Sameer Jaferani

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Sameer Jaferani

Sameer Jaferani

@samjaferani

21 sep 1980

pune Katılım Ağustos 2013
608 Takip Edilen103 Takipçiler
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Save Invest Repeat 📈
Save Invest Repeat 📈@InvestRepeat·
Motilal Oswal Midcap Fund's March Portfolio is out. 🟢 3 fresh buys - Waaree Energies, TVS & Premier Energies 🔴 1 Full Exit - GE Vernova 📈 Currently holding 27 stocks in portfolio. AUM stands at ₹31,000 Cr. 📊 Cash holding (including arbitrage): 13.43% (Jan) to 7.24% (Feb) to 4% (Mar)
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Shipra Singh Sorout
Shipra Singh Sorout@Shiprasorout·
How to plan your summer holidays this year? @TravelBluez @outofofficedaku and other OTAs share trends: - European holiday has gotten 20-50% more expensive this year. - SEA remains affordable but May-July will be 🥵 - Domestic holidays may be your best bet this year. - Japan and Korea are good alternative for those with Europe budget. livemint.com/money/personal…
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Mint
Mint@livemint·
🚨 How different assets are taxed? For all the latest business/finance/markets news updates, visit: livemint.com
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Voronoi
Voronoi@VoronoiApp·
Curious about where India's savvy investors are putting their money? 💼 'Finance Sutras' delves into the patterns, the trends, and the data to reveal their preferred investment strategies: voronoiapp.com/category/Where…
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Dr. Rakesh Bansal
Dr. Rakesh Bansal@iamrakeshbansal·
HDFC Bank Dubai Branch Stayed Quiet for 5 Years After Wrong Bond Sales- HDFC Bank’s branch in Dubai is in big trouble with regulators and customers. Many customers, mostly Non-Resident Indians (NRIs), say bank employees wrongly sold them high-risk Credit Suisse Additional Tier-1 (AT1) bonds. Staff told customers these bonds were safe, like fixed deposits, with good returns. But they did not clearly explain the big dangers. When Credit Suisse collapsed in 2023, these bonds lost almost all their value. Customers suffered heavy losses. The Dubai Financial Services Authority (DFSA) — the main regulator in Dubai’s financial area — investigated the matter. More than six months ago, the DFSA strongly warned the senior management of HDFC Bank’s Dubai branch. It said the team was “incapable of identifying, managing, and resolving” the problems. The regulator also pointed out that the branch had stayed quiet about the issues for nearly 5 years and failed to follow basic rules of honesty and good service. Because of these failures, the DFSA stopped HDFC Bank’s Dubai branch from taking new customers or starting new business from September 2025. HDFC Bank did its own internal check. In March 2026, the bank sacked (terminated) three senior executives. Recently, it has also penalised 12 more executives for their role in the mis-selling. Some of these 12 face heavy punishment like cancellation of salary increments and ESOPs (share options). Who bears the loss of this mis-selling? The customers who bought the bonds have already lost their money. The bank has taken action against its own staff by sacking some and penalising others. But sacking or punishing employees is not a full solution. Customers are still waiting for answers and compensation. I ask Will the bank itself bear the loss and compensate the affected customers? So far, the bank has not clearly said it will pay back the losses. This has raised questions about fairness and customer protection. This case shows how important it is for banks to be honest with customers, explain risks clearly, and fix problems quickly. What is your take on-who should bear the loss: customer or bank ?
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Ankit | FinAlpha
Ankit | FinAlpha@AnkitFinAlpha·
#MotilalOswal Midcap Portfolio Update (Mar 2026) 📊 Motilal Midcap changes out. Interesting updates : 🟢 3 Fresh Buys (Waaree Energies Limited, Tvs Motor Company Ltd., Premier Energies Limited) 🔴 1 Full Exit (Ge Vernova T&D India Ltd 📉) 📈 10 Increase in Holdings (Including: Max Healthcare Institute Ltd, Icici Prudential Asset Management, Shriram Finance Ltd, Billionbrains Garage Ventures, Bharat Electronics Ltd) 📉 8 Decrease in Holdings (Includes: Axis Bank Ltd, Persistent Systems Ltd, L&T Finance Holdings Ltd, Aditya Birla Capital Ltd, Dixon Technologies India Ltd) ⏸️ 6 Companies - No Change (Held steady on: Kalyan Jewellers India Ltd, One 97 Communications Ltd, Bharti Airtel Ltd, Multi Commodity Exchange Of India Ltd, Bharti Hexacom Ltd, Pb Fintech Ltd) The portfolio remains concentrated, with the Top 10 holdings accounting for 57.46% of the fund. Finance (15.1%) and IT (12.5%) continue to be the primary sectoral pillars. Detailed 1-Pager attached! 📄 #FinAlpha1Pager #MutualFunds #StockMarket #MotilalOswal #midcap
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Aashish P Sommaiyaa
Aashish P Sommaiyaa@AashishPS·
Some times it’s just fun to bash professional managers… let’s not distract ourselves with data…. 2 years of NIL returns on Nifty… what have mutual funds across various categories done…now compare with all indices, stock baskets and dispersion or range of outcomes across stocks that retail investors end up owning… source: linkedin.com/posts/sandeep-…
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Architecture Presentation
Architecture Presentation@arcpresentation·
Some mistakes about placing of fans in homes
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Balu Gorade
Balu Gorade@BaluGorade·
Largest mutual fund schemes across categories by AUM: 1] Flexi Cap Parag Parikh Flexi Cap Fund - ₹1.34L Cr 2] Large Cap ICICI Prudential Large Cap -₹77k Cr 3] Mid Cap HDFC Mid Cap Opportunities - ₹94k Cr 4] Small Cap Nippon India Small Cap - 67k Cr 5 Multi Cap Nippon Multi Cap Fund - ₹50.8k Cr 6] Multi Asset ICICI PruMulti Asset - ₹80k Cr 7] Balanced Advantage HDFC Balanced Advantage - ₹1.07L Cr 8] Aggressive Hybrid SBI Equity Hybrid Fund - ₹82k Cr 9] Value Fund ICICI value discovery - ₹60k Cr 10] Liquid Fund SBI Liquid Fund - ₹70k Cr Flexi cap attracts the highest flows, but Multi Asset Allocation Funds are gaining strong traction.
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The Indian Investor
The Indian Investor@Anvith_·
🏆 10 Best Mutual funds for Long term 1️⃣ Nippon India Mutual Fund (Small Cap) 2️⃣ PPFAS Mutual Fund (Flexi Cap) 3️⃣ HDFC Flexi Cap Mutual Fund 4️⃣ SBI Mutual Fund (Large Cap) 5️⃣ HDFC Mutual Fund (Mid Cap) 6️⃣ Quant Mutual Fund (Small Cap) 7️⃣ HDFC Mutual Fund (Hybrid) 8️⃣ ICICI Prudential Mutual Fund (Large Cap) 9️⃣ Mirae Asset Mutual Fund (Large Cap) 🔟 Motilal Oswal Mutual Fund (Mid Cap) 🚫 No Recommendation
The Indian Investor tweet media
Akash Chaudhary@Akash17971

