shiv
407 posts


@InvestNifty_ETF I never did so have question. If stock purchased at 100rs a year back and today its CMP is 80, 20rs loss so we sell all at 80rs show 20rs loss in IT return and purchase back at 80rs next day (1st april)
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Stop paying unnecessary taxes on your Mutual Funds! 🛑💸
With March 31st fast approaching
here are 5 legal "hacks" smart investors use to keep more of their profits:
1️⃣ Tax Harvesting (LTCG):
You get ₹1.25 Lakh of long-term profit TAX-FREE every year.
Sell your units to "lock in" the profit and buy them back immediately to reset your cost price. Use it or lose it! 📉➡️📈
2️⃣ Loss Harvesting:
Got a fund in the red?
Sell it before March 31 to book the loss.
You can "set off" this loss against your taxable gains or carry it forward for 8 years to lower future taxes. 🛡️
3️⃣ The Family Advantage:
Invest in the names of family members (parents or non-working spouse) who are in lower tax brackets.
You can utilize their separate ₹1.25L LTCG limit and lower income tax slabs. 👨👩👧👦
4️⃣ Growth > IDCW (Dividend):
If you're in the 30% tax bracket stay away from Dividend plans.
Dividends are taxed at your slab (30%), while LTCG is only 12.5%. Switch to Growth + SWP instead. 🔄
5️⃣ The IDCW Hack:
Conversely, if investing for someone with zero income, use the Dividend (IDCW) option.
Their total income will likely stay under the tax-free limit, making the payouts 0% Tax. 🆓
Don't let the government take a bigger slice of your hard-earned cake. 🍰
#MutualFunds #TaxSaving #IncomeTax #Nifty50 #FinancialPlanning #March31 #NiftyCRASH

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@IRCTCofficial 12950 Kaviguru exp is late by 9hrs,the actual departure time was 11:05 AM and now it shows 21:00 PM my family members are seating at station since morning. What kind of service are you providing to the people. For such delay you should provide food, accommodation.
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@JioMart_Support Will never order from @JioMart next time, such bad customer experience. Better to use blinkit / instamart
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@JioMart_Support have ordered this at 12pm today it is not yet delivered called multiple times to customer care and got response as "will be delivered by 9pm" its already 9.30 now still not delivered.
Order id: JM69BE3E2B017A4F6AF2
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Gold Deal ⭐️
5% Discount coupon on WHP 24KT 999 pendants
Masterlink: amzn.to/3No8N0y
1 gm: amzn.to/3Nd0IvE
1 gm: amzn.to/4lA3sjp
2 gm: amzn.to/41bFAsQ
1.5 gm: amzn.to/4rNZfdu
5 gm: amzn.to/3PhsXKb
🛍️: amzn.to/41aGR3g

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Home Loan Strategy 👇
Loan: ₹50L
Rate: 8% | EMI ≈ ₹41,800
You have ₹20K extra every month.
Most people choose only one:
❌ Full loan prepayment
❌ Only SIP investing
Smart approach:
✅ ₹10K → Loan part payment
✅ ₹10K → SIP investment
Result:
• Loan finishes faster
• Interest reduces
• Investments compound
Debt reduces.
Wealth grows.
Balance wins.
#FinancialPlanning #Investing
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@imYadav31 I dont carry cards now i fully use samsung wallet. Also sometimes they have offer where we get amazon vouchers
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@Ravisutanjani I purchased BSNL sim calling works fine but interest works best in some areas
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@bsnl_care i have register a support case to your call center regarding network issue from last 20 days till date issue is not resolved. Have created multiple support tickets and mailed many times, why is no one from your team updating me ?
Complaint number: A302103998562
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@CardMintz @AbhiChtrj How this cashback is used? I mean is it 1point=1rs
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@mastermind12718 @AbhiChtrj Yes, it will give
you can verify it yourself after 2–3 days, since reward points are now credited 2–3 days after the transaction. Wallet loads are also eligible for cashback on the Millennia debit card.
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🚨 BIG UPDATE – PayZapp App 🚨
💳 CC Bill Amount is now EDITABLE!
❌ No more full amount due compulsion
✅ Pay ANY amount
🔥 Pay ₹40,000 CC bill
🎁 Earn ₹2,000 Cashback using our favourite Rewards Debit Card
This is a game-changer for cashback hunters 💥
Partial payment = Full rewards 😎
📲 How to get this option:
• Update PayZapp App (v2.47.9)
• You can now edit ANY bank CC bill amount
• Partial payments supported ✅
⚠️ If edit option not visible even after update → Reinstall PayZapp
🔄 Update is being rolled out gradually to all users
❤️ Like | ➕ Follow | ♻️ Repost

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@mastermind12718 Hi, we apologize for the inconvenience caused. Request you to DM us your contact number and the email id so we can assist you further. i.ki.show/7CC45BB59B
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@woohoogifting @pinelabsonline My ticket isn't solved yet it has been a week now. Ticket : 11406151
From last three days I am calling your customer care no one is sharing information what's going wrong the amount is debited have shared all the screenshot still money not refunded.
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@mastermind12718 @mastermind12718 We regret the inconvenience caused. Could you please help us with your registered contact number via DM? We'll do our best to sort this issue out.
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@bigbasket_com order some items yesterday I applied 50rs cashback but the final payment doest show correct amount.

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@UberIN_Support Auto driver argued over fare today. My app showed ₹77 (after promo) but he insisted on ₹128, even though his app showed “cash to receive: ₹77”. Claimed app issue. Please train drivers on fare clarity & behavior.

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