Som Nayak

@CreditCardsInd If you mention the use case, it will be easier to suggest

I am planning to apply for a New Credit Card! 🚀 Which one should I go for and why? Excluding ICICI, Axis SBI & HDFC Suggestions most welcome from #ccgeek community! #CreditCards #CCGeeks #CreditCardsIndia

@prithvi_spidey @iSatishAgarwal In the card payment section, use this card. Buy gift cards of 2000 at a time

@onpointwithsom @iSatishAgarwal How? Using jupiter UPI money or by adding edge + card in the card payment option?

💸Buy Amazon Pay GV Physical Gift Cards upto ~11% Cashback 🤫 ✂️Apay Physical GVs: Zepto upto 1% discount ✂️Best Priced GV: ₹10000. Buy for ₹9900 ✂️Use your best Cashback Card to purchase ✂️Get upto total 11% Cashback 🚨Best Cashback Cards 💳Equi Tas Selfie: upto 10% 💳HS BC Liv Plus: 10% 💳S BI Cash Back (self verified): 5% 💳Other CCs: Test try with a small amount 😉 📱Check the Screenshot for more details👇 🧐OTP should read: Zepto Mark 🧐Payment page: Zepto Marketplace Private Like ❤️ n Repost ♻️ if useful #CreditCard #CCgeek #AmazonGV #Zepto Disclaimer: -Be watchful. GVs gets OOS frequently -Check the tncs carefully. DYOR

@anjukkumar @jassneetsingha Will I not get the same cashback if I swipe my card in those stores?

@onpointwithsom @jassneetsingha This is a UPI card, rt? I used Jupiter app to scan UPI QR at Westside store and paid using this card to get 50X jewels. See new brands Zudio and Zara

Jupiter Edge+ CSB RuPay Credit Card 💳 One of the best cashback cards for "beginners" 🛍️ 10% cashback on select online brands (Amazon, Flipkart, Myntra, Ajio, etc.) ✈️ 5% cashback on travel (MMT, Yatra, Cleartrip, EMT) 🔄 1% cashback on all other spends (incl. UPI) 🚨 Cappings • ₹200 per transaction • ₹600 per merchant/month • ₹2,000 total cashback/month 💡 Strategy ₹2K × 3 txns → ₹600 per brand Do it across multiple brands → hit ₹2K cap Apply now -> jasscc.short.gy/pQL5pM #CreditCards #Cashback #UPI #India

@anjukkumar @jassneetsingha Whats Pay and Scan? Do we have to use Jewel app's UPI at the offline stores to get the 10% cashback?

@jassneetsingha It's good if you show Caps pointwise as well. It's bit confusing to track the caps as the app shows jewels. The app shows few additional 10x brands Zudio and Zara. 10% CB is available on offline transactions as well(Pay&Scan)

@FinPaal @ViraanshB Myzone is giving 200 BOGO on movies and 120 back on orders above 500 on Swiggy. Not that bad for a LTF card imo

@ViraanshB Axis Flipkart holds some value wrt to the Myntra orders.. My Zone, Neo and others are dead from day 1..

Cards that are virtually dead in 2026 💀 - Airtel Axis - Axis Super Money - HDFC Biz Grow - Swiggy HDFC (to some extent) From “no-brainer picks” to “why even bother?” Which one did I miss? 👀

@ankurmittal Cashback credit card is also not required. Take HSBC EWS salary account. You get 5% cashback both online and offline on spends above 1000 using the debit card.

Today at the office, we were reviewing various credit cards and noticed that there are hardly any entry level or sub-premium cards that offer meaningful miles for redemption. The only card that makes some sense is the HSBC TravelOne Credit Card, that too only if you have lot of spends on travel. For starters or those who are looking for cards upto 4-5K Rs annual fee or with spends upto 5-6 Lacs/year, in current scenario cashback cards seems to be a better option.

@jassneetsingha @bigulchugh So, where do you redeem those points?Everytime, one will be like I am getting 72% back let me book hotels on revenue, and will be sitting on a ton of points and then one day Accor will be removed by HSBC without any notice.

@bigulchugh Premier is great for international hotel booking. At 36%/72% value back on hotels is a pure blessing !

HSBC premier blessed my vietnam trip

@CreditCardsInd What’s the email id for closing Axis cards

Dropping an email 📧 to the bank 🏦 right now to CLOSE ❌ my Credit Card 💳 Guess which one it is? 🤔 (Pro tip: It’s the one that just made me say “enough is enough”) #CreditCard #ClosingCard #GuessTheCard

@coachutsav Jupiter Edge +

My top earners for Maharaja points ( Air India flying returns ) 1. Axis ( atlas and m4b)- obvious 2. Get your guide ( suprise for most ) 3. Icici 4. Magnify and zomato all these fuel free flights for me

@creditkeeda How’s NoBroker pay?

Axis credit card holder, how are you paying your rent this month? #ccgeeks

@Manas_8008 @EvryPaisaMatter BTW HSBC debit card gives 5% cashback on both online and offline spends.

@EvryPaisaMatter Time to switch to debit cards and savings in account

Itna bada April Fool banane ki kya Jarurat thi Ax-Is bhai... Atlas - You will be sorely missed! Time to Move On!

@carlcarecenter_ This is a scammer account. Please be aware

@carlcarecenter_ Sure

Hello. We would be pleased to continue our conversation through a private message to provide you with further assistance.

I am unable to use my account. Have mailed regarding the same but have not received any revert. Have filled the online form as well. @WyndhamHotels

@cardio_guy @AmazingCreditC How 96?

@AmazingCreditC 3 add on cards and 96 lounge access 🔥🔥🔥

The HDFC Marriott Bonvoy Credit Card is arguably one of the best options for airport lounge access, especially if you don’t want to spend money just to unlock that benefit. Two things that make this card even more powerful: • There’s no quarterly cap: you can use all 12 lounge visits whenever you want • Add-on cardholders get the same 12 domestic and 12 international lounge access quota, making it even more valuable.

@ccg33k The spend needs to be between Oct 25 to Mar 26, right?

Anyone received the HSBC's spend based milestone yet ? Tomorrow is the last day for fulfilment. Looking forward to see who targeted and achieved the offer #1 => iPhone 17 Pro Max + MMT Voucher worth ₹3L + Tata Cliq Luxury Voucher worth ₹2L 😍

@_everydayhuman_ @milesmintIN Don’t agree with this logic. He had achieved his 4L before 9th March which is clear from his reward stmt. So, why spend that extra 3 L, only for additional rewards, right? If he doesn’t like the new 7L spend criteria, then why not straightaway close the card?

@onpointwithsom @milesmintIN Because they changed the card mid way. He remained what he was. AmEx said 4 ni. 7 kharch. He got into the relationship for 4 lakhs. ab 7 hogaya. toh he can ask for a waiver. Hence the loyalty.

Completed ₹7L spends on Amex Platinum Travel and got additional 22.5K MR points just one week before card anniversary. Next step: Calling Amex for fee waiver. If they value the customer, I continue. If not, I move the spends to Infinia. Always remember: Loyalty should be a two-way street.

@realMaalouf Can these issues not be detected during pregnancy?

Pakistan has the highest rate of inbreeding in the world, at around 65%. Children of cousin marriages may seem normal at first, but over generations of this, this is often the result. Please don’t marry your cousin.

@jassneetsingha Is PayZapp any good?

Is this normal practice? Not sure. I had deleted a wallet account earlier when it wasn’t of any use. Now that I’m trying to get it back, it simply won’t work. Reached out to support—and they’re asking me to email a bunch of documents. Surprised why I can’t just log in again, and redo the KYC instead.