaders across all facets of the business. Ian De Bode, Ondo Finance’s longtime President, will serve as CEO. Ian has been leading our strategy, product, and day-to-day operations for over two years and has the full confidence of the leadership team. We will continue building what Nate started. That is the most meaningful way we know to honor him.

I actually agree with you Amrix, Neobanks will likely need more than the current model to survive long term. Unfortunately, like most things in crypto, the shift usually has to become obvious before people fully pay attention. Around 76% of neobanks are still unprofitable, which is part of why we built Blend: to help generate additional revenue on idle stablecoin balances. I actually reached out to you about this back on March 2.

95% of "crypto neobanks" will be DEAD in 12 months. I know because I actually launched one. In this 9-minute video I expose exactly how broken the web3 neobanking industry is… and the playbook I plan on using to scale $KARMA to hundreds of millions.

@__adewale Ade, I’ve speaking to the official account about adding revenue for Xara. Would love to connect directly. 🫡

We are working on this!

@AtoyebiOlawale4 @bordawave Looks good, what stage of development are you guys atm?

@johnbabodor @bordawave enables freelancers, remote workers, independent contractors and individuals in Nigeria and Africa accept card payments globally.

@De_governor00 GOATS 💚

It's been a long way coming 👏

@0xAdeoluwa Pulling up like:

Hosting the EdenFi Connect Warm Up Space tomorrow 🧡 We’ll be talking about: • EdenFi Connect • community • product growth • and what’s next for EdenFi Pull up tomorrow. It’s going to be a good conversation.

@Octop3s You missed the actual Yield layer itself @blend_money 💚

if you’re looking for neobanks just to save your money, here are some of the highest apys in the market right now: • tria — up to 12% apy* • avici — up to 11.8% apy • etherfi — up to 4.5% apy • plasma one — 4.7% apy • hyperbeats — 4.26% apy what did i miss? *you need boosts/tier requirements to unlock the full apy on tria, unlike others that are open to all users.

@DUKETHAGREAT Looking forward to dangote’s IPO too?

I’ll be there! by God’s grace!!!!!!!!!!!!!!

@cryptoyoda42 You gave an agent what? 😂 hope you put a limit on it?

@defyneric Just had the worst experience giving cards to my agents. They bought stuff i never even agreed to. I'm not even joking. Some were services with the cards already saved as payment method. So not just cards but also traditional payment businesses are in for a reckoning.

creating a card for your ai agent requires less kyc info then for a human this is hilarious

@_Nwosu_ @SuperteamMY @tuakdotsol @hanstmy @superteam Ohhhhhh I see

Demo Day. Let’s go.

@armanifeante Hope say na you go Dey drive those 3 Keke? Because I learnt the hard way in 2018/2019. T-bills is great for stable income btw.

The next 20 million Naira that I see, I will lodge in Radisson Blu for 2days 700k to detoxify every instinct of poverty Buy 3 keke Maruwa 9 million and use 1 million for govt and Agbero registration. Then put the remaining 15million on treasury bills. I will never be broke again.

@_karlagod @BitsaveProtocol @SuperteamNG Congrats Karla! Super excited!

So we're at the final stage for @BitsaveProtocol's BizMarket 😌🥳 🏌🏾‍♀️5 year Business Model validation cycle offchain - Done⛳ (Since 2021, if you saw my pitch at @SuperteamNG's Start-Up Village then you already know what I'm talking about). 🏌🏾‍♀️5 Month RWA instrument cycle testing with BizCredit - Done ⛳ (Since January 2026 with offchain Liquidity Partnerships for BizMarket Private Credit yield Cycles) 🏌🏾‍♀️70 Businesses paying BizMarket Fee to come onchain as yield bearing elements Done⛳ (Since January 2026) 🏌🏾‍♀️Smart contracts deployed on @solana Done ⛳ (This May) 👨🏽‍💻Frontend implementations (in progress). And here's where I need your help 🌝 Yes I'm positive our badass FullStack engineers aka @primidac will create magic with the user dashboard. But I generated this with AI and I think there's too much details in one place, it's all clustered. All the details here are important yes, but what do you think as a user you wouldn't want to see constantly every time you open your BizFi dashboard? Give me any feedback or questions, even if it doesn't relate to the dashboard. Anticipating 🤞🏽

@angelinarusse @ETHGlobal @ethconf Long time no see @angelinarusse 💙 Hi @iamlizendary 👀

ETHGlobal has been showing up for this space since 2017. Hackathons. Online + IRL. Pragma. Co-working spaces Meetups. All around the world. & now ETHConf in NYC next month. 20+ events a year & they still continue raising the bar for this ecosystem. Rain or shine. Bull or bear. They keep showing up for builders & the community. Big Kudos to @kartiktalwar & @jacobwillemsma & the entire team! So if you’ve been thinking about coming out to ETHConf June 8th - 11th…this is your sign!!⚡️

@thelamboboss_ Honest feedback: “Built an orchestration layer for modern finance” says nothing for your ICP at a glance. The better you can explain something, the easier you score customers.

Nope. Not all, if you're saying "Fintech". Just say "transaction based Fintech" because Fintech is beyond payments and banking. We have infrastructure and special finance software that don't even need a license to run besides business registration. I'm in such category

@_Nwosu_ Hard agree here!

Everything will move “On-chain”.

@EverclearOrg Sad to see! Good fight soldier. 🫡

Today we’re sharing difficult news: we have made the decision to wind down Everclear (Foundation / Labs and building the product).

When I said a big no to P2P, thank you @juicyway and @useazza.