Mukul

The LUXURY Trap: Are You Playing a Status Game? It's a common struggle: people wanting luxury items beyond their means. But for what? Imagine you're alone on this planet. Would that high-end watch or designer bag still matter? Probably not. This reveals a powerful truth: [1/2]

@ProvilacMilk Are you seriously kidding me. I'm consuming it within the so called use by date (18th April) and the milk bottle opened with a fizz and the taste was awful. What you see is not a smudge, the old date has been removed and re-printed.

@WeekendInvestng Maybe his ambitions are larger than that..

Suddenly Raghav has been talking a lot of sense. He needs a good party to be part of. Sadly there are none.

@TrafficGGM @CPCB_OFFICIAL @moefcc @CAQM_Official @cmohry @CMODelhi Sector 15 Part 1, Sector 15, Gurugram, Haryana 122001 28.451774,77.041345 maps.app.goo.gl/Pnhf1Esw7WyNo1…

@mukulsuri @CPCB_OFFICIAL @moefcc @CAQM_Official @cmohry @CMODelhi Kindly share exact location for further necessary action.

Hundreds of BS-3 Diesel Cars, timely serviced, would have caused less air pollution than these two wheelers. But these are left unchecked by traffic police. What the heck is going on in Gurgaon? @TrafficGGM @CPCB_OFFICIAL @moefcc @CAQM_Official @cmohry @CMODelhi

@TrafficGGM @CPCB_OFFICIAL @moefcc @CAQM_Official @cmohry @CMODelhi Gurgaon Sector 106 / 109 road 28.504754,77.004765 maps.app.goo.gl/6Z48cHZJ9TvpV2…

@riteshmjn The biggest growth engine (tech and robotics) is in the US. How prudent would it be to bet against the US?

At CFA society dinner in Calgary . I must say Juan Correa Ossa, CFA ( 32 year old guy giving me complex) was amazing… he hit hard by saying that what President Trump is doing is best for Canada and other countries running current account surplus. US does not want to share its GDP with rest of the world and that means higher deficits in other countries…. Rest of the world needs to suck it up and accept it. He talked about Monroe doctrine and sphere of influence.. it was like me looking at somebody talking exactly how I think and invest. This means significantly higher deficits is countries with current account surplus in NATO countries. You know me… I love markets which run higher deficits… Canada and Euorpe are set to outperform US equities for some time to come …

@riteshmjn Is it a good time to buy EU or NATO focused defence ETFs? Like SHLD?

Finnish President Alexander Stubb: "We can’t even use our F-35 fighter jets without America’s permission."

@FI_InvestIndia @gupta_rekha @DelhiPolice Nikaliye iske andar ka DAWOOD bahar. 😆

Dear Delhi CM @gupta_rekha ji, This car DL 3C DD 5516 is putting everyone's life at risk. @DelhiPolice team - Can we please identify this owner and educate them please? In 24 hours please. #FI

@WeekendInvestng 😆 These real estate bros. They are stuck in the 2022 era of flipping around and making money. Not coming to terms with reality.

Recently met a senior real estate consultant who does very well in GGN markets. He also holds the DLF stock at 1000 rs. He bought this in 2008. He says i will not sell it below 1000. It has been 18 yrs and his exit has not yet come around even though it came very close in 2024. This emotional stubbornness can sometimes destroy your capital.

@rajshamani 💯 Our system 1 (intuitive) brain is impatient in seeking pleasure but lousy when it comes to working hard.

Urgent with actions, patient with results. Most people have it backwards.

@dmuthuk Greed makes us hold stocks until profits vanish. The real art is selling. Use a Systematic Sell Plan: exit in stages to lock gains.

“In handling shares the highest art is in selling rather than in buying. That is something that most of investors do not understand. They hold on too long. When they have a good thing, they infer that it will always remain so, and accordingly retain it until its value has departed or greatly deteriorated. Stocks require constant watching.” - John Hume

@rajshamani The successful don't make resolutions. They build systems. Goal: "Eat healthy" -> System: Don't buy junk food. (Increase friction to bad habits). Goal: "Save money" -> System: Auto-debit 20% of salary on payday. (Decrease friction to good habits)

@rajshamani New Year's Resolutions are a trap. 80% of people fail by February 15th because they rely on "motivation" (a temporary spurt).

