Mike Z

@BoomerDivvies Just curious why you always repost/retweet one of your tweets each day just a few hours after posting it? It just clogs the timeline as a duplicate. 🤔

Millionaire studies show teachers and engineers create the most millionaires, but that’s for 1x million. So it’s a misleading stat because that’s not what people think is rich. If we’re talking 5x million, then it’s lawyers, doctors and entrepreneurs. They make big money.

@Legal_Eagle_52 @PrinceMach @edgaralandough What he is saying is accurate. In order to have an HSA you need a HDHP plan first. If you constantly go to the doctor or take medicine it could make the HDHP not advantageous and a higher premium/low deductible plan better, but then you wouldn’t qualify for an HSA.

@PrinceMach @edgaralandough Sorry, what? You may want to check on this statement as it has no relevance to this thread. You don't understand what an HSA is otherwise.

An HSA is basically a Roth IRA on steroids. But 99% of people aren't maximizing its full potential. Here are 6 benefits you need to know:

@danfiru @thesamparr Wow. This is fascinating. I’ll have to look more into it. Can you just give a brief example of exactly how you are using it? Like what kind of tasks is it doing for you? Just trying to figure out if something I can leverage.

@mrmichaelz98 @thesamparr yep! claude code (200ish/month equivalent) i have an enterprise account blew through the weekly by sunday night (from friday) swapped to personal max accnt 50% of week consumed since monday. I'm building an enterprise agent to handle all my operating responsibilities.

We asked 561 founders in Hampton what luxury purchases were actually worth it. Nobody argued for a Ferrari or fancy watches. This was the list that came up: - buying back your time (chef, housekeeper, assistant) - personal trainer + home gym - dream home - experiences to connect with loved ones - business class / private travel Will link to a doc we made that goes deeper on all this.

@danfiru @thesamparr Can you elaborate more on the AI? How are you using it and where are you paying $200/month? Thanks.

buying back your time is the only answer that compounds. everything else depreciates. AI is the cheapest version of this that's ever existed -- $200/mo buys you a 24/7 agent that handles half your operational overhead. that used to cost a full-time hire. I want a rack of compute and agents jamming -- not a Ferrari.

@themoviedadsc Just curious what your plan for health insurance will be until Medicare kicks in?

POV: You're 46 and just told your job you're retiring, leaving management (all 55+) stunned as they're all still trapped from inflating their lifestyles while you diligently lived below your means and aggressively invested in index funds for past 25 years.

@michaelrizman @MikeAtUSA @AAC0519 @jamesdouma You can always preview your PDF returns and or save them prior to hitting submit and filing with the IRS.

@MikeAtUSA @AAC0519 @jamesdouma Doesn’t work like that. At the end, you have to pay and it transmits to IRS THEN you get the option of what format / which files you wanna save

.@grok just saved my sister $1,441 on her taxes. I had it check the turbotax output and it found a mistake. Seriously - 4.20 is very good with taxes.

19 years ago, a high school basketball coach put his team manager into a game for the final four minutes. The kid had never played a single minute of competitive basketball in his life. He scored 20 points. Jason McElwain was diagnosed with severe autism at age two. He didn’t speak until he was five. He couldn’t chew solid food until he was six. He wore a nappy for most of his early childhood. As a baby, he was rigid, wouldn’t make eye contact, and hid in corners away from other children. He tried out for his school basketball team every year and got cut every time. Too small. Too slight. Barely 5’6 and about 54 kilograms. But he loved the game so much that his mum called the school and asked if there was any way he could be involved. The coach created a team manager role for him. For three years, McElwain showed up to every practice and every game. He wore a shirt and tie on match days. He ran drills, handed out water, kept stats, and cheered every basket like he’d scored it himself. On 15 February 2006, the last home game of his final school year, the coach let him suit up in a proper jersey and sit on the bench. With four minutes left and a comfortable lead, the coach sent him in. His first shot missed. His second missed. Then something shifted. He hit a three-pointer. Then another. Then another. His teammates stopped shooting entirely and just kept passing him the ball. He hit six three-pointers and a two-pointer. 20 points in four minutes. The highest scorer in the game. When the final buzzer went, the entire crowd rushed the court and lifted him onto their shoulders. His mum tapped the coach on the shoulder, in tears. “This is the nicest gift you could have ever given my son.” McElwain won the ESPY Award for Best Moment in Sports that year, beating out some of the biggest names in professional sport. He’s 36 now. He works at a local supermarket, coaches basketball, has run 17 marathons including five Boston Marathons, and travels the country speaking about never giving up. When asked about that night, his coach still gets emotional. “For him to come in and seize the moment like he did was certainly more than I ever expected. I was an emotional wreck.”

