Mario Palacio

@princedglazer32 ASU wants all sports to be played in a pool lol

Big 12 Championships in the 2025-26 Season: ASU - 5 Arizona - 3 Flex the cup all you want, but in the end what will be remembered more and valued more is conference championships, aka success 🤷‍♂️

@jasonscheer Better he goes last in first round he will go to a team in the finals, better for his career

Koa Peat is staying in the NBA Draft 247sports.com/college/arizon…

@djvlad And now we know how vlad got his start

I think 90% of men who make under $100k a year would do it if the money were in front of them. You can put the money in a conservative 5% bond and spend $800k a year for the next 50 years.

Men only. Would you let a man take your anal virginity for $15 million of nobody found out.

@MattModderno Anthony Bennett is the only answer

Stupid list. Kwame actually had the best NBA career of this group and was viable as a rotation big for a long time.

@SjGphys @Cryptoboyy_Aji Dude you’re on drugs, you might get 10% if lucky, 100k doesn’t double in 5 years, if the market goes down 20% in a correction you need 40% to get back to even, we are due for a correction they happen every 10 years on average, you traded 180k for 420k, deduct from total return

@palacecapper @Cryptoboyy_Aji Don't get angry, get educated. Compound interest is an important thing you're overlooking. In the 5-7 years it might take to save $100k, my original $100k would have grown to $200k, passively. It'll double every 5-7 years indefinitely as long as the markets hold to the average.

CALLER: i opened a High Yield Savings Account. my $20,000 emergency fund earns 4.5% interest. that’s $900 a year doing nothing. DAVE RAMSEY: get rid of it. put that $20,000 toward your mortgage! CALLER: but i’m earning $900 a year for free. DAVE RAMSEY: debt is the enemy! pay off the house! CALLER: my mortgage rate is 3%. i’m earning 4.5%. DAVE RAMSEY: that’s not how you get rich! in reality, if your savings rate beats your debt rate, keep the cash. that’s called arbitrage. every dollar matters.

@SjGphys @Cryptoboyy_Aji Uhh no you don’t you condescending prick, you fucked up and added more than 225k in debt to make 11k a year, news flash you can save 100k in 5-7 years, same future returns, zero debt, it’s cool you watched a YouTube video on how to get rich, good luck

@palacecapper @Cryptoboyy_Aji Incorrect. It is a 25 year term. With a lower interest rate than I originally had, and the cash will grow to over $1.5 million. Low interest debt is not a bad thing. I know more about this than you.

@marc02200 Don’t buy into saylor’s ponzi

Can anyone explain to me why parking $100,000 in a savings account that loses to inflation is still called “responsible”…… but going heavy on $STRC is called risky? Do the math:$100,000 in $STRC at 11.5% yield = $958 per month in dividends. Why aren't more people doing this?

@SjGphys @Cryptoboyy_Aji Not good dude, you were 180k from being free and clear owning your home outright, a cash out refinance reset the clock, now you will pay 438k to own the home when you were at 180k, just to make 11k a year in assumed returns

@palacecapper @Cryptoboyy_Aji It's 3.25% to be precise. A Home Equity Line Of Credit is a loan against a house. I have one loan, not both a HELOC and a mortgage. I owed $180k on my $350k home, refinanced for $280k at 3.25%. The bank cut a check for $100k which I reinvested and enjoy 11% returns. It works

@SjGphys @Cryptoboyy_Aji You are smart but you aren’t looking at all of the angles, 100k heloc at 5% expecting a 11% return, that’s lofty, 7-8% is market avg returns, last few years of a bullrun have pushed it to 10% but corrections happen, so you are clearing 3-4%, then 1% in tax, so 3% gain

@palacecapper @Cryptoboyy_Aji You're wrong about this. The investment gains from the HELOC will be far larger than the lifetime payments on the mortgage and HELOC combined. There are investment and loan calculators that do the math for you if you can't do it yourself. Create a few comparative scenarios.

@SjGphys @Cryptoboyy_Aji That’s a lie. You aren’t getting a heloc with a lower rate than your house weren’t you talking about 3.5% mortgage, getting 100k debt just to buy stocks is horrible advice, is this Michael saylor talking about Btc lol

@palacecapper @Cryptoboyy_Aji It's 3% interest on the 100k HELOC, not 5%. Making extra payments on a loan with a 3% interest rate would be a poor financial move. I'm not interested in this discussion anymore. Do whatever you like, but don't ever offer financial advice to others.

