
Phil Andrews
3.2K posts

Phil Andrews
@phlndrws
guy behind @maxinomics





Even the best developer tools mostly still don't let you sign up for an account via API. This is a big miss in the claude code age because it means that claude can't sign up on its own. Putting all your account management functions in your API should be tablestakes now.





The US government is about to start giving every American child $1,000. Deposited into accounts that are legally required to buy stocks, specifically low-index funds. This is the ultimate on-ramp to start having Social Security money buy the S&P 500. Right now when you pay money into Social Security, that money gets put in a fund, and that fund, by law, can only buy US bonds. It’s basically a captive loan that keeps government borrowing costs low. Social Security is the single biggest lender to the US government at $2.7tril. Moving that money to stocks is by no means a foregone conclusion. It would require a massive rewrite of the Social Security Act and a plan for how the Treasury replaces its favorite lender. If the biggest buyer of US debt stops showing up to the auction because it's busy buying the index, naturally the government would either have to shrink its spending or borrow more (likely at a higher rate). Diverting funding away from the government is likely the biggest hurdle. Congress, with the power of the purse, will not like having its purse constrained. So yes, there are big hurdles. But for the first time, the infrastructure for a Social Security overhaul is actually on the table.



Introducing Cowork: Claude Code for the rest of your work. Cowork lets you complete non-technical tasks much like how developers use Claude Code.














