This is Emily (hypothetical).
She is 22 years old and works part time at a supermarket while at uni, she is very frugal and puts most of her pay into index fund ETF's.
When she sells those she will be slugged at 30% minimum capital gains tax, despite being a low income earner.
TheQueenBean.com coffee pairing⠀⠀
How about some intense Kenya AA Coffee (reminiscent of a fine Burgundy wine) paired with buttery frosted pastries? -- perfect compliment!⠀⠀
More pairing tips: buff.ly/2FzJapjcoffeewiththequeen.com ⠀
Coffee first...
then on to the next adventure⠀
buff.ly/2MTcwhB⠀
Code FT15=15% of your first ground or whole bean one pound or larger, coffee purchase
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