Charlie

Here I am talking around @StepChange debt awareness week report. More videos to follow on my Instagram channel if you're not already following, check it out: instagram.com/reel/C4qW5ffIE…

Happy International Day of Happiness! 🌍☀️🥳 This year’s theme is ‘Social Media and Happiness’. We live in a world where algorithms can drive us apart, so today let’s choose to focus on connection and use social media as a way to bring us closer together with the people and communities that really matter. Send this image to someone you are grateful for, to let them know you appreciate them. Even a small moment of connection can change someone’s day. Here are three ways we can all build a healthier, happier relationship with social media: 🧘‍♀️ Choose Be mindful of if, when and how much you are on social media 🤗 Connect Don’t let scrolling be a substitute for real connection 🔍 Curate Personalise your experience to support your wellbeing and the wellbeing of others. Find out more and join millions of people taking part all around the world at dayofhappiness.net #internationaldayofhappiness #dayofhappiness #wellbeing #grateful #happiness

Zero surprise, but HMG is asking MPs to restore its proposed £2k limit for salary sacrifice pension contributions attracting NI benefits, after the Lords voted for £5k.

Mindful March - Day 20: Focus on what makes you and others happy today dayofhappiness.net actionforhappiness.org/mindful-march #MindfulMarch

I'm on a boat

Are these remarks, from DWP minister @MaeveSherlock, supposed to fulfil @TorstenBell's promise at the @PensionsUK_ conference that "The only purpose of the reserve power...is to backstop the Accord goals. We will ensure that is put beyond doubt. As the legislation enters its final stage of scrutiny in the Lords, we will ensue it is clear that the reserve power can be used only for this purpose"? It's harder to argue that they do that if "Accord goals" means the specific "intent" (at least 10% in private markets, including 5% UK, subject to fiduciary duties and suitable opportunities) rather than just the general one (facilitate access to savers to the higher potential net returns as from investment in private markets as part of a diversified portfolio).

Fantastic news

@LBC That seems to be par fir the course in the UK. Planners gotta plan 🤪

Grok estimated that this would cost an extra £431,000,000,000 a year I wonder if the person who made the petition had any idea?

@PensionsDave You've ruined the twist Dave. We should get a picture before we go.

@pensionscanwork Am I in that picture?

Just spotted @PensionsDave in the wild...

@MissbEct Remember AI will take our jobs. Apparently.

Assessment data inputting for me this evening 🤪🤯

The real story is the sharp increase in unemployment among 18-24yo men - to a staggering 17.2%, up from 16.1% in last month’s data. It was 13.8% in a comparable period a year ago.

Really excited for our relaunch of the Institute for Financial Wellbeing, please give us a follow, and join the community. We're here to help everyone improve their relationship with money.

@PensionsMonkey I spent all my working life in the pensions world, lastly as Head of Pensions for a FTSE 100 company. That company is a leading investment manager. Even in that environment, you would be amazed how little attention most employees pay to their pension investments so the role.. 1/2

#journorequest Looking to speak to someone who has paid into their young child's ISA and they have a decent amount of money in it despite their young age for @theipaper. Please email me at emily.braeger@theipaper.com if this is you or you can help. Thanks!

Still no Government amendment limiting the reserve power it is asking Parliament for re: mandating asset allocation in default funds of defined contribution pension schemes. So it's either a last-minute amendment or no amendment at all. The latter would not prevent the Government from making a concession when the Bill returns to the Commons - the Lords may remove the provision altogether and MPs could reinsert either the original text or a watered down version. Prior to the minister's comments last week, I would have guessed that the plan was to make a concession during ping pong. But I'm not sure what has changed since the @PensionsUK_ conference. Have expectations changes re: Opposition peers inflicting a defeat even if the powers are more tightly defined? Is an amendment proving hard to draft? Or, noting that the minister never used the word "amendment", was an amendment not planned to begin with (despite the statement that "the power will only be able to be used exactly for implementing the Accord")?

#journorequest I'm also looking to speak to landlords who have recently had to reduce rent because of lack of interest for @theipaper. Email me at emily.braeger@theipaper.com if this is you or you can help. Thanks!

@moneychimp Weirdly Greg during the lockdown draft Guinness was all I really missed and wanted. It's terrible out of a can.

I’m thinking of making a really original post about Guinness not being nice, or there being another lockdown. Pretty sure neither of these things has been done yet.

@emabob79 @DollyHPN Peggy

@pensionscanwork @DollyHPN Awww I’m so sorry… it’s horrid isn’t it 💔 what’s pups name? Mine is Bobby

Divorces- 1 🤷 Proposals- 3 🤦 Marriage- 1 🤵 Children- 0 🐶 Surgeries- 0 🤸 Tattoos- 0 🖋️🙅 Shot a gun- Several 🔫 Been on tv- Yes 📺 Watched someone die- Yes 💔 Rode in an ambulance- No 🚑 Sang karaoke- Yes 🎤 Rode a jet ski- No 🌊 Arrested- No 😇

I'm sure it's the sun...