It is l

@FearSimping @PRIMEFARMOR @odogwu_ogidi Egwu dikwa

@PRIMEFARMOR @odogwu_ogidi ..😂😂😂😂.. E'big nwoke adi asi ndo... Ichọrọ kam yọbazie gi ka per nyuu?

The person they’re crowdfunding for his surgery, used his personal funds to buy Benz. Interesting times on X Nigeria.

@FearSimping @PRIMEFARMOR @odogwu_ogidi 😂😂😂😂

@PRIMEFARMOR @odogwu_ogidi Iya akpọriri akpa amụ nna gi dịokpa one day... Idi isi ka J-pac..🤕🤕.

A lot of you asked how to actually evaluate a stock so let me show you what I look at before I commit a single naira. Save this. 1. Revenue trend: Is revenue growing for at least 3 consecutive years. One good year could be luck. Three years is a pattern. 2. Profit after tax: A company can make N80 billion in revenue and still lose money. Go straight to the bottom line. Real profit after all expenses, debt, and tax. 3. Cash flow: A company can fake profit through accounting. It cannot fake cash. Check operating cash flow. If profit says N20 billion but cash flow is negative, that profit exists on paper only. 3. Cash flow: This is the one most beginners skip. A company can report profit on paper through accounting tricks but cash flow does not lie. I check operating cash flow. If profit says N20 billion but operating cash flow is negative, that profit is on paper only. 4. Debt to equity: Total debt divided by total shareholders equity. Under 1 is healthy. Above 2 is dangerous. For banks this works differently because leverage is their business model so I focus on capital adequacy ratio instead. The CBN requires a minimum of 10% for national and regional banks and 15% for international banks. 5. Return on equity: Net profit divided by shareholders equity times 100. Above 15% is solid. Above 20% is excellent. Below 10% means management is not working hard enough with your money. Two companies can have the same profit but completely different ROE. 6. Dividends: Has the company paid consistently for at least 5 years. Is the amount growing or shrinking. I also check payout ratio which is dividends divided by earnings. Between 30% and 60% is healthy. Above 80% means the company may not be reinvesting enough to grow. 7. Business clarity: If I cannot explain how the company makes money in one sentence I move on. Cement for a building nation. Banking for 200 million people. Telecoms for a country addicted to data. I let complexity be someone else’s problem. 8. Insider ownership: Do directors own significant shares. Insiders who own shares make decisions like owners not employees. Heavy insider buying is one of the most reliable bullish signals in the market. 9. Valuation: P/E ratio is share price divided by earnings per share. Nigerian banks are at 2 to 4 right now. The S&P 500 is currently trading at a P/E above 26. You are getting some of the most profitable banks in West Africa at roughly one tenth of what American investors pay for their stocks. Then I check price to book which is share price divided by book value per share. Some Nigerian banks are at 0.3 to 0.5. That means you are paying 30 to 50 kobo for every N1 of net assets. Where to check all of this for free. Nairametrics.com for earnings and stock analysis. Proshare.com for company financials and research. Stocksng.com for ratios and valuation. NGX website ngxgroup.com for annual reports and dividends.

@ABUJAPLUG I am interested

Here’s what actually works at 30 with no degree: Tech Sales - companies train you from scratch, no degree needed, $60K–$100K/year, 3 months to learn Digital Marketing - free certifications, hireable in 90 days Cybersecurity - CompTIA Security+ opens doors, no degree required Data Analytics - Google certificate, entry roles in 3-4 months Copywriting - portfolio-based, no degree, remote-friendly UX Design - Google certificate, strong job market Real Estate - licensed in most countries without a degree Trades - electrician, plumber, HVAC - 30 is young, apprenticeships exist Every single one of these starts from zero. 30 is not late.

Sometimes you do not need money to make it happen. With a good and indemand skill, you can work in Europe. All you need is consistency (Application) and patience. This Website contains more than 4million jobs across all Countries in the EU. 📌 Visa sponsorship Available. Retweet & Tag your friends.. EURES. europa.eu/eures/portal/j…

What certifications can I finish in 2–3 months that will ACTUALLY get me hired? I’m trying to switch careers ASAP.

@By_Precious_ Awwwn, bch, my first love

Glycolysis, Glycogenesis, Glycogenolysis, Gluconeogenesis, Glycogen, Glycerol, Glycemia 😭

@itelNigeria 146

Pick a number from 1 to 1000 for a surprise reward this weekend! 🤩

Abeg make Una go watch @BwalaDaniel and @mehdirhasan, shame just dy catch me since.... How do some people's kids watch them??