27 Trusted Mutual Funds to Study During Market Corrections ⚡️🔥📒 1. Equity Mutual Funds Parag Parikh Flexi Cap Fund HDFC Flexi Cap Fund ICICI Prudential Flexi Cap Fund ICICI Prudential Large Cap Fund Nippon India Large Cap Fund Mirae Asset Large Cap Fund HDFC Mid Cap Fund Edelweiss Mid Cap Fund Kotak Emerging Equity Fund Nippon India Small Cap Fund Tata Small Cap Fund Bandhan Small Cap Fund ICICI Prudential Large & Mid Cap Fund Bandhan Large & Mid Cap Fund Kotak Multi Cap Fund Nippon India Multi Cap Fund 2. Hybrid Mutual Funds HDFC Balanced Advantage Fund ICICI Prudential Balanced Advantage Fund ICICI Prudential Equity & Debt Fund Nippon India Multi-Asset Allocation Fund 3. Tax-Saving (ELSS) Mutual Funds SBI ELSS Tax Saver Fund Parag Parikh ELSS Tax Saver Fund 4. Debt Mutual Funds Aditya Birla Sun Life Liquid Fund HDFC Short Term Debt Fund ICICI Prudential Short Term Fund 5. Index Funds UTI Nifty 50 Index Fund Motilal Oswal Nifty Midcap 150 Index Fund Why This Is the Best Time to Study Mutual Funds 👇 Markets are currently at the extreme end of a bearish phase. Many quality names are available at reasonable valuations, and mutual fund NAVs have corrected along with them. This phase is like a real market “sale” - but only for those who are prepared to observe and learn, not react emotionally. What you should do now is simple: start tracking these funds closely. Study their portfolio disclosures, understand what companies they are investing in, and observe the nature and strategy of each fund. Look at their long-term performance, consistency, and how they have handled previous cycles. Then align your selection with your own risk appetite and goals. Markets don’t stay bearish forever. The current phase is influenced by global uncertainties, but cycles always reverse. The real rewards come to those who prepare during the downturn - who study, build conviction, and take thoughtful decisions when others hesitate. Corrections reduce noise and reveal actual portfolio quality. You get to see what these funds truly hold. This is where fund manager decisions become visible - where they deploy capital and how they manage risk. Instead of chasing returns, this is the phase to study, compare, and build conviction in consistent performers. Disclaimer: This is strictly for educational and study purposes. Not investment advice. Always invest based on your own risk profile and financial goals. DYDD.