@NVIDIAGeForce #007FirstLightRTX

Recruits, your first prize is here... A custom GeForce RTX 5080 Founders Edition + PC copy of the game. Comment #007FirstLightRTX to win 👇

Huge, amazing, incredible and proud night in the Glazer household last night. My son Sammy graduated University Of Arizona, a school I neverrrrrr could have gotten into. I am so incredibly proud of my dude… he put in the work, he committed, HE did this!!! What an emotional day, not just for me but for a lot of us. I met Sammy when he was 2, raised him and adopted him soon after and sooooo many people jumped in to help us out on our journey. Thank you to my wholeeeee crew for stepping up with us all these years and being there for both of us in the good and the hard times! I appreciate my village. But oh my GOD was he worth it all!!! My boy is such a good soul. Sammy!!!! Love you son. So incredibly proud. Sorry if I’m so sappy here gang but, well, our journey wasn’t a normal one but I have never been more proud that he chose me and I chose him! Sammy Glazer U of A Class Of 2026

@SjGphys @Cryptoboyy_Aji I call bullshit. paid off house, no heloc is superior. Somehow you have enough money to pay off your house but choose not to, and then pull 100k loan at 5% to invest at 11% after fees and tax that’s 3-4% profit, math doesn’t make sense, you are just trying to win an argument

@palacecapper @Cryptoboyy_Aji My investment portfolio earns more than the monthly payment. At this point I could pay the house off with cash to spare. I will continue to make the monthly payments because it's extremely cheap debt and my investments will make far more returns than the payoff would save.

@SjGphys @Cryptoboyy_Aji lol I’m not getting a 100k heloc to buy blue chip stocks, you can dca everyday into the market and buy with zero debt, you understand you are risking your house with a heloc right? Maybe you have an illness or accident, can’t work and you have to sell to pay off loan to keep home

@palacecapper @Cryptoboyy_Aji Not just smart, but educated and experienced. I have a degree in mathematics, have taught courses in personal finance and have steadily seen a return of around 10-12% since I began investing nearly 20 years ago. I'm trying to share a valuable technique with you.

#1 NFL Draft pick Fernando Mendoza & fellow Raiders QB Kirk Cousins did a Step Brothers impression for the team’s schedule release 😂 One of the best releases I’ve seen so far

@SjGphys @Cryptoboyy_Aji Yes it is, over the life of the mortgage you will probably pay 650k guessing don’t know what your house is worth, maybe 750k, 140k on heloc, now you are pushing 800-900k total paid so the 1 million in blue chips isn’t truly 1million, you can’t use debt to maximize profit

@palacecapper @Cryptoboyy_Aji The stock market in general has returned over 11% on average for the past 40 years. Holding a handful of blue chip stocks and a few companies that I'm familiar and confident in will do far better than making extra payments on a 3% loan. Your suggested strategy is not optimal.

@CardioFixer Dam I just wasted my time reading this

I’ve been living in Arizona for 20 years, but I’m originally from Texas. Most days that’s no big deal… EXCEPT when some local acts like I just committed a felony by saying “y’all.” I’ve had my ass handed to me like a pitbull on a ribeye for daring to use a perfectly good word, yet somehow I’m the one offending them?! (apparently, no one in Arizona uses the word “y’all”) Bless your prickly little cactus loving heart, sweetheart. I’ll say ‘y’all’ whenever the hell I want, with zero flying javelina burps given about your fragile little opinions. I am who I am, take it or leave it. And if my Southern slips bother you that bad, go ahead and soak your sensitive soul in a hatch chili jacuzzi so you’ve got something actually worth crying about. People and their wonky opinions of me do not phase me, they humor me enough to make fun of them and laugh it off. What else ya got, boo boo kitty?! 😂

@SjGphys @Cryptoboyy_Aji What’s this amazing investment with 11% return that’s guaranteed over 20 years, either way you are spending thousands of dollars a month for 20 years, pay off the house and you won’t have debt all your money can go into investments

@palacecapper @Cryptoboyy_Aji Which is why I'm not going to pay it off in 60 months. It'll cost me $140k to pay off the loan over the remaining 20 years. Meanwhile, the original $100k will have grown to around $1.3 million.

@SjGphys @Cryptoboyy_Aji You are making 1500 a month but still have a 100k loan to create that income. You can use all that profit and pay off the loan in 60 months but then the 100k engine that’s making the yield goes away,

@palacecapper @Cryptoboyy_Aji His current savings come at the expense of making double payments in the past. The HELOC costs less than $500 per month and is currently generating an average of $1560 per month. That'll continue to increase. You can disagree with mathematics if you wish. It's still correct.