@samedyunus1 @Powermeforlife @JingoVj1 My brother,na mad people full twitter

@Powermeforlife @JingoVj1 😂😂what’s wrong with u people? Do u follow the war? Ah🤣 them deh finish Iran u say what

After this Iran war, walahi No country will ever fear US again.. Iran has exposed alot.

@refi3xy___ @fictionalwoes Interested

@fictionalwoes Anyone who want fantasy, grimdark, military, spy action thrillers just reply to this. I can give you epubs of these

i should upload more gdrives of ebooks to piss more privileged people off damn

@ejykmykel1 @mascoglobal @ayo_ayobola Cway is premium table water, meaning that salts are dissolved in it, just like eva and the rest. Both the videographer, the tester and the poster, Una dy ment

@mascoglobal @ayo_ayobola The problem still boils down to failures of our leadership if the agencies that supposed to do this things are doing it somebody will not come from abroad and be doing it even the test process self is wrong.

@iam_sammD @EllytheKing @tha_strummer @the_beardedsina You said he should do research, he posted research papers and you said that you don't trust research 😞😞

@EllytheKing @tha_strummer @the_beardedsina You lost me the moment you start sounding condescending. I won't stoop that low. 🥂

I am waiting for the day The NBC ( National Broadcasting Commission) will ban and restrict some Pastor Chris Oyakhilome 's videos and sermons from airing live. We are watching a Full blown Conspiracy theorist incite millions of people against seeking evidence based medical treatments. This is dangerous and harmful at a national and global level. In a world where there is a Health crisis and constant funds are being pumped into research and innovations, this is dangerous for the entire populace. From Salt, to Covid-19 , to Vaccines. These are global issues that can affect lives. NBC you should look into this and do the needful. Nigeria cannot afford to take a hit with our looming Health crisis and figures

@b_abiodun4 @tomisin_ms Abeg make Una remind me ooh

How do you feminists deal in office spaces? Everything is so triggering

@ChikaTimmy52259 @Oladayo_Adenubi Neck Gap, the armhole is too low, the trousers(pants) are short

@Oladayo_Adenubi How is that suit terrible? Since you understand male fashion

You just know most people don’t understand male fashion. That suit is terrible.

@eunice_fisayo @gyina_yie @MunyaChiura @MPOWERfinancing Hello, did you get any feedback on this

@gyina_yie @MunyaChiura @MPOWERfinancing Has anyone used proconnectpay loan for their study loans to Canada?..Share Success or Scam stories abeg🙏

@CallMeLeeway @ProconnectPAY I have someone that's dealing with these people, abeg how did the scam occur, let me know if they have scammed him

@ProconnectPAY Believe these people at your risk They'll scam you and do nothing for you 👌 You guys are still owing me, if you think you've scammed me, that's a joke. Refund my money if showing grievances is a crime.. Very usĕless people.

Update! Starting tomorrow, we’re introducing the Lunch-Time Global Education Financing Webinar. It’s the weekday version of our information session—where you can quickly learn about our Study and Work Abroad support without having to wait till Saturday…1/2

I attended a 6-hour brain surgery today as an anaesthesia resident. As the neurosurgeons opened the skull with a saw and operated for 6 hours, the patient lost about 1 litre of blood (humans have only around 5 litres total). To maintain blood volume and pressure, we administered 4 units of packed red blood cells, 3 units of fresh frozen plasma, 4 units of Ringer’s lactate, 2 units of Plasmalyte, and 1 unit of hydroxyethyl starch. That’s about 6 litres of fluid in a 6-hour surgery. Anaesthesiologists are no less important than surgeons.

@mrluxuryceo @instablog9ja Dm

@instablog9ja Wait una dey borrow people money here.... Omo who get 2-10m for business... Profit is only 30 to 40percent oooo... Will take 70 for running the business and your capital return in 3 to 4 months

From “9–5 boys can’t bag me” to “borrow me 5M before I lose my studio” real quick 😭💸 [Swipe] Social media flex vs WhatsApp reality… screenshots no dey lie o 👀📲 Now the same guy wey dey talk loud online allegedly dey trend for debt wahala again 😩 Internet streets no forget anything. Who really embarrassed who here? 🤔👇🏽