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Sanjay Yadav
Sanjay Yadav@SanjayYada7n·
🚨 HDFC ERGO BREAKING NEWS 🚨 Great news for all HDFC ERGO buyers 👇 ✅ No medical check-up till 75 years
✅ No Tele MER But don’t MISS this 👇 
⚠️ Past medical history disclosure is MUST 👉 No loading on pre-existing diseases 
👉 Only waiting period will be applicable 📍 Special condition for cities:
Navi Mumbai | Thane | Pune | Nasik ➡️ Deductible is compulsory
➡️ Without deductible → medical check-up required ⏳ This offer is valid only till 31st March 💡 Simple understanding:- Easy policy mil rahi hai… but transparency 100% honi Chahiye 👇 Need help choosing right option? 
Comment “HELP” or DM me - I’ll guide you personally #India #HealthInsurance #HDFCERGO #InsuranceUpdate #BreakingNews #Thane #Mumbai #Pune #Nashik
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Dr. Rakesh Bansal
Dr. Rakesh Bansal@iamrakeshbansal·
ED Flags Indians Buying Dubai Properties with Credit Cards The Enforcement Directorate (ED) is now sending notices to many Indians who bought homes in Dubai using their credit cards. Indian rules clearly say you cannot borrow money to buy property abroad. Credit cards are basically a loan from the bank. When you swipe your card for a down payment in Dubai (or click a payment link from builders), you are borrowing. This breaks the Foreign Exchange Management Act (FEMA) rules. Property buys overseas must be done only through proper bank channels under the Liberalised Remittance Scheme (LRS). Credit cards are only for small things like shopping or travel – not for buying houses. Many people did this without knowing and now face ED questions, possible heavy fines, and legal trouble.
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Kanan Bahl
Kanan Bahl@BahlKanan·
In this market crash, here are the equity mutual fund schemes sitting on the biggest cash reserves. How much do you think these funds will deploy in March? Infographic by @RupeetoolByFGM
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Thefynprint
Thefynprint@thefynprint·
You spent 30 years building wealth. Have you spent 30 minutes planning who protects it? Will vs Trust vs HUF here's when each one works: → Simple estate? Will. → Ancestral property + high income? HUF. → Want control over timing & disputes? Trust. → NRI? Trust — almost always. → Child with special needs? Private trust. Full breakdown with insights from @cyrilamarchand and Singhania & Co. Read 👉thefynprint.com/A5Xq3nTFR Download this week's magazine for more 👇thefynprint.com/magazine #EstatePlanning #WealthTransfer #Thefynprint #Trust
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Aditya Garg 🇮🇳
Aditya Garg 🇮🇳@Garg_Aditya_·
Every few months, investors ask the same question. “Which Mutual fund is giving the highest return?” The real questions should be different and answers to those questions are in the image 👇 Does this fund match your goal timeline? Does it match your risk comfort? Does it fit within your overall allocation? A fund that works for one investor may be completely unsuitable for another. There is no such thing as the best mutual fund. Only the right fit. Chasing what looks like the “best” option often leads to frequent switching. Over time, that switching quietly weakens discipline and disrupts long-term compounding. #MutualFunds #SIP
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Aditya Garg 🇮🇳@Garg_Aditya_