How to treat a new year like a winner: - Review last year like a project - Cut what didn’t work - Double down on things that moved the needle

@NavalismHQ @naval Also, there's a fine line between 'impossible to summarize' and 'in desperate need of a proofreader. The smartest person is someone who can explain complex ideas in simple language.

@NavalismHQ @naval If it takes a lifetime to explain a simple truth, the author isn't profound-they're just a bad editor.

"Any book that can be easily summarized isn't worth reading." @naval

@NavalismHQ @naval No wonder IQ scores have been sliding since the 2010 tech boom. That's the Reverse Flynn Effect in action.

"Listening to books instead of reading them is like drinking your vegetables instead of eating them." @naval

@dmuthuk @grok are these debt to GDP ratios prudent for any state?

What is to be seen is debt to GDP ratio and not absolute debt. This is very basic. I've tried explaining this many times. Some wantonly do not want to see this. Top 15 states in India by Debt to GDP ratio, in descending order: Punjab: 46.8% West Bengal: 37.1% Bihar: 37.0% Kerala: 36.6% Rajasthan: 35.8% Andhra Pradesh: 33.3% Uttar Pradesh: 31.8% Madhya Pradesh: 31.6% Tamil Nadu: 26.1% Haryana: 25.5% Karnataka: 24.9% Telangana: 23.8% Maharashtra: 18.4% Gujarat: 15.3% Odisha: 13.1% Tamil Nadu's debt is well within limits set by 15th Finance Commission. Tamil Nadu's fiscal deficit is not more than 3%. It's the fastest or second fastest growing state in the country, depending on the data you look at. Most developed state in the country balancing both growth and welfare. Percapita GDP of the state is even higher than Vietnam. For someone earning Rs.1 crore, Rs.10 lakhs debt is a no issue. But the same Rs.10 lakhs debt becomes a problem for someone earning Rs.20 lakhs. Sorry to sound harsh. Only idiots see absolute debts. Not all debts are same. Debt to GDP ratio is what matters. That is well within limits for Tamil Nadu.

@Akshat_World Credibility > Noise. Great to see you're leading with disclosure. Which global asset class do you think is untapped by Indian investors at large?

Folks, also wanted to share an update: I am a registered Finance Influencer in UAE. UAE government does a significant due diligence on my educational background, work experience and past performances before issuing such a license. This has been issued by SCA (similar to SEBI in India). This means that I have relevant qualifications to talk about investing and investment products. So just wanted to inform the community about this. Why do I need to inform about this? Because as my portfolios have started to perform well (in fact much better than almost 99% Mutual Funds in India), a bunch of Mutual Fund guys (who get hurt from Indian investors doing global investing) keeps bashing "Finance Influencer" as an entire category. And, try making the point that Finance influencers are somehow not qualified. FYI: I went to a top-3 MBA program in the world, and worked for top 2/5 Global Consulting firms in the world. These have a selection rate of less than <1% So from education POV, I have an okay education :) Let's focus on performance. Educate our communities. And, keep the acerbity aside. My post had nothing to do with Silver. All I explained on my original post was my thesis on why S&P 500 is a poor comparison benchmark to NIFTY 50. I just gave my thesis without making any personal attacks. Investors can pick what they like.

@ANI She's absolutely right when she says, "They only want to divert the public's attention."

#WATCH | During debate in Lok Sabha on 150 years of 'Vande Mataram, Congress MP Priyanka Gandhi Vadra says, "... They only want to divert the public's attention. That's why today we are discussing Vande Mataram. Vande Mataram is alive in every particle of the country. There can be no debate on this. Today, the Prime Minister started this discussion. He gave a speech and there is no hesitation in saying that he gives good speeches, but he becomes weak when it comes to facts. There is an art in this, too, as to how the facts should be presented before the public. I am new, I am a people's representative and not an actor..." (Source: Sansad TV)

@sabeer 💯 India's average PPP GDP per capita (adjusted for purchasing power parity) is estimated to be around $12,100, ranking roughly 119th globally. It's no feat for the world's most populated country to become a 3rd or 4th largest on paper.

I love India. I grew up there, and my memories are precious. But please don’t buy lies just because they’re repeated loudly. I’m trying to open your eyes to reality: India is falling massively behind. This isn’t criticism—it’s the honest truth. We’re not the 4th largest economy; PPP and data manipulation have created an illusion. India won’t grow until we accept the truth: we have the greatest potential on earth, but incompetent politicians have no idea how to convert it into real economic power.