Rohit Kumar

@smallcaseHQ CC @anugrah_shrivas, @vasanthkamath Re: TKT-154797

My 🫡 to those who are integrating them into society.

@YESBANK No action yet. #poorcustomersupport

@rohitanalytics Hi Rohit, we are currently looking into your concern and will provide a response shortly. Please remember to use the reference number CS301024008236 for any further communication.

@YESBANK #poorcustomerservice #poorsevice #oldagebank

@YESBANK No wonder..why some brands..fall and can never come back...been trying to connect with yes RM and also with customer support for an issue but no luck.. #poorservice #poorcustomersupport

Walking is a deliberate, repetitive, ritualized motion. It is an exercise in peace.

Jump into the colder pool. Walk instead of drive. Pick up the book instead of your phone. Take responsibility instead of hoping it goes unnoticed. In matters big and small, courage is choosing the more difficult option.

Some basics 1)    Have an emergency fund of not less than 1 year of your expenses. 2)    Insure: Term, medical, personal accident and fire insurance for your house. 3)    Don’t use revolving credit on your credit cards. 4)    Simplify: have two bank accounts, two credit cards and two demat a/c. 5)    Write a will. 6)    Don’t borrow except for buying a house. 7)    Ensure the value of the house is not more than 5 times your annual salary. 8)    Create a corpus of not less than 30 times your annual expenses before considering retirement. 9)    Spend less than you earn. 10)  Try to save 30% of your salary. 11)  Invest regularly. 12)  Invest for long term; not less than 10 years, preferably 20 years or more. 13)  Never stop your SIPs, especially in bear markets. 14)  Never forget that all asset classes would always be cyclical. 15)  Equity would provide the best return over long run than all other asset classes. 16)  Follow portfolio diversification. 17)  Follow asset allocation. 18)  Have an advisor. The reward is worth the cost. 19)  Check and review your portfolio only once a year. 20)  More than your knowledge, it’s your behaviour which matters most for success in markets. 21)  Come what may; always stay the course.

Productivity 101: choose routines that boost your goals.

Repeat this every day: This, too, shall pass.

Do one thing per day that compounds.

A SIP between 25 to 55 is Powerful: - Travel, Explore Cuisines, Cultures. Don't Lock into Debt. - After 60, you will not Relish most of the Stuff done in Youth So don't Lose your Prime Stressing & Planning for Old Age alone. Love. Laugh. Live!!! #FI

Why the 'Forever Rule' Beats the '10,000-Hour Rule' by Malcom Gladwell youtube.com/watch?v=HcHI0-…

"Be aware of your breathing. Notice how this takes attention away from your thinking and creates space." - Eckhart Tolle

Questions = invitation to think

Do not allow your mind to tell your heart what to do. The mind gives up easily. —@paulocoelho

7 questions to ask every day: 1. Is this in my control? 2. Is this necessary? 3. What's the worst case? Am I prepared? 4. Where can I do better? 5. What habit bonfires am I fueling? 6. How can I make the best of this? 7. (When people irritate you) When have I acted like that?

Effects of Negative thoughts

Fate whispers to the warrior, 'You cannot withstand the storm.' The warrior whispers back, 'I am the storm.'