Marcus by Goldman Sachs

I opened a joint savings in december on marcus goldman sachs because they were the highest interest rate offered by an actual legit bank. after a few months we pulled the trigger on a house. i went to wire our funds into escrow account and found out that our account isn't eligible for wire transfers. got on the phone with support. sorry you aren't eligible at this time. why? i can't go into details about that sir. ??? okay, so i go on the app to transfer the funds to my personal savings which i'll then wire from. i get a call from marcus. sir, you can't transfer funds you didn't deposit. what? what is the point of opening a joint savings?? in order to get the funds from our joint savings into the escrow account, i have to transfer "my" funds to my personal account, my girlfriend's funds to her personal, then wire from each one individually. what the fuck? fast forward a couple months- time to deposit the escrow refund check. it has both our names on it. okay cool- finally something i can use our joint marcus account for. marcus doesn't do mobile check deposit. i would have to mail it in. absolute fucking JOKE of a product. we've transferred all of our funds out. i'd rather have 1% less interest rate than deal with a borderline useless savings account.