Since Covid Wave in 2021: Mutual Funds That Consistently Beat Their Benchmarks. Bookmark 🔖 and repost for future reference 1️⃣ Large Cap •Franklin India Large Cap Fund – 32.76% •Tata Large Cap – 32.67% •Invesco India Large Cap – 32.53% •Nippon India Large Cap Fund – 32.37% •Mahindra Manulife Large Cap Fund – 32.27% •UTI Large Cap Fund – 29.56% •HDFC Large Cap – 28.56% •Union Large Cap – 28.56% •Kotak Large Cap Fund – 27.74% •Mirae Asset Large Cap – 27.51% 2️⃣ Flexi Cap •Quant Flexi Cap – 57.91% •Parag Parikh Flexi Cap – 45.51% •Franklin India Flexi Cap – 45.11% •Union Flexi Cap – 37.12% •HDFC Flexi Cap – 34.70% •Edelweiss Flexi Cap – 34.70% •UTI Flexi Cap – 33.98% •DSIC Flexi Cap – 33.30% 3️⃣ Mid Cap •ICICI Prudential MidCap Fund – 59.25% •Mahindra Manulife Mid Cap Fund – 49.37% •Edelweiss MidCap – 50.26% •Axis Midcap Fund – 51.82% •Kotak Midcap Fund – 47.31% •DSP MidCap – 50.39% •UTI MidCap – 43.07% 4️⃣ Small Cap •Investco India Small Cap – 62.13% •Union Small Cap – 62.14% •Sundaram Small Cap – 60.35% •DSP Small Cap – 58.90% •Franklin India Small Cap Fund – 56.37% •UTI Small Cap – 55.35% •ABSL Small Cap – 47.56% •ITI Small Cap – 51.97% Key Notes - •Total Outperforming Funds: 48 funds across all categories •Best Performer: Investco India Small Cap Reg Gr & Union Small Cap Reg Gr (~62%) •Category Performance: Small Cap funds showed strongest benchmark outperformance, followed by Flexi Cap •Consistency: Large Cap funds showed more modest but consistent outperformance vs benchmarks •2021 Market Context: Strong equity market performance across all segments as markets recovered post-COVID PC: Ankush Prajapati #MutualFunds #SIP