@BoomerDivvies Ummm…or you can just do a simpler method of the credit card travel hacking game and fly business/first all the time with hardly any cost.

“$16k for two seats is crazy” 15 hours in this pod to Hong Kong and another 15 hours on the way home from Singapore. No lines. No chaos. No back pain. No fighting for overhead space. Just silence, champagne, excellent service and a bed in the sky. Worth it.

@JaminStokes @TS_Secrets Agreed

@TS_Secrets I feel dumber just for reading this. One of the stupidest things ever written.

I just found out about the HELOC hack to pay off your mortgage in 5 years. Why isn't everyone talking about this?!! $2,528 per month. $303,000 paid in 10 years. $340,000 still owed. That’s the math of a $400k mortgage at 6.5%. Most homeowners never run the numbers. They just follow the payment schedule. But mortgages are structured so: Early payments = mostly interest Later payments = mostly principal The bank collects interest first. This is why reducing principal early changes everything. Example: Mortgage balance → $400k HELOC available → $150k Send $150k to principal. Mortgage instantly becomes $250k. Your payment stays the same. But now the interest calculation is dramatically lower. Same payment. Completely different math.

@IsaacA08 @innoutburger_ @CAgovernor Or just move here to California, make double the manager salary at In-N-Out and pay slightly more in cost of living.

Fun Fact: The average In-N-Out manager in California makes $180,000/year. Bachelor's degree is not required. The American dream.

@BowTiedPassport We live in San Diego (wife & kids are both dual Mexican/US citizens). We have full health insurance from my employment. We still go to Tijuana for appts as much easier and still cheaper than deductible here.Daughter had walk-in bloodwork last week and was about 15 minutes and $40

The American healthcare experience is a scam. I just left a clinic here in Mexico 🇲🇽 : I booked my blood test via WhatsApp at 9:45 PM last night. I walked into the clinic at 9:24 AM. I paid, waited, had my blood drawn, and walked out of the clinic at 9:37 AM. Cost: 460 pesos (~$26). Time: 13 minutes I’ll have my results by the end of the day. In the U.S., I’d still be on hold with my insurance provider trying to find an "in-network" lab.

@Tradr_G I’m confused by ur gains & losses. You said u lost $800k in February & $440k today. I thought u said the other month when I asked u had around a $1 mil day trade account and $2 mil (or more) swing account. That would be around a 40% loss(?), but if u have that much why day-trade?

I am down -$442,044 so far today in realized losses. Follow me for more trading tips!!

@laserwolf33 This awesome and I wish you luck! Just curious how old are you and do you have family back in your state now?

@Samsonthegoat25 False. Why make up stories. lol.

After the CJNG placed a $1.5 million bounty on the woman who betrayed their boss, "El Mencho," by exposing his location to the Mexico military, The woman brother who works for a local cartel saw it as a quick money making opportunity. In the early hours of today, he handed her over to the CJNG's armed wing. Many people in Mexico are reportedly happy about her capture, believing it will allow for revenge against her.

@tane_lord @travelhacked My friends and I have been doing it for several years now on multiple cards with no issues, until now.

@mrmichaelz98 @travelhacked I did it in Dec ‘24 and it did not work

AMEX PLATINUM AIRLINE CREDIT JUST GOT NERFED... The $200 Amex Platinum airline incidental credit no longer works for United TravelBank purchases. Reports say this stopped working around 2/5/26. If your credit hasn’t posted yet, do NOT call Amex. Credits officially allow 6 to 8 weeks to post, though most usually show within days. However, since this was a workaround, it's likely it will not post. Looks like another long running workaround just died.

@tane_lord @travelhacked Yes it did. Been working fine up until February 5th or so.

@travelhacked It didn’t work over a year ago

@Mona_Trades @jd_tradez Okay that was funny

@jd_tradez Weren’t you shooting your shot at another trendline trader 😂

Need more trader friends Only people that can relate to half the conversation I actually want to have Like bro idgaf about the Epstein files, tell me how the market is doing rn

@gvtcontractor I have no opinion either way, but why bad?

Bro I LOVE bad bunny but if you think that was a good halftime show you’re retarded. Painful to watch.

This video replays in my head everytime it snows 🤣🤣🤣

@HegemonicTrader Do you notice a difference in taste?

Thank you RFK 🫡 🇺🇸 Probably one of the only things we should follow Europe on was in regards to the junk they put in our food.