22 Y.O INVESTOR

@GrowthStockDad thanks for rt 🤝

$VOO Dad approved ✔️

The final scoreboard: • Buffett's boring S&P 500 Index Fund: +85.4% total return • The elite Wall Street Hedge Funds: Only +22.0% total return Buffett won the $1M (and donated it all to charity). The Ultimate Lesson: Active trading and high fees are a losing game. Simplicity beats complexity almost every single time. If you want to build real wealth, side with Buffett. Follow for more market history!

As the market recovered, the high fees charged by the hedge funds ate directly into their investors' returns. Meanwhile, Buffett’s low-cost index fund silently compounded at a fraction of the cost, capturing the full growth of American business. By 2017, the race wasn't even close. It was a total blowout.

Financial History Chronicles — Post #2 In 2008, Warren Buffett made a legendary $1 Million bet against the smartest hedge fund managers on Wall Street. They used complex algorithms, high-frequency trading, and elite research teams. Buffett used a single, boring index fund that anyone can buy. 10 years later, the result shocked the financial world. Here is the story: 🧵

@saultiegaultie Thank you. I also hold other ETFs. This is just informative content that I share every day.

@ruslanmrto There are other ETF options too. Don’t just have to buy the S&P. But overall message is solid.

The Brutal Truth — Post #2 You don’t need to find the "next Nvidia" or "next Apple" to become a millionaire in the stock market. Chasing hyped penny stocks and trendy options is how 90% of retail traders lose their shirts. The math is simple: The S&P 500 has historically returned around 10% per year over the long term. If you just buy the entire market and let compounding do the heavy lifting, your money doubles roughly every 7 years. Stop looking for a needle in the haystack. Just buy the haystack.

@SolvexPortfoyum + $ETH

@ruslanmrto $VOO $SCHG $VXUS $BTC

@BlackMambaMilli thanks

@ruslanmrto This is alpha 🔥

@TheW3storm im waiting 👍

@ruslanmrto Let's talk, I have a proposal 📩

U.S. Stock Market ETF Guide — Day 4 Asset Profile: VYM (Vanguard High Dividend Yield ETF) If you love the passive income stability of SCHD but want even broader diversification across hundreds of cash-flowing companies, VYM is a must-have for your radar. Instead of chasing growth, it targets US companies that pay above-average dividend yields. 📊 The Core Metrics: • Expense Ratio: 0.06% (Ultra-low cost. You pay just $6 a year for every $10,000 invested) • Current Share Price: ~$158 • Dividend Yield: ~2.82% (Paid quarterly) • Number of Holdings: ~550+ stocks (Incredible diversification) 🏢 Top Sector Allocations (Built for Stability): 1. Financials (~20.5%) 2. Industrials (~12.8%) 3. Healthcare (~12.2%) 4. Consumer Defensive (~10.4%) ⚠️ The Verdict: VYM completely eliminates tech-heavy concentration risk. It holds giant, boring, deeply profitable companies like JPMorgan Chase, Broadcom, Exxon Mobil, and Procter & Gamble. It is the perfect foundational block for a conservative retirement portfolio. Not a financial advice.

@wealthrewired8 If I’m holding for the short term, I sell. If I trust it for the long term, I wait for the price to drop a bit and buy more.

If your investments doubled overnight... What would you actually do? Sell everything? Hold? Buy more?

@AurevaCapital exactly

Starting early really is the biggest advantage in investing. Even small monthly investments can grow significantly over time because of compounding. Waiting 10 years often means needing to invest much. Time matters more than timing the market. Humans spend years “planning to start” while compounding quietly judges them in the background.

The Brutal Truth — Post #1 The biggest cost in the stock market isn't management fees, broker commissions, or taxes. It’s the cost of waiting. • Start investing $200/month at age 20 = ~$1.2 Million by age 65. • Start investing $550/month at age 30 = ~$1.2 Million by age 65. (Assuming a standard 10% average annual market return) If you wait just 10 years, you have to invest more than DOUBLE the money every single month just to catch up with your younger self. Your youth is your ultimate financial leverage. Do not waste it.

@ruslanmrto Selling at the bottom is the worst move you can do also 🤦‍♂️

If you don’t have a 6 month emergency fund saved DON’T START INVESTING Good or bad advice?

The Market Trick — Post #1 How expense ratios secretly kill your wealth over a 30-year period: Imagine you and your friend both invest $100,000 into the market today with an 8% average annual return. • Your fund has an Expense Ratio of 0.05% (e.g., low-cost ETFs like VOO or VTI). • Your friend’s fund has an Expense Ratio of 0.75% (e.g., an actively managed bank fund). After 30 years: • Your portfolio grows to: ~$992,000 • Your friend's portfolio grows to: ~$811,000 A tiny 0.70% difference in fees cost your friend ONE HUNDRED AND EIGHTY THOUSAND DOLLARS ($181,000) in lost compounding. Stop buying expensive, actively managed mutual funds. Always check your expense ratios before hitting buy.

@ceomnsr GRAB for sure

What's the worst stock you bought this year?

@xtrader01 500k çok ya aslında. 100 de yeter

500.000 doların şuan 4.000 Doları var suan. 3.5 yılda 496k dolar olur mu be

@kuryeborsada Allah bereket versin

25 Mayıs Pazartesi ⏱️ 12 saat 30 dakika 📦 34 paket 💰 4.298,09 TL Bugünlük bu kadar yeter 🙂 Çalışılan süreden de belli olduğu gibi hareket yok denecek kadar azdı, sipariş akışı iyice düştü. Daha fazla zorlamanın pek anlamı kalmadı açıkçası 😄 Hem biraz dinlenelim, biraz sosyalleşelim dimi 🙂 Sürekli çalışınca insanın kafa da yoruluyor. Bugünün de bereketini aldık çok şükür, yarın devam ederiz 👋