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Sanjay Kathuria
Sanjay Kathuria@sanjaykathuria·
Same country. Same tax laws. Different understanding. Why are you paying 30% tax while the rich pay much less? Let me show you what they know that you don't 👇 1/ GIFTS TO FAMILY - Section 56(2)(x) Aishwarya Rai Bachchan reportedly gifted Aaradhya: A red BMW Mini Cooper S A Dubai holiday home (₹50+ crore) Tax paid? ZERO. Under Section 56(2)(x): ✓ Gifts from parents to children = tax-free ✓ No limit ✓ Even luxury assets allowed Not a loophole. It's written in law. 2/ LLP STRUCTURES Virat Kohli & Anushka Sharma operate through LLPs. Why? ✓ Income can be split between partners ✓ Profits taxed at firm level (lower rates possible) ✓ Business expenses like equipment, staff salaries, investments are all deductible Tax efficiency at scale. 3/ HUF (Hindu Undivided Family) Adani family uses HUF structures. HUF = separate tax entity. Benefits: ✓ Separate basic exemption (₹2.5L) ✓ Separate 80C benefits (₹1.5L) ✓ Separate capital gains calculation One family. Multiple tax files. Lower overall tax liability. 4/ AGRICULTURAL INCOME - Section 10(1) MS Dhoni's 40-acre Ranchi farm grows: Dairy Poultry Fruits Vegetables Under Section 10(1): Agricultural income is FULLY EXEMPT from tax. His farm isn't just growing strawberries and dragon fruit. It's growing tax-free income. 5/ BUSINESS EXPENSES Tanmay Bhatt buys a camera → business deduction, reduces taxable profit You buy the same camera → personal expense, no deduction Why? Because he runs a business. Creators, founders, consultants can deduct: ✓ Studio rent ✓ Equipment ✓ Software subscriptions ✓ Travel expenses ✓ Team salaries All of these reduce taxable profit. THE PATTERN: Same country. Same tax laws. But the wealthy structure their income differently: You earn salary → 30% tax They earn through LLPs → lower effective rate You buy assets in your name → full tax exposure They gift within family → zero tax You have one PAN → one tax slab They have HUF → multiple tax slabs IS THIS ILLEGAL? No. Everything mentioned here is 100% legal and within IT Act provisions. The difference? Knowledge. Most salaried people don't even know these structures exist. WHAT YOU CAN DO: You don't need to be a billionaire to use these. 1. Form an HUF if you have a family 2. Gift assets to spouse/children (tax-free) 3. If you freelance/consult, consider LLP over proprietorship 4. Claim all deductions properly (80C, 80D, HRA, etc.) 5. Hire a good CA, not just a tax filer THE REAL LESSON: The tax system doesn't discriminate. But information does. While you're busy earning and paying 30%, someone else is structuring income across HUFs, LLPs, agricultural income, and family gifts. Same laws. Different strategies. Massive tax difference. Now you know why they pay less. Save this thread. Share it with someone who needs to see it. RT if this opened your eyes 🔄
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$@M
$@M@SAMTHEBESTEST_·
We were the last generation to see it all and we were lucky ❤️
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Advait Arora
Advait Arora@WealthEnrich·
For NRI's returning to India after many years, the 1st year back is can be a tax trap. 1 small mistake could result in surprise bill + penalties. Stay smart, don't get stumped! Great Insights ✔️ ( Source: @EconomicTimes ) #NRI #TaxIndia
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Perfect Wealth
Perfect Wealth@PerfectWealth_·
Mutual Funds made Simple
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Sandeep Jethwani
Sandeep Jethwani@sandeepjethwani·
9 out of 10 rupees you earn (or lose) depend on how you divide your money. Most investors think asset allocation is about averaging returns. It's actually about engineering outcomes. Here's a simple example from our internal analysis. Over 3-year rolling periods: → MidCaps delivered 16.19% average returns but with 11.53% volatility → LargeCaps delivered 12.81% returns with just 6.73% volatility But here's what's interesting. A 50:50 blend of both doesn't give you "average" results. It gives you something better. The actual 50:50 portfolio delivered: → 14.59% returns (close to mid-point, as expected) → But only 8.79% volatility (significantly lower than the 9.13% you'd intuitively expect) Why? Because portfolio risk isn't additive. Correlations matter. Rebalancing matters. The math of compounding is path-dependent. Over 5-year periods, the pattern holds. The blended portfolio consistently delivers a better return-per-unit-of-risk than either component alone. This is the real job of asset allocation. Not picking the "best" asset. Not chasing the highest return. But designing a portfolio where the probability of achieving your goal is highest—with drawdowns you can actually live through. Most wealth creators I meet are over-allocated to what performed well recently. The discipline of allocation is accepting that the best portfolio often looks boring in any single year. But boring compounds. Excitement doesn't. How do you think about allocation in your own portfolio? #AssetAllocation #WealthManagement #Dezerv #CreateWealth
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